SPAR NORD BANK A/S financials
SPAR NORD BANK A/S
Country: DK Reporting currency: DKK Latest annual report: 2024-12-31
LEI:
549300DHT635Q5P8J715 Financial statements
(DKK, as reported — unscaled; 85 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Other income | DKK 185.0M | DKK 175.0M |
| Operating expenses | DKK 1.17B | DKK 1.06B |
| Employee benefits expense | DKK 1.61B | DKK 1.49B |
| Profit before tax | DKK 2.91B | DKK 3.14B |
| Income tax expense | DKK 684.0M | DKK 720.0M |
| Profit for the year | DKK 2.22B | DKK 2.42B |
| — attributable to owners | DKK 2.17B | DKK 2.37B |
| Total comprehensive income | DKK 2.27B | DKK 2.43B |
| Per share | ||
| Basic EPS | DKK 18700000.00 | DKK 19900000.00 |
| Diluted EPS | DKK 18700000.00 | DKK 19900000.00 |
| Free cash flow / share | DKK 13953465.35 | DKK -34662660.06 |
| Cash flow statement | ||
| Cash generated from operations | DKK 2.25B | DKK 2.67B |
| Net cash from operating activities | DKK 1.73B | -DKK 4.18B |
| Net cash from investing activities | -DKK 43.0M | -DKK 113.0M |
| Purchase of PP&E (capex) | DKK 69.0M | DKK 38.0M |
| Purchase of intangibles | DKK 4.0M | DKK 6.0M |
| Net cash from financing activities | -DKK 1.64B | DKK 2.20B |
| Dividends paid | DKK 1.21B | DKK 554.0M |
| Lease liability payments | DKK 26.0M | DKK 26.0M |
| Balance sheet | ||
| Total assets | DKK 143.78B | DKK 134.90B |
| Intangible assets & goodwill | DKK 416.0M | DKK 419.0M |
| Cash & equivalents | DKK 2.09B | DKK 2.04B |
| Total equity | DKK 14.63B | DKK 13.98B |
| — attributable to owners | DKK 13.43B | DKK 12.78B |
| Deferred tax liabilities | DKK 389.0M | DKK 76.0M |
| Derived metrics | ||
| Free cash flow | DKK 1.66B | -DKK 4.22B |
| Return on equity | 15.2% | 17.3% |
| Cash conversion ratio | 0.78× | -1.73× |
| Capex coverage | 25.03× | -109.97× |
| Other reported items | ||
| Accruals | DKK 97.0M | DKK 110.0M |
| Accrued Income Other Than Contract Assets | DKK 143.0M | DKK 128.0M |
| Adjustments For Decrease Increase In Loans and Advances To Banks | DKK 1.96B | DKK 3.05B |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -DKK 6.79B | -DKK 3.57B |
| Adjustments For Depreciation and Amortisation Expense | DKK 91.0M | DKK 94.0M |
| Adjustments For Gain Loss On Disposal of Investments In Subsidiaries Joint Ventures and Associates | DKK 0 | DKK 0 |
| Adjustments For Gains Losses On Fair Value Adjustment Investment Property | DKK 0 | DKK 0 |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances | -DKK 21.0M | DKK 7.0M |
| Adjustments For Losses Gains On Disposal of Noncurrent Assets | DKK 0 | DKK 0 |
| Adjustments For Provisions | -DKK 28.0M | DKK 20.0M |
| Adjustments For Undistributed Profits of Associates | DKK 146.0M | DKK 107.0M |
| Comprehensive Income Attributable To Owners of Parent | DKK 2.23B | DKK 2.39B |
| Current Tax Assets | DKK 88.0M | DKK 70.0M |
| Deferred Tax Assets | DKK 0 | DKK 0 |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | — | DKK 1.21B |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | — | DKK 10.00 |
| Dividends Received From Associates Classified As Investing Activities | DKK 38.0M | DKK 23.0M |
| Dividends Recognised As Distributions To Owners Per Share | DKK 10.00 | — |
| Equity and Liabilities | DKK 143.78B | DKK 134.90B |
| Fee and Commission Expense | DKK 225.0M | DKK 186.0M |
| Fee and Commission Income | DKK 1.78B | DKK 1.68B |
| Financial Liabilities At Amortised Cost | DKK 9.13B | DKK 9.31B |
| Financial Liabilities At Fair Value Through Profit Or Loss | DKK 1.44B | DKK 1.94B |
| Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | -DKK 25.0M | -DKK 33.0M |
| Income Taxes Paid Refund Classified As Operating Activities | DKK 397.0M | DKK 451.0M |
| Increase Decrease In Cash and Cash Equivalents | DKK 44.0M | -DKK 2.10B |
| Increase Decrease In Working Capital | DKK 521.0M | DKK 6.84B |
| Increase Decrease Through Transactions With Owners | — | -DKK 924.0M |
| Increase Decrease Through Treasury Share Transactions | -DKK 1.62B | — |
| Interest Expense | DKK 1.80B | DKK 1.11B |
| Interest Revenue Calculated Using Effective Interest Method | DKK 3.96B | DKK 3.60B |
| Investments In Associates | DKK 1.09B | DKK 973.0M |
| Issued Capital | DKK 1.18B | DKK 1.21B |
| Land and Buildings | DKK 727.0M | DKK 711.0M |
| Liabilities | DKK 129.16B | DKK 120.92B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | DKK 34.0M | DKK 2.0M |
| Other Assets | DKK 1.60B | DKK 1.68B |
| Other Borrowings | DKK 6.84B | DKK 5.01B |
| Other Comprehensive Income | DKK 51.0M | DKK 13.0M |
| Other Comprehensive Income Net of Tax Gains Losses On Hedging Instruments That Hedge Investments In Equity Instruments | DKK 24.0M | DKK 7.0M |
| Other Liabilities | DKK 4.36B | DKK 3.67B |
| Other Property Plant and Equipment | DKK 108.0M | DKK 120.0M |
| Proceeds From Issue of Bonds Notes and Debentures | DKK 17.0M | DKK 3.14B |
| Proceeds From Sales of Intangible Assets Classified As Investing Activities | DKK 0 | DKK 0 |
| Proceeds From Sales of Interests In Associates | DKK 0 | DKK 0 |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | DKK 1.0M | DKK 70.0M |
| Provisions | DKK 58.0M | DKK 87.0M |
| Purchase of Interests In Associates | DKK 9.0M | DKK 162.0M |
| Repayments of Subordinated Liabilities | DKK 47.0M | DKK 44.0M |
| Retained Earnings | DKK 11.72B | DKK 9.99B |
| Revaluation Surplus | DKK 142.0M | DKK 119.0M |
| Revenue From Interest | DKK 5.32B | DKK 4.65B |
| Share Issue Related Cost | — | DKK 10.0M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Net of Tax | DKK 4.0M | DKK 0 |
| Statutory Reserve | DKK 389.0M | DKK 253.0M |
| Subordinated Liabilities | DKK 1.59B | DKK 1.59B |
Methodology
Every line item above is a fact tagged in SPAR NORD BANK A/S's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (DKK), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.