UNIQA INSURANCE GROUP AG financials
UNIQA INSURANCE GROUP AG
Country: AT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
529900OOW8ELHOXWZP82 ISIN: AT0000821103 Financial statements
(EUR, as reported — unscaled; 108 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Other income | €452.9M | €425.1M |
| Operating profit (EBIT) | €594.2M | €516.2M |
| Finance costs | €44.4M | €48.4M |
| Profit before tax | €516.4M | €441.9M |
| Income tax expense | €93.1M | €93.7M |
| Profit for the year | €423.3M | €350.5M |
| — attributable to owners | €424.8M | €347.6M |
| — attributable to NCI | -€1.6M | €2.8M |
| Total comprehensive income | €335.4M | €359.8M |
| Per share | ||
| Basic EPS | €1.38 | €1.13 |
| Diluted EPS | €1.38 | €1.13 |
| Free cash flow / share | €2.74 | €1.37 |
| Cash flow statement | ||
| Net cash from operating activities | €1.14B | €580.7M |
| Net cash from investing activities | -€795.9M | -€488.0M |
| Net cash from financing activities | -€317.4M | -€153.7M |
| Dividends paid | €184.7M | €177.6M |
| Repayments of borrowings | €219.6M | €19.5M |
| Net change in cash | €24.5M | -€61.0M |
| Balance sheet | ||
| Total assets | €29.05B | €28.53B |
| Property, plant & equipment | €404.6M | €380.2M |
| Intangible assets & goodwill | €1.15B | €1.01B |
| Cash & equivalents | €659.8M | €637.1M |
| Total equity | €3.16B | €2.94B |
| — attributable to owners | €3.06B | €2.89B |
| Non-controlling interests | €101.0M | €51.7M |
| Deferred tax liabilities | €87.6M | €133.0M |
| Derived metrics | ||
| Free cash flow | €841.7M | €420.1M |
| Return on equity | 13.4% | 11.9% |
| Cash conversion ratio | 2.69× | 1.66× |
| Capex coverage | 3.84× | 3.62× |
| Other reported items | ||
| Adjusted Weighted Average Shares | 307.0M | 307.0M |
| Adjustments For Decrease Increase In Other Current Assets | -€15.2M | -€87.5M |
| Adjustments For Depreciation and Amortisation Expense and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | €143.3M | €126.5M |
| Adjustments For Fair Value Gains Losses | -€252.6M | -€135.5M |
| Adjustments For Gains Losses On Disposal of Financial Assets | -€12.9M | €91.8M |
| Adjustments For Impairment Losses Reversal of Impairment Losses Recognised In Profit Or Loss Financial Assets | €50.6M | €8.2M |
| Adjustments For Increase Decrease In Employee Benefit Liabilities | -€3.6M | -€10.8M |
| Basic Earnings Loss Per Share From Continuing Operations | €1.38 | €1.13 |
| Basic Earnings Loss Per Share From Discontinued Operations | €0.00 | €0.00 |
| Cash and Cash Equivalents In Subsidiary Or Businesses Acquired Or Disposed2013 | -€2.5M | €23.0K |
| Cash Flows From Losing Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €36.0M | €0 |
| Cash Flows From Used In Financing Activities Discontinued Operations | €0 | -€12.6M |
| Cash Flows From Used In Investing Activities Discontinued Operations | €0 | -€14.7M |
| Cash Flows From Used In Operating Activities Discontinued Operations | €0 | €2.1M |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €24.4M | €1.6M |
| Comprehensive Income Attributable To Noncontrolling Interests | -€2.8M | €5.8M |
| Comprehensive Income Attributable To Owners of Parent | €338.2M | €354.0M |
| Comprehensive Income From Discontinued Operations | €0 | €12.0M |
| Deferred Tax Assets | €135.1M | €90.6M |
| Depreciation Amortisation and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | €33.5M | €25.9M |
| Diluted Earnings Loss Per Share From Continuing Operations | €1.38 | €1.13 |
| Diluted Earnings Loss Per Share From Discontinued Operations | €0.00 | €0.00 |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | €221.0M | — |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | €0.72 | — |
| Dividends Received Classified As Operating Activities | €81.4M | €81.0M |
| Dividends Recognised As Distributions To Owners Per Share | €0.60 | — |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | -€1.9M | -€1.4M |
