SPAREBANKEN MØRE financials
SPAREBANKEN MØRE
Country: NO Reporting currency: NOK Latest annual report: 2024-12-31
LEI:
5967007LIEEXZX5PU005 Financial statements
(NOK, as reported — unscaled; 84 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Other income | NOK 330.0M | NOK 295.0M |
| Operating expenses | NOK 955.0M | NOK 859.0M |
| Employee benefits expense | NOK 525.0M | NOK 482.0M |
| Profit before tax | NOK 1.43B | NOK 1.39B |
| Income tax expense | NOK 340.0M | NOK 334.0M |
| Profit for the year | NOK 1.09B | NOK 1.05B |
| — attributable to owners | NOK 1.02B | NOK 1.01B |
| Total comprehensive income | NOK 1.06B | NOK 1.03B |
| Per share | ||
| Basic EPS | NOK 9.95 | NOK 10.12 |
| Diluted EPS | NOK 9.95 | NOK 10.12 |
| Cash flow statement | ||
| Net cash from operating activities | -NOK 2.32B | -NOK 3.02B |
| Income taxes paid | NOK 269.0M | NOK 210.0M |
| Net cash from investing activities | -NOK 71.0M | -NOK 57.0M |
| Net cash from financing activities | NOK 2.60B | NOK 2.80B |
| Balance sheet | ||
| Total assets | NOK 102.33B | NOK 96.73B |
| Property, plant & equipment | NOK 220.0M | NOK 206.0M |
| Intangible assets & goodwill | NOK 61.0M | NOK 59.0M |
| Cash & equivalents | NOK 563.0M | NOK 353.0M |
| Total equity | NOK 9.03B | NOK 8.68B |
| Deferred tax liabilities | NOK 148.0M | NOK 161.0M |
| Derived metrics | ||
| Return on equity | 12.0% | 12.2% |
| Cash conversion ratio | -2.13× | -2.86× |
| Other reported items | ||
| Accruals and Deferred Income Including Contract Liabilities | NOK 101.0M | NOK 98.0M |
| Adjustments For Decrease Increase In Loans and Advances To Banks | NOK 245.0M | -NOK 709.0M |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -NOK 4.81B | -NOK 4.75B |
| Adjustments For Increase Decrease In Deposits From Customers | NOK 2.14B | NOK 3.53B |
| Balances On Demand Deposits From Customers | NOK 36.31B | NOK 32.79B |
| Balances On Term Deposits From Customers | NOK 13.24B | NOK 14.62B |
| Bonds Issued | NOK 38.91B | NOK 36.17B |
| Cash and Bank Balances At Central Banks | NOK 447.0M | NOK 266.0M |
| Comprehensive Income Attributable To Owners of Parent | NOK 1.00B | NOK 979.0M |
| Current Tax Liabilities | NOK 349.0M | NOK 270.0M |
| Deferred Tax Assets | NOK 0 | NOK 0 |
| Deposits From Banks | NOK 1.99B | NOK 1.73B |
| Deposits From Customers | NOK 49.55B | NOK 47.41B |
| Derivative Financial Assets | NOK 1.39B | NOK 1.34B |
| Derivative Financial Liabilities | NOK 719.0M | NOK 603.0M |
| Dividends Paid To Equity Holders of Parent Classified As Financing Activities | NOK 371.0M | NOK 198.0M |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | NOK 370.76B | — |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | NOK 6.25 | NOK 7.50 |
| Dividends Received Classified As Operating Activities | NOK 14.0M | NOK 1.0M |
| Dividends Recognised As Distributions To Owners of Parent | NOK 371.0M | NOK 198.0M |
| Dividends Recognised As Distributions To Owners Per Share | NOK 7.50 | NOK 4.00 |
| Equity and Liabilities | NOK 102.33B | NOK 96.73B |
| Fee and Commission Expense | NOK 40.0M | NOK 42.0M |
| Fee and Commission Income | NOK 271.0M | NOK 258.0M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | NOK 20.0M | -NOK 53.0M |
| Income Tax Relating To Change In Value of Foreign Currency Basis Spreads of Other Comprehensive Income | -NOK 8.0M | -NOK 8.0M |
| Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income | NOK 2.0M | NOK 0 |
| Increase Decrease In Cash and Cash Equivalents | NOK 210.0M | -NOK 278.0M |
| Increase Decrease Through Conversion of Convertible Instruments | NOK 0 | — |
| Increase Decrease Through Treasury Share Transactions | -NOK 7.0M | -NOK 3.0M |
| Interest Expense | NOK 3.90B | NOK 3.02B |
| Interest Paid Classified As Operating Activities | NOK 2.04B | NOK 1.68B |
| Interest Received Classified As Operating Activities | NOK 542.0M | NOK 439.0M |
| Interest Revenue Expense | NOK 2.07B | NOK 1.90B |
| Investments In Subsidiaries | NOK 0 | NOK 0 |
| Issued Capital | NOK 996.0M | NOK 989.0M |
| Land and Buildings | NOK 205.0M | NOK 190.0M |
| Liabilities | NOK 93.31B | NOK 88.06B |
| Loans and Advances To Banks | NOK 702.0M | NOK 919.0M |
| Loans and Advances To Customers | NOK 86.88B | NOK 81.57B |
| Miscellaneous Other Operating Income | NOK 56.0M | NOK 34.0M |
| Other Assets | NOK 214.0M | NOK 203.0M |
| Other Comprehensive Income | -NOK 23.0M | -NOK 28.0M |
| Other Comprehensive Income Before Tax Change In Value of Foreign Currency Basis Spreads | -NOK 38.0M | -NOK 37.0M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | NOK 9.0M | NOK 1.0M |
| Other Expense By Nature | NOK 375.0M | NOK 328.0M |
| Other Inflows Outflows of Cash Classified As Financing Activities | NOK 330.0M | -NOK 555.0M |
| Other Liabilities | NOK 651.0M | NOK 727.0M |
| Payments To Acquire Or Redeem Entitys Shares | NOK 15.0M | NOK 8.0M |
| Proceeds From Issue of Bonds Notes and Debentures | NOK 10.68B | NOK 8.39B |
| Proceeds From Sale Or Issue of Treasury Shares | NOK 9.0M | NOK 6.0M |
| Receipts From Royalties Fees Commissions and Other Revenue | NOK 5.76B | NOK 4.78B |
| Recognised Assets Defined Benefit Plan | NOK 80.0M | NOK 59.0M |
| Recognised Liabilities Defined Benefit Plan | NOK 23.0M | NOK 28.0M |
| Repayments of Bonds Notes and Debentures | NOK 7.82B | NOK 5.79B |
| Reserve of Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | -NOK 43.0M | -NOK 13.0M |
| Revenue and Operating Income | NOK 2.40B | NOK 2.19B |
| Revenue From Interest | NOK 5.97B | NOK 4.92B |
| Share Premium | NOK 379.0M | NOK 359.0M |
| Subordinated Liabilities | NOK 857.0M | NOK 857.0M |
| Treasury Shares | NOK 5.0M | NOK 4.0M |
| Warranty Provision | NOK 11.0M | NOK 4.0M |
Methodology
Every line item above is a fact tagged in SPAREBANKEN MØRE's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (NOK), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.