Suomen Hypoteekkiyhdistys financials
Suomen Hypoteekkiyhdistys
5493009ZDBVG2CO1O689 | Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Other income | €28.0K | €2.0K |
| Administrative expenses | €6.2M | €4.8M |
| Employee benefits expense | €10.5M | €8.8M |
| Profit before tax | €9.1M | €8.0M |
| Income tax expense | €1.6M | €1.3M |
| Profit for the year | €7.5M | €6.7M |
| Total comprehensive income | €7.5M | €7.5M |
| Cash flow statement | ||
| Cash generated from operations | €6.1M | €9.0M |
| Net cash from operating activities | €7.1M | -€14.3M |
| Net cash from investing activities | -€1.4M | -€17.9M |
| Purchase of PP&E (capex) | €923.0K | €1.4M |
| Net cash from financing activities | €207.8M | -€117.5M |
| Proceeds from borrowings | €441.3M | €364.3M |
| Repayments of borrowings | €233.5M | €481.7M |
| Balance sheet | ||
| Total assets | €3.65B | €3.48B |
| Property, plant & equipment | €992.0K | €1.9M |
| Cash & equivalents | €751.2M | €537.5M |
| Total equity | €173.2M | €165.7M |
| Deferred tax liabilities | €10.1M | €10.1M |
| Derived metrics | ||
| Free cash flow | €6.2M | -€15.7M |
| Return on equity | 4.3% | 4.0% |
| Cash conversion ratio | 0.94× | -2.14× |
| Capex coverage | 7.70× | -10.39× |
| Other reported items | ||
| Accruals and Deferred Income Including Contract Liabilities | €3.7M | €2.3M |
| Adjustments For Decrease Increase In Loans and Advances To Customers | €44.4M | -€13.8M |
| Adjustments For Increase Decrease In Deposits From Customers | -€43.6M | -€9.9M |
| Adjustments For Increase Decrease In Other Liabilities | €245.0K | €416.0K |
| Capital Reserve | €38.6M | €37.7M |
| Cash | €580.5M | €385.8M |
| Cash and Bank Balances At Central Banks | €144.1M | €129.7M |
| Cash and Cash Equivalents If Different From Statement of Financial Position | €750.0M | €536.5M |
| Debt Instruments Held | €11.7M | €13.1M |
| Debt Securities | €1.87B | €1.65B |
| Deferred Tax Assets | €38.0K | €14.0K |
| Deposits From Banks | €20.0M | €20.0M |
| Deposits From Customers | €1.50B | €1.55B |
| Depreciation Amortisation and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | €1.7M | €1.4M |
| Derivative Financial Assets | €13.5M | €19.0M |
| Derivative Financial Liabilities | €29.4M | €36.3M |
| Equity and Liabilities | €3.65B | €3.48B |
| Fee and Commission Expense | €222.0K | €197.0K |
| Fee and Commission Income | €6.2M | €5.9M |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss | €1.3M | -€1.3M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -€128.0K | -€205.0K |
| Impairment Loss On Financial Assets | €17.0K | €108.0K |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | -€21.0K | €7.0K |
| Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income | €18.0K | €191.0K |
| Income Taxes Paid Refund Classified As Operating Activities | €1.2M | €1.0M |
| Increase Decrease In Cash and Cash Equivalents | €213.5M | -€149.6M |
| Increase Decrease Through Appropriation of Retained Earnings | €0 | €0 |
| Intangible Assets Other Than Goodwill | €9.5M | €10.3M |
| Interest Expense | €90.6M | €152.0M |
| Interest Paid Classified As Operating Activities | €91.8M | €148.1M |
| Interest Received Classified As Operating Activities | €116.7M | €172.8M |
| Interest Revenue Expense | €19.3M | €17.4M |
| Investment Property | €78.7M | €76.7M |
| Issued Capital | €5.0M | €5.0M |
| Loans and Advances To Banks | €14.9M | €8.9M |
| Loans and Advances To Customers | €2.75B | €2.79B |
| Noncurrent Investments Other Than Investments Accounted For Using Equity Method | €31.0K | €31.0K |
| Other Assets | €38.4M | €40.4M |
| Other Comprehensive Income | -€25.0K | €814.0K |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €89.0K | €956.0K |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | -€96.0K | €48.0K |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | €71.0K | €765.0K |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | -€96.0K | €48.0K |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €71.0K | €765.0K |
| Other Differences To Cash and Cash Equivalents In Statement of Cash Flows | -€1.2M | -€920.0K |
| Other Expense By Nature | €1.4M | €1.5M |
| Other Liabilities | €33.4M | €34.7M |
| Prepayments and Accrued Income Including Contract Assets | €1.5M | €962.0K |
| Proceeds From Sales Or Maturity of Financial Assets Measured At Fair Value Through Profit Or Loss Classified As Investing Activities | €11.0K | €729.0K |
| Purchase of Financial Assets Measured At Fair Value Through Profit Or Loss Classified As Investing Activities | — | €445.0K |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -€11.0K | -€261.0K |
| Reserve of Gains and Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income | €10.0K | €106.0K |
| Reserve of Remeasurements of Defined Benefit Plans | €6.3M | €6.2M |
| Retained Earnings Excluding Profit Loss For Reporting Period | €92.8M | €87.0M |
| Retained Earnings Profit Loss For Reporting Period | €7.5M | €6.7M |
| Revenue From Interest | €109.9M | €169.5M |
Every line item above is a fact tagged in Suomen Hypoteekkiyhdistys's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.