| Equity and Liabilities | €29.05B | €28.53B |
| Finance Income Expenses From Reinsurance Contracts Held Excluded From Profit Or Loss Before Tax | €1.5M | €3.3M |
| Finance Income Expenses From Reinsurance Contracts Held Recognised In Profit Or Loss | €7.5M | €8.4M |
| Gains Losses On Exchange Differences On Translation Net of Tax | €21.7M | €19.3M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -€243.0M | -€3.9M |
| Impairment Loss On Financial Assets | €75.5M | €47.2M |
| Income Expenses From Reinsurance Contracts Held Other Than Finance Income Expenses | -€124.2M | -€96.3M |
| Income Tax Relating To Finance Income Expenses From Reinsurance Contracts Held of Other Comprehensive Income | €911.0K | €1.1M |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | -€59.3M | -€3.9M |
| Income Tax Relating To Insurance Finance Income Expenses From Insurance Contracts Issued of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | -€48.2M | -€28.2M |
| Income Tax Relating To Investments In Equity Instruments of Other Comprehensive Income | €21.1M | €1.9M |
| Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income | €10.5M | €6.2M |
| Income Taxes Paid Refund Classified As Operating Activities | €81.7M | €70.6M |
| Insurance Contracts Issued That Are Assets | €106.6M | €118.3M |
| Insurance Contracts Issued That Are Liabilities | €22.90B | €22.20B |
| Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Be Reclassified To Profit Or Loss Before Tax | -€104.1M | -€63.1M |
| Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss | -€806.7M | -€880.9M |
| Insurance Revenue | €7.12B | €6.56B |
| Insurance Service Expenses From Insurance Contracts Issued | €6.28B | €5.90B |
| Insurance Service Result | €710.8M | €560.5M |
| Interest Paid Classified As Operating Activities | €46.0M | €47.4M |
| Interest Received Classified As Operating Activities | €551.3M | €535.1M |
| Interest Revenue Calculated Using Effective Interest Method | €447.8M | €440.5M |
| Investment Accounted For Using Equity Method | €944.4M | €899.9M |
| Investment Income | €1.28B | €1.33B |
| Investment Property | €2.37B | €2.38B |
| Investments For Risk of Policyholders | €4.53B | €4.36B |
| Liabilities | €25.88B | €25.59B |
| Liabilities Included In Disposal Groups Classified As Held For Sale | €0 | €142.0M |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale Or As Held For Distribution To Owners | €0 | €211.7M |
| Noncurrent Investments Other Than Investments Accounted For Using Equity Method | €17.74B | €17.44B |
| Other Comprehensive Income | -€87.9M | €9.4M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | €105.3M | €9.7M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €45.8M | €27.0M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | -€208.1M | -€21.9M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €120.2M | €31.3M |
| Other Expense By Nature | €778.8M | €679.6M |
| Other Financial Liabilities | €690.0M | €696.3M |
| Proceeds From Changes In Ownership Interests In Subsidiaries | €87.0M | €43.3M |
| Proceeds From Disposals of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €15.2M | €5.2M |
| Profit Loss From Continuing Operations | €423.3M | €348.2M |
| Profit Loss From Discontinued Operations | €0 | €2.3M |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €296.0M | €160.6M |
| Reinsurance Contracts Held That Are Assets | €516.1M | €543.8M |
| Reinsurance Contracts Held That Are Liabilities | €9.7M | €7.1M |
| Retained Earnings | €1.29B | €1.12B |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net of Tax | €9.1M | -€8.5M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Net of Tax | €706.0K | €2.8M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €221.4M | €135.0M |
| Subordinated Liabilities | €707.4M | €907.9M |
| Treasury Shares | €16.6M | €16.6M |
Methodology
Every line item above is a fact tagged in UNIQA INSURANCE GROUP AG's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.