STANDARD CHARTERED BANK financials
STANDARD CHARTERED BANK
Country: GB Reporting currency: USD Latest annual report: 2025-12-31
LEI:
RILFO74KP1CM8P6PCT96 Financial statements
(USD, as reported — unscaled; 112 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Operating expenses | $7.96B | $7.55B |
| Employee benefits expense | $6.77B | $6.42B |
| Depreciation & amortisation | $721.0M | $656.0M |
| Operating profit (EBIT) | $5.00B | $4.86B |
| Profit before tax | $4.72B | $4.45B |
| Income tax expense | $1.31B | $1.47B |
| Profit for the year | $3.41B | $2.98B |
| — attributable to owners | $3.38B | $2.94B |
| — attributable to NCI | $34.0M | $39.0M |
| Total comprehensive income | $4.32B | $2.51B |
| Cash flow statement | ||
| Net cash from operating activities | $23.95B | -$4.97B |
| Net cash from investing activities | -$5.03B | $1.17B |
| Purchase of PP&E (capex) | $225.0M | $224.0M |
| Net cash from financing activities | -$7.98B | -$3.69B |
| Dividends paid | $2.28B | $2.40B |
| Proceeds from borrowings | $2.50B | $3.13B |
| Lease liability payments | $90.0M | $97.0M |
| Net change in cash | $10.94B | -$7.50B |
| Balance sheet | ||
| Total assets | $593.36B | $563.53B |
| Property, plant & equipment | $1.30B | $1.14B |
| Intangible assets & goodwill | $4.11B | $3.77B |
| Cash & equivalents | $92.36B | $78.95B |
| Total equity | $35.64B | $34.12B |
| — attributable to owners | $29.32B | $27.93B |
| Non-controlling interests | $594.0M | $464.0M |
| Deferred tax liabilities | $523.0M | $427.0M |
| Derived metrics | ||
| Free cash flow | $23.73B | -$5.20B |
| Return on equity | 9.6% | 8.7% |
| Cash conversion ratio | 7.02× | -1.67× |
| Capex coverage | 106.46× | -22.21× |
| Other reported items | ||
| Accruals and Deferred Income Including Contract Liabilities | $4.58B | $4.26B |
| Adjustments For Decrease Increase In Other Assets | -$7.63B | -$34.79B |
| Adjustments For Increase Decrease In Other Liabilities | $27.82B | $25.73B |
| Capital Redemption Reserve | $5.0M | $5.0M |
| Capital Reserve | $35.0M | $35.0M |
| Cash and Bank Balances At Central Banks | $64.94B | $56.66B |
| Cash Flows From Losing Control of Subsidiaries Or Other Businesses Classified As Investing Activities | $48.0M | $51.0M |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | $0 | $1.0M |
| Comprehensive Income Attributable To Noncontrolling Interests | $66.0M | $22.0M |
| Comprehensive Income Attributable To Owners of Parent | $4.25B | $2.48B |
| Current Tax Assets | $549.0M | $644.0M |
| Current Tax Liabilities | $517.0M | $559.0M |
| Debt Securities | $43.58B | $39.86B |
| Deferred Tax Assets | $387.0M | $350.0M |
| Deposits From Banks | $25.76B | $22.41B |
| Deposits From Customers | $270.06B | $239.20B |
| Derivative Financial Assets | $66.48B | $82.72B |
| Derivative Financial Liabilities | $68.22B | $82.58B |
| Dividends Paid To Noncontrolling Interests Classified As Financing Activities | $487.0M | $474.0M |
| Dividends Received From Investments Accounted For Using Equity Method Classified As Investing Activities | $2.0M | $6.0M |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | $2.47B | -$1.92B |
| Equity and Liabilities | $593.36B | $563.53B |
| Fee and Commission Expense | $1.03B | $824.0M |
| Fee and Commission Income | $3.96B | $3.49B |
| Fee and Commission Income Expense | $2.93B | $2.66B |
| Financial Assets At Fair Value Through Profit Or Loss | $121.08B | $103.62B |
| Financial Liabilities At Fair Value Through Profit Or Loss | $65.57B | $62.93B |
| Gains Losses On Cash Flow Hedges Before Tax | $150.0M | $32.0M |
| Gains Losses On Exchange Differences On Translation Before Tax | $450.0M | -$663.0M |
