UniCredit Bank Czech Republic and Slovakia, a.s. financials
UniCredit Bank Czech Republic and Slovakia, a.s.
Country: SK Reporting currency: CZK Latest annual report: 2024-12-31
LEI:
KR6LSKV3BTSJRD41IF75 Financial statements
(CZK, as reported — unscaled; 114 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Administrative expenses | CZK 7.98B | CZK 7.91B |
| Operating expenses | CZK 10.12B | CZK 10.47B |
| Depreciation & amortisation | CZK 749.0M | CZK 915.0M |
| Profit before tax | CZK 13.57B | CZK 12.58B |
| Income tax expense | CZK 2.87B | CZK 2.12B |
| Profit for the year | CZK 10.70B | CZK 10.46B |
| — attributable to owners | CZK 10.70B | CZK 10.46B |
| Total comprehensive income | CZK 11.95B | CZK 14.01B |
| Cash flow statement | ||
| Net cash from operating activities | -CZK 15.98B | -CZK 11.84B |
| Net cash from investing activities | -CZK 2.33B | -CZK 20.75B |
| Net cash from financing activities | CZK 19.60B | CZK 33.66B |
| Dividends paid | CZK 15.26B | CZK 8.92B |
| Lease liability payments | CZK 392.0M | CZK 365.0M |
| Balance sheet | ||
| Total assets | CZK 979.29B | CZK 883.91B |
| Property, plant & equipment | CZK 7.43B | CZK 7.08B |
| Total equity | CZK 83.28B | CZK 86.55B |
| Deferred tax liabilities | CZK 578.0M | CZK 630.0M |
| Derived metrics | ||
| Free cash flow | -CZK 17.85B | -CZK 13.93B |
| Return on equity | 12.8% | 12.1% |
| Cash conversion ratio | -1.49× | -1.13× |
| Capex coverage | -8.51× | -5.66× |
| Other reported items | ||
| Accumulated Fair Value Hedge Adjustment On Hedged Item Included In Carrying Amount Assets | CZK 1.88B | CZK 1.12B |
| Accumulated Fair Value Hedge Adjustment On Hedged Item Included In Carrying Amount Liabilities | -CZK 4.63B | -CZK 6.54B |
| Adjustments For Amortisation Expense | CZK 749.0M | CZK 915.0M |
| Adjustments For Decrease Increase In Financial Assets Held For Trading | CZK 10.54B | CZK 20.06B |
| Adjustments For Decrease Increase In Loans and Advances To Banks | -CZK 72.36B | -CZK 50.55B |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -CZK 27.21B | -CZK 61.28B |
| Adjustments For Decrease Increase In Other Assets | -CZK 1.65B | -CZK 145.0M |
| Adjustments For Depreciation Expense | CZK 997.0M | CZK 934.0M |
| Adjustments For Fair Value Gains Losses | -CZK 1.99B | -CZK 1.31B |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | CZK 840.0M | CZK 290.0M |
| Adjustments For Income Tax Expense | CZK 2.87B | CZK 2.12B |
| Adjustments For Increase Decrease In Deposits From Banks | -CZK 6.35B | -CZK 24.62B |
| Adjustments For Increase Decrease In Deposits From Customers | CZK 85.20B | CZK 113.92B |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | -CZK 9.69B | -CZK 19.85B |
| Adjustments For Increase Decrease In Other Liabilities | -CZK 836.0M | CZK 657.0M |
| Adjustments For Losses Gains On Disposal of Noncurrent Assets | CZK 3.0M | CZK 8.0M |
| Adjustments For Provisions | -CZK 260.0M | CZK 143.0M |
| Adjustments For Unrealised Foreign Exchange Losses Gains | CZK 169.0M | CZK 337.0M |
| Bonds Issued | CZK 113.77B | CZK 78.52B |
| Cash and Bank Balances At Central Banks | CZK 10.11B | CZK 8.82B |
| Cash and Cash Equivalents If Different From Statement of Financial Position | CZK 10.11B | CZK 8.82B |
| Cash Flows From Used In Operations Before Changes In Working Capital | -CZK 6.26B | -CZK 7.95B |
| Changes In Other Provisions | -CZK 268.0M | -CZK 36.0M |
| Comprehensive Income Attributable To Owners of Parent | CZK 11.95B | CZK 14.01B |
| Current Tax Assets Current | CZK 4.0M | CZK 94.0M |
| Current Tax Liabilities Current | CZK 111.0M | CZK 221.0M |
| Deferred Tax Assets | CZK 2.12B | CZK 2.19B |
| Deposits From Banks | CZK 26.85B | CZK 33.36B |
| Deposits From Customers | CZK 702.48B | CZK 617.39B |
| Depreciation Expense | CZK 1.00B | CZK 934.0M |
| Derivative Financial Assets Held For Hedging | CZK 10.84B | CZK 14.31B |
| Derivative Financial Liabilities Held For Hedging | CZK 23.70B | CZK 29.89B |
| Dividends Received Classified As Investing Activities | CZK 5.0M | CZK 7.0M |
| Equity and Liabilities | CZK 979.29B | CZK 883.91B |
| Fee and Commission Expense | CZK 2.22B | CZK 2.02B |
| Fee and Commission Income | CZK 6.51B | CZK 5.68B |
| Fee and Commission Income Expense | CZK 4.29B | CZK 3.66B |
| Financial Assets At Amortised Cost | CZK 860.00B | CZK 759.65B |
