UNICREDIT, SOCIETA' PER AZIONI financials
UNICREDIT, SOCIETA' PER AZIONI
Country: IT Reporting currency: EUR Latest annual report: 2024-12-31
LEI:
549300TRUWO2CD2G5692 Financial statements
(EUR, as reported — unscaled; 101 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Administrative expenses | €10.41B | €10.90B |
| Profit before tax | €12.86B | €11.45B |
| Income tax expense | €3.09B | €1.92B |
| Profit for the year | €9.77B | €9.53B |
| — attributable to owners | €9.72B | €9.51B |
| — attributable to NCI | -€55.0M | -€27.0M |
| Total comprehensive income | €9.26B | €9.08B |
| Per share | ||
| Basic EPS | €5.84 | €5.11 |
| Diluted EPS | €5.78 | €5.04 |
| Cash flow statement | ||
| Cash generated from operations | €21.10B | €18.17B |
| Net cash from operating activities | -€7.08B | -€41.13B |
| Net cash from investing activities | -€1.06B | -€787.0M |
| Purchase of intangibles | €490.0M | €563.0M |
| Net cash from financing activities | -€10.99B | -€8.45B |
| Dividends paid | €4.95B | €2.44B |
| Net change in cash | -€19.13B | -€50.37B |
| Balance sheet | ||
| Total assets | €784.00B | €784.97B |
| Intangible assets & goodwill | €2.23B | €2.27B |
| Cash & equivalents | €41.44B | €61.00B |
| Non-controlling interests | €400.0M | €164.0M |
| Deferred tax liabilities | €252.0M | €292.0M |
| Derived metrics | ||
| Cash conversion ratio | -0.72× | -4.31× |
| Other reported items | ||
| Adjustments For Decrease Increase In Financial Assets Held For Trading | -€3.56B | -€5.57B |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | -€3.22B | -€791.0M |
| Cash Flows From Losing Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | €3.0M |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | -€220.0M | €0 |
| Comprehensive Income Attributable To Noncontrolling Interests | -€57.0M | -€28.0M |
| Comprehensive Income Attributable To Owners of Parent | €9.20B | €9.06B |
| Current Tax Assets | €685.0M | €1.07B |
| Current Tax Liabilities | €1.46B | €1.19B |
| Debt Securities | €90.71B | €89.84B |
| Deferred Tax Assets | €9.59B | €10.75B |
| Deposits From Banks | €67.92B | €71.07B |
| Deposits From Customers | €500.97B | €497.39B |
| Derivative Financial Assets Held For Hedging | €1.35B | €1.93B |
| Derivative Financial Liabilities Held For Hedging | €1.11B | €2.36B |
| Dividends Received Classified As Investing Activities | €167.0M | €106.0M |
| Dividends Recognised As Distributions To Owners of Parent Relating To Current Year | €1.44B | €0 |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | -€427.0M | -€408.0M |
| Equity and Liabilities | €784.00B | €784.97B |
| Fee and Commission Expense | €1.76B | €1.64B |
| Fee and Commission Income | €8.80B | €8.25B |
| Fee and Commission Income Expense | €7.04B | €6.60B |
| Finance Income Expenses From Reinsurance Contracts Held Recognised In Profit Or Loss | €0 | €0 |
| Financial Assets At Amortised Cost | €563.17B | €556.98B |
| Financial Assets At Fair Value Through Profit Or Loss | €61.68B | €65.01B |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €55.08B | €57.27B |
| Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | €247.0M | €220.0M |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | €6.35B | €7.52B |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | €78.02B | €63.10B |
| Financial Liabilities At Amortised Cost | €659.60B | €658.31B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €31.35B | €38.02B |
| Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | €13.75B | €12.05B |
| Gains Losses On Disposals of Investments | €3.0M | €11.0M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €763.0M | €663.0M |
| Increase Decrease Through Changes In Ownership Interests In Subsidiaries That Do Not Result In Loss of Control | €178.0M | €0 |
| Increase Decrease Through Sharebased Payment Transactions | €69.0M | €71.0M |
| Increase Decrease Through Treasury Share Transactions | -€5.87B | -€4.76B |
| Insurance Contracts Issued That Are Assets | €0 | €0 |
| Insurance Contracts Issued That Are Liabilities | €0 | €0 |
| Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss | €0 | €0 |
| Insurance Revenue | €0 | €0 |
| Insurance Service Expenses From Insurance Contracts Issued | €0 | €0 |
| Insurance Service Result | €0 | €0 |
| Interest Revenue Calculated Using Effective Interest Method | €28.19B | €27.22B |
| Investment Accounted For Using Equity Method | €4.39B | €4.03B |
| Issue of Equity | €7.60B | €3.03B |
| Issued Capital | €21.37B | €21.28B |
| Liabilities Included In Disposal Groups Classified As Held For Sale | €0 | €0 |
| Loans and Advances To Banks | €66.54B | €53.39B |
| Loans and Advances To Customers | €496.63B | €503.59B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €394.0M | €370.0M |
| Other Adjustments To Reconcile Profit Loss | €1.66B | €1.76B |
| Other Assets | €13.97B | €13.11B |
| Other Cash Payments To Acquire Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €2.0M | €107.0M |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €6.0M | €89.0M |
| Other Comprehensive Income | -€515.0M | -€450.0M |
| Other Comprehensive Income Net of Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | €18.0M | -€31.0M |
| Other Comprehensive Income Net of Tax Finance Income Expenses From Reinsurance Contracts Held Excluded From Profit Or Loss | €0 | €0 |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | €255.0M | €43.0M |
| Other Comprehensive Income Net of Tax Gains Losses On Hedging Instruments That Hedge Investments In Equity Instruments | €0 | €0 |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | -€161.0M | -€186.0M |
| Other Comprehensive Income Net of Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Be Reclassified To Profit Or Loss | €0 | €0 |
| Other Comprehensive Income Net of Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Not Be Reclassified To Profit Or Loss | €0 | €0 |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | -€581.0M | -€129.0M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €66.0M | -€321.0M |
| Other Liabilities | €14.69B | €13.57B |
| Other Operating Income Expense | €853.0M | €972.0M |
| Proceeds From Sales of Intangible Assets Classified As Investing Activities | €2.0M | €2.0M |
| Profit Loss From Continuing Operations | €9.77B | €9.53B |
| Profit Loss From Discontinued Operations | €0 | €0 |
| Provisions | €7.92B | €7.54B |
| Reinsurance Contracts Held That Are Assets | €0 | €0 |
| Reinsurance Contracts Held That Are Liabilities | €0 | €0 |
| Revenue From Dividends | €468.0M | €305.0M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net of Tax | €46.0M | €24.0M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Net of Tax | €0 | €12.0M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €483.0M | €460.0M |
| Share Premium | €23.0M | €23.0M |
| Trading Income Expense | €2.89B | €2.26B |
| Treasury Shares | €0 | €1.73B |
Methodology
Every line item above is a fact tagged in UNICREDIT, SOCIETA' PER AZIONI's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.