| Gains Losses On Hedges of Net Investments In Foreign Operations Before Tax | $75.0M | $44.0M |
| General and Administrative Expense | $194.0M | $223.0M |
| Impairment Loss On Financial Assets | $248.0M | $15.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | $42.0M | $38.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | $0 | -$92.0M |
| Increase Decrease Through Other Distributions To Owners | $98.0M | $125.0M |
| Increase Decrease Through Sharebased Payment Transactions | $200.0M | $205.0M |
| Increase Decrease Through Transfers and Other Changes Equity | $43.0M | -$424.0M |
| Interest Expense | $13.17B | $14.91B |
| Interest Paid Classified As Operating Activities | $12.64B | $15.04B |
| Interest Received Classified As Operating Activities | $15.88B | $19.64B |
| Interest Revenue Expense | $3.71B | $4.40B |
| Investment Accounted For Using Equity Method | $75.0M | $75.0M |
| Investments In Subsidiaries | $0 | $0 |
| Liabilities | $557.72B | $529.42B |
| Liabilities Included In Disposal Groups Classified As Held For Sale | $914.0M | $381.0M |
| Loans and Advances To Banks | $24.77B | $22.94B |
| Loans and Advances To Customers | $159.25B | $158.24B |
| Loans and Receivables | $5.23B | $5.22B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | $957.0M | $901.0M |
| Occupancy Expense | $267.0M | $254.0M |
| Other Adjustments For Noncash Items | $397.0M | $1.11B |
| Other Assets | $38.16B | $28.48B |
| Other Comprehensive Income | $908.0M | -$476.0M |
| Other Comprehensive Income Before Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | -$62.0M | -$319.0M |
| Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | $17.0M | -$36.0M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | $61.0M | -$6.0M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | -$41.0M | $26.0M |
| Other Comprehensive Income Before Tax Gains Losses On Revaluation | -$3.0M | $9.0M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Before Tax | $953.0M | -$278.0M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Before Tax | -$45.0M | -$198.0M |
| Other Equity Interest | $5.72B | $5.72B |
| Other Liabilities | $26.81B | $27.77B |
| Other Operating Income Expense | $128.0M | -$178.0M |
| Other Reserves | -$6.07B | -$6.94B |
| Prepayments and Accrued Income Other Than Contract Assets | $2.04B | $2.20B |
| Proceeds From Other Longterm Assets Classified As Investing Activities | $126.0M | $0 |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | $17.0M | $13.0M |
| Proceeds From Sales Or Maturity of Financial Instruments Classified As Investing Activities | $124.35B | $132.86B |
| Provisions | $247.0M | $261.0M |
| Purchase of Financial Instruments Classified As Investing Activities | $128.64B | $131.06B |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -$27.0M | -$172.0M |
| Recognised Assets Defined Benefit Plan | $104.0M | $118.0M |
| Recognised Liabilities Defined Benefit Plan | $312.0M | $249.0M |
| Repurchase Agreements and Cash Collateral On Securities Lent | $5.19B | $9.92B |
| Retained Earnings | $13.74B | $13.23B |
| Revenue and Operating Income | $12.95B | $12.41B |
| Revenue From Interest | $16.89B | $19.31B |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Before Tax | $0 | -$5.0M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | $2.0M | $8.0M |
| Subordinated Liabilities | $8.18B | $10.36B |
| Trade and Other Payables To Related Parties | $37.27B | $28.25B |
| Trading Income Expense | $6.18B | $5.53B |
Methodology
Every line item above is a fact tagged in STANDARD CHARTERED BANK's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (USD), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.