Tatra banka, a.s. financials
Tatra banka, a.s.
Country: SK Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
3157002JBFAI478MD587 Financial statements
(EUR, as reported — unscaled; 90 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Profit before tax | €344.9M | €299.2M |
| Income tax expense | €79.0M | €57.5M |
| Profit for the year | €265.9M | €241.8M |
| Total comprehensive income | €267.1M | €243.0M |
| Cash flow statement | ||
| Cash generated from operations | -€131.5M | €1.92B |
| Net cash from operating activities | €155.1M | €2.21B |
| Income taxes paid | €138.2M | €148.6M |
| Net cash from investing activities | -€664.6M | -€629.4M |
| Net cash from financing activities | €480.6M | -€1.58B |
| Dividends paid | €194.3M | €165.9M |
| Proceeds from borrowings | €30.4M | €249.4M |
| Repayments of borrowings | €91.1M | €2.26B |
| Lease liability payments | €11.7M | €14.0M |
| Balance sheet | ||
| Total assets | €23.12B | €20.90B |
| Property, plant & equipment | €104.9M | €87.4M |
| Intangible assets & goodwill | €74.5M | €68.3M |
| Cash & equivalents | €224.8M | €253.5M |
| Total equity | €1.77B | €1.70B |
| Derived metrics | ||
| Free cash flow | €84.4M | €2.17B |
| Return on equity | 15.0% | 14.2% |
| Cash conversion ratio | 0.58× | 9.13× |
| Capex coverage | 2.19× | 55.13× |
| Other reported items | ||
| Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | -€20.1M | €6.2M |
| Adjustments For Decrease Increase In Financial Assets Held For Trading | €16.0M | -€4.1M |
| Adjustments For Decrease Increase In Other Assets | €47.9M | -€37.8M |
| Adjustments For Depreciation and Amortisation Expense | €43.1M | €37.3M |
| Adjustments For Dividend Income | €30.0K | €20.0K |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | -€4.6M | -€11.8M |
| Adjustments For Increase Decrease In Other Liabilities | €16.1M | €16.9M |
| Adjustments For Interest Expense | €223.2M | €328.3M |
| Adjustments For Interest Income | €762.7M | €808.0M |
| Adjustments For Losses Gains On Disposal of Noncurrent Assets | €361.0K | €1.8M |
| Adjustments For Unrealised Foreign Exchange Losses Gains | -€3.2M | -€1.4M |
| Adjustments To Reconcile Profit Loss Other Than Changes In Working Capital | -€499.4M | -€424.9M |
| Cash and Bank Balances At Central Banks | €1.34B | €1.50B |
| Cash Flows From Used In Operations Before Changes In Working Capital | -€103.6M | -€46.4M |
| Current Tax Assets | €0 | €102.0K |
| Current Tax Liabilities | €5.8M | €14.7M |
| Deferred Tax Assets | €54.9M | €55.8M |
| Derivative Financial Assets Held For Hedging | €50.5M | €68.5M |
| Derivative Financial Liabilities Held For Hedging | €141.6M | €198.9M |
| Dividends Received Classified As Investing Activities | €30.0K | €20.0K |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | €178.0K | €234.0K |
| Equity and Liabilities | €23.12B | €20.90B |
| Fee and Commission Expense | €96.3M | €76.1M |
| Fee and Commission Income | €280.2M | €263.2M |
| Fee and Commission Income Expense | €183.9M | €187.2M |
| Financial Assets At Amortised Cost | €21.12B | €18.63B |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €6.9M | €23.3M |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | €55.4M | €33.4M |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | €48.5M | €94.5M |
| Financial Liabilities At Amortised Cost | €21.04B | €18.84B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €6.4M | €11.1M |
| Gains Losses On Financial Assets At Amortised Cost | -€13.0M | -€368.0K |
| General and Administrative Expense | €336.7M | €304.1M |
| Impairment Loss Recognised In Profit Or Loss | €1.2M | €2.3M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | €382.0K | €234.0K |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | €5.0K | €2.0K |
| Increase Decrease In Cash and Cash Equivalents | -€28.7M | €2.5M |
| Increase Decrease Through Appropriation of Retained Earnings | €0 | €0 |
| Increase Decrease Through Transactions With Owners | -€194.0M | -€166.7M |
| Interest Expense | €223.2M | €328.3M |
| Interest Paid Classified As Operating Activities | €237.1M | €355.3M |
| Interest Received Classified As Investing Activities | €111.2M | €71.7M |
| Interest Received Classified As Operating Activities | €661.9M | €794.2M |
| Interest Revenue Calculated Using Effective Interest Method | €759.9M | €804.5M |
| Interest Revenue Expense | €539.5M | €479.7M |
| Liabilities | €21.35B | €19.20B |
| Other Assets | €42.1M | €90.2M |
| Other Comprehensive Income | €1.2M | €1.3M |
| Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | €1.6M | €1.5M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | €20.0K | €4.0K |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | €1.2M | €1.3M |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | €15.0K | €2.0K |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €1.2M | €1.3M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €15.0K | €2.0K |
| Other Liabilities | €92.3M | €76.2M |
| Other Operating Income Expense | €6.3M | €1.5M |
| Payments To Acquire Or Redeem Entitys Shares | €4.6M | €5.8M |
| Proceeds From Disposals of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €297.0K | €128.0K |
| Proceeds From Issue of Bonds Notes and Debentures | €1.15B | €896.4M |
| Proceeds From Issue of Preference Shares | €4.9M | €5.0M |
| Provisions | €63.8M | €64.8M |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €70.7M | €40.0M |
| Purchase of Treasury Shares | €4.6M | €5.8M |
| Repayments of Bonds Notes and Debentures | €405.0M | €278.0M |
| Repayments of Subordinated Liabilities | €220.0K | €185.0K |
| Retained Earnings Profit Loss For Reporting Period | €265.9M | €241.8M |
| Revenue From Dividends | €30.0K | €20.0K |
| Sale Or Issue of Treasury Shares | €4.9M | €4.8M |
Methodology
Every line item above is a fact tagged in Tatra banka, a.s.'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.