SPAREBANKEN SØR financials
SPAREBANKEN SØR
Country: NO Reporting currency: NOK Latest annual report: 2024-12-31
LEI:
549300U497VKMF6R3Q14 Financial statements
(NOK, as reported — unscaled; 82 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Other income | NOK 146.0M | NOK 128.0M |
| Operating expenses | NOK 1.38B | NOK 1.30B |
| Employee benefits expense | NOK 809.0M | NOK 757.0M |
| Operating profit (EBIT) | NOK 2.53B | NOK 2.28B |
| Profit before tax | NOK 2.46B | NOK 2.23B |
| Income tax expense | NOK 468.0M | NOK 454.0M |
| Profit for the year | NOK 1.99B | NOK 1.77B |
| — attributable to owners | NOK 1.99B | NOK 1.77B |
| — attributable to NCI | NOK 1.0M | NOK 1.0M |
| Total comprehensive income | NOK 1.94B | NOK 1.68B |
| Per share | ||
| Basic EPS | NOK 182000000.00 | NOK 164000000.00 |
| Free cash flow / share | NOK 237450980.39 | NOK 220609137.06 |
| Cash flow statement | ||
| Net cash from operating activities | NOK 2.64B | NOK 2.49B |
| Net cash from investing activities | -NOK 11.32B | NOK 4.47B |
| Purchase of PP&E (capex) | NOK 47.0M | NOK 102.0M |
| Net cash from financing activities | NOK 8.57B | -NOK 6.94B |
| Dividends paid | -NOK 417.0M | -NOK 250.0M |
| Balance sheet | ||
| Total assets | NOK 176.51B | NOK 157.41B |
| Property, plant & equipment | NOK 493.0M | NOK 527.0M |
| Total equity | NOK 18.04B | NOK 16.75B |
| Deferred tax liabilities | NOK 0 | NOK 23.0M |
| Derived metrics | ||
| Free cash flow | NOK 2.60B | NOK 2.38B |
| Return on equity | 11.0% | 10.6% |
| Cash conversion ratio | 1.33× | 1.40× |
| Capex coverage | 56.21× | 24.38× |
| Other reported items | ||
| Adjustments For Decrease Increase In Loans and Advances To Customers | -NOK 6.01B | -NOK 3.51B |
| Adjustments For Increase Decrease In Deposits From Banks | NOK 2.05B | NOK 772.0M |
| Adjustments For Increase Decrease In Deposits From Customers | NOK 4.89B | NOK 3.57B |
| Cash and Bank Balances At Central Banks | NOK 492.0M | NOK 604.0M |
| Cash Outflow For Leases | NOK 13.0M | NOK 12.0M |
| Comprehensive Income Attributable To Noncontrolling Interests | NOK 1.0M | NOK 1.0M |
| Comprehensive Income Attributable To Owners of Parent | NOK 1.94B | NOK 1.68B |
| Current Tax Liabilities | NOK 491.0M | NOK 496.0M |
| Debt Instruments Held | NOK 31.04B | NOK 24.16B |
| Debt Securities | NOK 66.34B | NOK 56.72B |
| Deferred Tax Assets | NOK 18.0M | — |
| Deposits From Banks | NOK 5.58B | NOK 3.53B |
| Deposits From Customers | NOK 74.22B | NOK 69.27B |
| Derivative Financial Assets | NOK 3.79B | NOK 2.00B |
| Derivative Financial Liabilities | NOK 919.0M | NOK 922.0M |
| Equity and Liabilities | NOK 176.51B | NOK 157.41B |
| Equity Instruments Held | NOK 264.0M | NOK 235.0M |
| Fee and Commission Expense | NOK 125.0M | NOK 109.0M |
| Fee and Commission Income | NOK 549.0M | NOK 509.0M |
| Fee and Commission Income Expense | NOK 424.0M | NOK 400.0M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | NOK 75.0M | NOK 49.0M |
| Income Tax Relating To Hedges of Net Investments In Foreign Operations of Other Comprehensive Income | NOK 14.0M | NOK 26.0M |
| Income Taxes Paid Refund Classified As Operating Activities | -NOK 499.0M | -NOK 360.0M |
| Increase Decrease In Cash and Cash Equivalents | -NOK 111.0M | NOK 14.0M |
| Increase Decrease Through Sharebased Payment Transactions | NOK 16.0M | -NOK 13.0M |
| Increase Decrease Through Transfers and Other Changes Equity | NOK 0 | -NOK 4.0M |
| Intangible Assets Other Than Goodwill | NOK 119.0M | NOK 114.0M |
| Interest Expense | NOK 6.50B | NOK 5.05B |
| Interest Income For Financial Assets Not At Fair Value Through Profit Or Loss | NOK 8.22B | NOK 6.91B |
| Interest Income On Financial Assets Designated At Fair Value Through Profit Or Loss | NOK 1.59B | NOK 1.18B |
| Interest Paid Classified As Operating Activities | NOK 6.41B | NOK 4.95B |
| Interest Received Classified As Operating Activities | NOK 9.77B | NOK 7.89B |
| Interest Revenue Expense | NOK 3.31B | NOK 3.04B |
| Investment Accounted For Using Equity Method | NOK 2.00B | NOK 1.54B |
| Liabilities | NOK 158.47B | NOK 140.66B |
| Loans and Advances To Banks | NOK 4.60B | NOK 468.0M |
| Loans and Advances To Customers | NOK 133.44B | NOK 127.53B |
| Miscellaneous Other Operating Expense | NOK 515.0M | NOK 493.0M |
| Miscellaneous Other Operating Income | NOK 18.0M | NOK 29.0M |
| Other Assets | NOK 248.0M | NOK 233.0M |
| Other Cash Payments From Operating Activities | NOK 1.26B | NOK 1.19B |
| Other Cash Receipts From Operating Activities | NOK 422.0M | NOK 389.0M |
| Other Comprehensive Income | -NOK 50.0M | -NOK 93.0M |
| Other Comprehensive Income Before Tax | — | -NOK 93.0M |
| Other Comprehensive Income Before Tax Change In Value of Foreign Currency Basis Spreads | -NOK 64.0M | -NOK 119.0M |
| Other Equity Interest | NOK 10.54B | NOK 10.07B |
| Other Inflows Outflows of Cash Classified As Financing Activities | -NOK 63.0M | NOK 53.0M |
| Other Inflows Outflows of Cash Classified As Investing Activities | -NOK 6.0M | NOK 3.0M |
| Other Inflows Outflows of Cash Classified As Operating Activities | -NOK 27.0M | -NOK 4.0M |
| Other Liabilities | NOK 526.0M | NOK 610.0M |
| Proceeds From Issue of Bonds Notes and Debentures | NOK 14.00B | NOK 0 |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | NOK 15.0M | NOK 15.0M |
| Provisions For Employee Benefits | NOK 154.0M | NOK 138.0M |
| Repayments of Bonds Notes and Debentures | NOK 6.30B | NOK 8.42B |
| Repayments of Subordinated Liabilities | NOK 500.0M | NOK 600.0M |
| Revenue From Dividends | NOK 36.0M | NOK 2.0M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | NOK 128.0M | NOK 99.0M |
Methodology
Every line item above is a fact tagged in SPAREBANKEN SØR's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (NOK), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.