Steiermärkische Bank und Sparkassen Aktiengesellschaft financials
Steiermärkische Bank und Sparkassen Aktiengesellschaft
Country: AT Reporting currency: EUR Latest annual report: 2024-12-31
LEI:
549300DVPJYGNF2P7B03 Financial statements
(EUR, as reported — unscaled; 105 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Administrative expenses | €111.0M | €108.9M |
| Employee benefits expense | €175.4M | €166.2M |
| Depreciation & amortisation | €29.6M | €30.7M |
| Profit before tax | €548.6M | €556.2M |
| Income tax expense | €87.7M | €95.7M |
| Profit for the year | €460.9M | €460.5M |
| — attributable to owners | €459.6M | €459.5M |
| — attributable to NCI | €1.2M | €1.1M |
| Total comprehensive income | €540.2M | €493.2M |
| Per share | ||
| Basic EPS | €60.17 | €60.14 |
| Free cash flow / share | €84.87 | €25.98 |
| Cash flow statement | ||
| Net cash from operating activities | €681.3M | €224.7M |
| Net cash from investing activities | -€17.5M | -€8.5M |
| Purchase of PP&E (capex) | €31.2M | €25.8M |
| Net cash from financing activities | -€79.8M | -€22.6M |
| Dividends paid | €27.0M | €20.6M |
| Balance sheet | ||
| Total assets | €22.50B | €21.29B |
| Property, plant & equipment | €150.5M | €151.0M |
| Intangible assets & goodwill | €12.3M | €13.5M |
| Cash & equivalents | €2.26B | €1.67B |
| Total equity | €3.40B | €2.88B |
| — attributable to owners | €3.38B | €2.87B |
| Non-controlling interests | €12.1M | €12.8M |
| Deferred tax liabilities | €48.9M | €19.8M |
| Derived metrics | ||
| Free cash flow | €650.1M | €198.9M |
| Return on equity | 13.6% | 16.0% |
| Cash conversion ratio | 1.48× | 0.49× |
| Capex coverage | 21.84× | 8.71× |
| Other reported items | ||
| Adjustments For Decrease Increase In Financial Assets Held For Trading | -€4.8M | €700.0K |
| Adjustments For Depreciation and Amortisation Expense and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | €20.0M | €26.7M |
| Adjustments For Losses Gains On Disposal of Noncurrent Assets | -€5.2M | -€2.2M |
| Cash Flows From Losing Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | €0 |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | €0 |
| Comprehensive Income Attributable To Noncontrolling Interests | €1.3M | €1.1M |
| Comprehensive Income Attributable To Owners of Parent | €538.8M | €492.1M |
| Current Tax Assets | €800.0K | €8.4M |
| Current Tax Liabilities | €36.5M | €45.2M |
| Deferred Tax Assets | €1.5M | €1.8M |
| Derivative Financial Assets Held For Trading | €12.0M | €4.3M |
| Derivative Financial Liabilities Held For Trading | €8.2M | €9.1M |
| Dividends Paid To Equity Holders of Parent Classified As Financing Activities | €25.0M | €20.0M |
| Dividends Paid To Noncontrolling Interests Classified As Financing Activities | €0 | €0 |
| Dividends Received Classified As Operating Activities | €14.2M | €11.4M |
| Dividends Recognised As Distributions To Owners Per Share | €3.92 | €3.27 |
| Equity and Liabilities | €22.50B | €21.29B |
| Fee and Commission Expense | €34.7M | €30.4M |
| Fee and Commission Income | €238.2M | €219.5M |
| Fee and Commission Income Expense | €203.5M | €189.1M |
| Finance Lease Receivables | €568.6M | €533.5M |
| Financial Assets At Amortised Cost | €17.73B | €17.39B |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €12.0M | €4.3M |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | €486.1M | €345.8M |
| Financial Liabilities At Amortised Cost | €18.67B | €18.03B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €8.2M | €9.1M |
| Gain Loss Arising From Derecognition of Financial Assets Measured At Amortised Cost | €600.0K | €0 |
| Gain Loss On Remeasurement of Net Defined Benefit Liability Asset | -€600.0K | €7.5M |
| Gains Losses On Exchange Differences On Translation Before Tax | €1.0M | -€800.0K |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €5.0M | €1.3M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €76.8M | €36.4M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | €500.0K | €200.0K |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | €19.1M | €3.1M |
| Income Taxes Paid Refund Classified As Operating Activities | €77.7M | €36.8M |
| Increase Decrease Through Change In Equity of Subsidiaries | €0 | €0 |
| Increase Decrease Through Transfers and Other Changes Equity | €0 | €100.0K |
| Increase Decrease Through Treasury Share Transactions | €0 | -€3.0M |
| Interest Expense | €310.5M | €219.7M |
| Interest Expense On Other Financial Liabilities | €6.5M | €4.7M |
| Interest Income On Other Financial Assets | €46.8M | €41.0M |
| Interest Paid Classified As Operating Activities | €362.1M | €238.0M |
| Interest Received Classified As Operating Activities | €868.9M | €777.4M |
| Interest Revenue Calculated Using Effective Interest Method | €822.0M | €712.4M |
| Interest Revenue Expense | €551.7M | €529.1M |
| Investment Accounted For Using Equity Method | €944.8M | €848.3M |
| Investment Property | €97.3M | €98.2M |
| Lease Liabilities | €16.0M | €16.1M |
| Other Adjustments To Reconcile Profit Loss | -€8.1M | -€11.8M |
| Other Assets | €33.8M | €42.0M |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €0 | €15.0M |
| Other Comprehensive Income | €79.3M | €32.7M |
| Other Comprehensive Income Before Tax Exchange Differences On Translation | €1.0M | -€800.0K |
| Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | €5.0M | €1.3M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | €82.1M | €23.2M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €800.0K | -€9.7M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €15.5M | €22.2M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €63.8M | €10.4M |
| Other Inflows Outflows of Cash Classified As Financing Activities | -€54.9M | -€3.0M |
| Other Operating Income Expense | €5.8M | €5.2M |
| Other Payables | €127.5M | €108.3M |
| Payments To Acquire Or Redeem Entitys Shares | €0 | €0 |
| Proceeds From Contributions of Noncontrolling Interests | €0 | €0 |
| Proceeds From Issuing Shares | €0 | €400.0K |
| Proceeds From Sales of Investment Property | €0 | €1.2M |
| Proceeds From Sales of Investments Accounted For Using Equity Method | €0 | €0 |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | €18.6M | €10.1M |
| Provisions | €192.9M | €187.0M |
| Purchase of Investment Property | €4.9M | €7.8M |
| Reclassification Adjustments On Exchange Differences On Translation Before Tax | €0 | €0 |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €0 | €0 |
| Rental Income | €19.7M | €20.9M |
| Revenue From Dividends | €14.2M | €11.4M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net of Tax | €10.0M | €21.8M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Net of Tax | €0 | €0 |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €126.7M | €119.5M |
| Trade and Other Receivables | €17.7M | €16.9M |
| Trading Income Expense | €13.3M | €12.3M |
Methodology
Every line item above is a fact tagged in Steiermärkische Bank und Sparkassen Aktiengesellschaft's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.