SPARKASSE OBERÖSTERREICH BANK AG financials
SPARKASSE OBERÖSTERREICH BANK AG
Country: AT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
V0VY22PV9D0HFTF8EI62 Financial statements
(EUR, as reported — unscaled; 109 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Administrative expenses | €93.6M | €92.5M |
| Employee benefits expense | €139.6M | €137.1M |
| Depreciation & amortisation | €16.2M | €16.0M |
| Profit before tax | €117.7M | €114.3M |
| Income tax expense | €25.4M | €23.3M |
| Profit for the year | €92.3M | €91.1M |
| — attributable to owners | €92.0M | €90.8M |
| — attributable to NCI | -€300.0K | -€200.0K |
| Total comprehensive income | €144.7M | €119.4M |
| Cash flow statement | ||
| Net cash from operating activities | -€845.1M | €925.4M |
| Net cash from investing activities | -€7.0M | -€35.1M |
| Purchase of PP&E (capex) | €31.4M | €18.9M |
| Net cash from financing activities | -€29.3M | -€67.0M |
| Dividends paid | €25.0M | €62.9M |
| Lease liability payments | €4.2M | €4.1M |
| Balance sheet | ||
| Total assets | €15.84B | €15.54B |
| Property, plant & equipment | €133.5M | €113.8M |
| Intangible assets & goodwill | €3.8M | €4.1M |
| Cash & equivalents | €1.10B | €1.98B |
| Total equity | €1.29B | €1.16B |
| — attributable to owners | €1.21B | €1.08B |
| Non-controlling interests | €400.0K | €400.0K |
| Deferred tax liabilities | €31.9M | €15.8M |
| Derived metrics | ||
| Free cash flow | -€876.5M | €906.5M |
| Return on equity | 7.1% | 7.8% |
| Cash conversion ratio | -9.16× | 10.16× |
| Capex coverage | -26.91× | 48.96× |
| Other reported items | ||
| Additional Paidin Capital | €124.6M | €124.6M |
| Adjustments For Decrease Increase In Financial Assets Held For Trading | €26.8M | -€7.3M |
| Adjustments For Depreciation and Amortisation Expense and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | -€16.2M | -€17.5M |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | -€58.4M | -€35.9M |
| Comprehensive Income Attributable To Noncontrolling Interests | -€300.0K | -€200.0K |
| Comprehensive Income Attributable To Owners of Parent | €144.4M | €119.2M |
| Current Tax Assets | €7.1M | €300.0K |
| Current Tax Liabilities | €3.1M | €2.4M |
| Debt Instruments Held At Amortised Cost | €2.15B | €2.05B |
| Debt Instruments Held At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value Other Than Those Classified As Held For Trading | €127.0M | €119.1M |
| Debt Instruments Held Measured At Fair Value Through Other Comprehensive Income | €136.6M | €143.3M |
| Debt Instruments Issued At Amortised Cost | €1.16B | €1.02B |
| Deferred Tax Assets | €0 | €0 |
| Deposits From Banks At Amortised Cost | €664.5M | €738.8M |
| Deposits From Customers At Amortised Cost | €11.82B | €11.71B |
| Deposits From Customers At Fair Value Through Profit Or Loss That Meet Definition of Held For Trading | €61.8M | €63.5M |
| Derivative Financial Assets Held For Trading | €16.0M | €33.4M |
| Derivative Financial Liabilities Held For Trading | €28.8M | €20.6M |
| Dividends Paid To Equity Holders of Parent Classified As Financing Activities | €24.8M | €62.7M |
| Dividends Paid To Noncontrolling Interests Classified As Financing Activities | €200.0K | €200.0K |
| Dividends Received Classified As Operating Activities | €8.2M | €10.4M |
| Dividends Recognised As Distributions To Owners Per Share | €55.00 | — |
| Equity and Liabilities | €15.84B | €15.54B |
| Equity Instruments Held At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value Other Than Those Classified As Held For Trading | €23.6M | €34.7M |
| Fair Value of Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income | €181.2M | €125.0M |
| Fee and Commission Expense | €19.6M | €18.4M |
| Fee and Commission Income | €169.1M | €158.8M |
| Fee and Commission Income Expense | €149.6M | €140.4M |
| Financial Assets At Amortised Cost | €14.01B | €12.89B |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €35.4M | €60.3M |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value Other Than Those Classified As Held For Trading | €150.6M | €153.9M |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | €317.8M | €268.3M |
| Financial Liabilities At Amortised Cost | €13.66B | €13.48B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €28.8M | €20.6M |
| Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | €561.7M | €604.2M |
| Gain Loss Arising From Derecognition of Financial Assets Measured At Amortised Cost | €0 | €0 |
| Gain Loss On Remeasurement of Net Defined Benefit Liability Asset | -€5.3M | -€1.2M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €2.5M | €4.3M |
| Hedging Instrument Assets | €3.3M | €4.5M |
| Hedging Instrument Liabilities | €8.8M | €8.5M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €40.4M | €18.6M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | €600.0K | €1.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | €14.8M | €7.6M |
| Income Taxes Paid Refund Classified As Operating Activities | €21.5M | €20.0M |
| Increase Decrease Through Changes In Ownership Interests In Subsidiaries That Do Not Result In Loss of Control | -€200.0K | -€6.3M |
| Increase Decrease Through Transfers and Other Changes Equity | €0 | €0 |
| Interest Expense | €171.5M | €266.4M |
| Interest Expense On Other Financial Liabilities | €37.6M | €62.8M |
| Interest Income On Other Financial Assets | €19.4M | €29.6M |
| Interest Paid Classified As Operating Activities | €258.6M | €372.2M |
| Interest Received Classified As Operating Activities | €463.8M | €522.7M |
| Interest Revenue Calculated Using Effective Interest Method | €433.5M | €530.3M |
| Interest Revenue Expense | €243.7M | €230.7M |
| Investment Property | €48.4M | €37.3M |
| Investments In Subsidiaries Joint Ventures and Associates | €1.3M | €1.3M |
| Issued Capital | €52.9M | €52.9M |
| Lease Liabilities | €33.0M | €34.8M |
| Loans and Advances To Banks At Amortised Cost | €1.89B | €1.58B |
| Loans and Advances To Customers At Amortised Cost | €9.97B | €9.26B |
| Loans and Advances To Customers At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value Other Than Those Classified As Held For Trading | €100.0K | €100.0K |
| Other Adjustments To Reconcile Profit Loss | €100.0K | -€500.0K |
| Other Assets | €29.7M | €21.7M |
| Other Cash Payments To Acquire Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €0 | €0 |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €16.6M | €0 |
| Other Comprehensive Income | €52.4M | €28.4M |
| Other Comprehensive Income Before Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | -€2.2M | -€9.5M |
| Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | €2.6M | €4.2M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | €60.5M | €40.7M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €6.9M | €1.6M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €2.0M | €3.2M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €50.4M | €25.2M |
| Other Operating Income Expense | -€7.4M | -€10.7M |
| Other Payables | €82.3M | €63.1M |
| Proceeds From Sales of Investment Property | €0 | €0 |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | €0 | €0 |
| Provisions | €141.2M | €152.8M |
| Purchase of Investment Property | €3.0M | €100.0K |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €100.0K | €0 |
| Rental Income From Investment Property | €5.5M | €4.4M |
| Revenue From Dividends | €8.2M | €10.4M |
| Trade and Other Receivables | €5.3M | €3.8M |
| Trading Income Expense | -€20.4M | €13.9M |
Methodology
Every line item above is a fact tagged in SPARKASSE OBERÖSTERREICH BANK AG's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.