| Financial Assets At Fair Value Through Other Comprehensive Income | CZK 55.37B | CZK 51.95B |
| Financial Assets At Fair Value Through Profit Or Loss | CZK 25.53B | CZK 34.16B |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | CZK 25.43B | CZK 33.98B |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | CZK 103.0M | CZK 171.0M |
| Financial Liabilities At Amortised Cost | CZK 843.09B | CZK 729.27B |
| Financial Liabilities At Fair Value Through Profit Or Loss | CZK 23.84B | CZK 33.37B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | CZK 23.84B | CZK 33.37B |
| Gains Losses On Cash Flow Hedges Before Tax | CZK 2.59B | CZK 5.71B |
| Gains Losses On Disposals of Noncurrent Assets | -CZK 3.0M | -CZK 1.0M |
| Gains Losses On Financial Assets At Amortised Cost | CZK 66.0M | CZK 160.0M |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | CZK 38.0M | CZK 102.0M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | CZK 13.0M | -CZK 176.0M |
| Gains Losses On Financial Liabilities At Amortised Cost | CZK 5.0M | CZK 1.0M |
| Gains Losses On Hedging Instrument | -CZK 1.0M | CZK 2.0M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | CZK 802.0M | CZK 290.0M |
| Income Tax Relating To Cash Flow Hedges of Other Comprehensive Income | CZK 157.0M | CZK 682.0M |
| Income Tax Relating To Changes In Revaluation Surplus of Other Comprehensive Income | CZK 11.0M | -CZK 6.0M |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | CZK 4.0M | -CZK 39.0M |
| Income Taxes Paid Refund Classified As Operating Activities | CZK 3.05B | CZK 2.49B |
| Increase Decrease Through Transfer To Statutory Reserve | CZK 0 | CZK 0 |
| Intangible Assets Other Than Goodwill | CZK 2.40B | CZK 2.55B |
| Interest Expense | CZK 20.55B | CZK 21.25B |
| Interest Paid Classified As Operating Activities | CZK 20.47B | CZK 18.88B |
| Interest Received Classified As Operating Activities | CZK 36.23B | CZK 35.27B |
| Interest Revenue Calculated Using Effective Interest Method | CZK 41.47B | CZK 43.94B |
| Interest Revenue Expense | CZK 15.63B | CZK 15.42B |
| Investment Accounted For Using Equity Method | CZK 341.0M | CZK 349.0M |
| Issued Capital | CZK 8.76B | CZK 8.76B |
| Liabilities | CZK 896.01B | CZK 797.37B |
| Loans and Advances To Banks | CZK 230.66B | CZK 158.55B |
| Loans and Advances To Customers | CZK 629.34B | CZK 601.10B |
| Other Adjustments To Reconcile Profit Loss | -CZK 4.75B | -CZK 6.39B |
| Other Assets | CZK 3.27B | CZK 1.63B |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | CZK 8.09B | CZK 8.47B |
| Other Comprehensive Income | CZK 1.25B | CZK 3.55B |
| Other Comprehensive Income Attributable To Owners of Parent | CZK 1.25B | CZK 3.55B |
| Other Comprehensive Income Before Tax Gains Losses On Revaluation | CZK 32.0M | -CZK 27.0M |
| Other Comprehensive Income Net of Tax Cash Flow Hedges | CZK 1.01B | CZK 3.39B |
| Other Comprehensive Income Net of Tax Exchange Differences On Translation | CZK 211.0M | CZK 317.0M |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | CZK 14.0M | -CZK 129.0M |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | -CZK 1.0M | CZK 0 |
| Other Comprehensive Income Net of Tax Gains Losses On Revaluation | CZK 14.0M | -CZK 28.0M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | -CZK 1.0M | CZK 0 |
| Other Liabilities | CZK 8.15B | CZK 9.11B |
| Proceeds From Disposals of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | CZK 744.0M | CZK 609.0M |
| Provisions | CZK 1.17B | CZK 1.42B |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | CZK 1.88B | CZK 2.09B |
| Reclassification Adjustments On Cash Flow Hedges Before Tax | CZK 1.42B | CZK 1.64B |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -CZK 5.0M | -CZK 8.0M |
| Revenue and Operating Income | CZK 24.46B | CZK 23.30B |
| Revenue From Dividends | CZK 5.0M | CZK 7.0M |
| Revenue From Interest | CZK 36.19B | CZK 36.68B |
| Share Premium | CZK 3.50B | CZK 3.50B |
| Trading Income Expense | CZK 2.80B | CZK 2.70B |
| Trading Income Expense On Equity Instruments | CZK 37.0M | CZK 50.0M |
Methodology
Every line item above is a fact tagged in UniCredit Bank Czech Republic and Slovakia, a.s.'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (CZK), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.