Uždaroji akcinė bendrovė Urbo bankas financials
Uždaroji akcinė bendrovė Urbo bankas
Country: LT Reporting currency: EUR Latest annual report: 2024-12-31
LEI:
529900F2SC8ANS0A2T76 Financial statements
(EUR, as reported — unscaled; 103 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Other income | €979.0K | €40.0K |
| Administrative expenses | €6.7M | €6.7M |
| Operating expenses | €20.6M | €19.2M |
| Depreciation & amortisation | €380.0K | €405.0K |
| Operating profit (EBIT) | €31.4M | €30.9M |
| Profit before tax | €9.8M | €10.9M |
| Income tax expense | €2.0M | €2.1M |
| Profit for the year | €7.8M | €8.8M |
| — attributable to owners | €7.8M | €8.8M |
| Total comprehensive income | €7.8M | €9.2M |
| Cash flow statement | ||
| Net cash from operating activities | -€2.3M | €71.8M |
| Net cash from investing activities | -€2.9M | €8.0K |
| Net cash from financing activities | -€2.5M | -€998.0K |
| Dividends paid | €503.0K | — |
| Proceeds from borrowings | €8.9M | €9.7M |
| Repayments of borrowings | €9.6M | €8.9M |
| Lease liability payments | €1.3M | €771.0K |
| Balance sheet | ||
| Total assets | €633.0M | €548.8M |
| Property, plant & equipment | €2.9M | €532.0K |
| Right-of-use assets | €6.5M | €2.1M |
| Intangible assets & goodwill | €252.0K | €632.0K |
| Total equity | €64.5M | €57.2M |
| Deferred tax liabilities | €0 | €0 |
| Derived metrics | ||
| Free cash flow | -€5.4M | €68.5M |
| Return on equity | 12.1% | 15.3% |
| Cash conversion ratio | -0.30× | 8.21× |
| Capex coverage | -0.77× | 21.76× |
| Other reported items | ||
| Adjustments For Depreciation and Amortisation Expense | €2.2M | €1.4M |
| Adjustments For Gains Losses On Change In Fair Value of Derivatives | -€39.0K | €86.0K |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances | €1.0M | €764.0K |
| Adjustments For Income Tax Expense | €2.0M | €2.1M |
| Adjustments For Increase Decrease In Deposits From Banks | €33.0K | €0 |
| Adjustments For Increase Decrease In Deposits From Customers | -€72.5M | -€123.7M |
| Adjustments For Interest Expense | €12.8M | €5.3M |
| Adjustments For Interest Income | €30.6M | €25.0M |
| Adjustments For Losses Gains On Disposal of Noncurrent Assets | -€969.0K | €11.0K |
| Adjustments For Provisions | €36.0K | -€13.0K |
| Balances With Banks | €16.4M | €14.5M |
| Cash and Bank Balances At Central Banks | €112.8M | €118.0M |
| Cash and Cash Equivalents If Different From Statement of Financial Position | €140.6M | €148.4M |
| Cash Flows From Used In Operations Before Changes In Working Capital | -€5.9M | -€5.9M |
| Cash On Hand | €16.4M | €19.4M |
| Changes In Equity | €0 | — |
| Comprehensive Income Attributable To Owners of Parent | €7.8M | €9.2M |
| Current Tax Assets | €1.0K | €0 |
| Current Tax Liabilities | €320.0K | €1.4M |
| Debt Instruments Held | €61.6M | €56.0M |
| Debt Securities | €2.3M | €2.3M |
| Deferred Tax Assets | €175.0K | €101.0K |
| Deposits From Customers | €555.2M | €481.2M |
| Depreciation Expense | €594.0K | €280.0K |
| Depreciation Rightofuse Assets | €1.2M | €702.0K |
| Derivative Financial Liabilities | €3.0K | €44.0K |
| Dividends Paid To Equity Holders of Parent Classified As Financing Activities | €503.0K | €0 |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | -€31.0K | -€159.0K |
| Equity and Liabilities | €633.0M | €548.8M |
| Fee and Commission Expense | €578.0K | €720.0K |
| Fee and Commission Income | €3.9M | €5.3M |
| Fee and Commission Income Expense | €3.3M | €4.6M |
| Finance Lease Receivables | €20.8M | €25.3M |
| Financial Assets At Fair Value Through Profit Or Loss | €7.0K | €9.0K |
| Gains Losses On Change In Fair Value of Derivatives | -€36.0K | €79.0K |
| Gains Losses On Disposals of Investment Properties | €16.0K | -€21.0K |
| Gains Losses On Exchange Differences On Translation Recognised In Profit Or Loss | €2.5M | €3.2M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €1.0M | €764.0K |
| Income Taxes Paid Refund Classified As Operating Activities | -€3.1M | -€1.7M |
| Increase Decrease In Cash and Cash Equivalents | -€7.8M | €70.7M |
| Increase Decrease In Working Capital | -€13.1M | €57.8M |
| Increase Decrease Through Appropriation of Retained Earnings | — | €0 |
| Increase Decrease Through Transfer To Statutory Reserve | €0 | €0 |
| Increase Decrease Through Transfers and Other Changes Equity | €0 | €0 |
| Interest Expense | €12.8M | €5.3M |
| Interest Paid Classified As Operating Activities | €10.5M | €2.6M |
| Interest Received Classified As Operating Activities | €30.2M | €24.2M |
| Interest Revenue Expense | €24.7M | €23.0M |
| Investment Property | €0 | €47.0K |
| Investments In Subsidiaries Joint Ventures and Associates | €0 | €0 |
| Issued Capital | €43.5M | €35.5M |
| Liabilities | €568.5M | €491.5M |
| Loans and Advances To Customers | €393.7M | €304.3M |
| Loans and Receivables | €414.5M | €329.6M |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale Or As Held For Distribution To Owners | €0 | €4.8M |
| Other Adjustments For Noncash Items | -€104.0K | €721.0K |
| Other Assets | €1.3M | €3.1M |
| Other Cash Payments To Acquire Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €26.9M | €26.7M |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €21.2M | €29.9M |
| Other Comprehensive Income | €0 | €419.0K |
| Other Comprehensive Income Net of Tax Gains Losses On Revaluation | €0 | €419.0K |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €0 | €0 |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €0 | €419.0K |
| Other Financial Assets | €27.0K | €27.0K |
| Other Liabilities | €10.5M | €6.5M |
| Other Reserves | €12.7M | €12.3M |
| Proceeds From Issue of Bonds Notes and Debentures | €17.0K | €17.0K |
| Provisions | €191.0K | €164.0K |
| Purchase of Interests In Associates | €0 | €0 |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €3.0M | €3.3M |
| Repayments of Bonds Notes and Debentures | €0 | €0 |
| Repayments of Subordinated Liabilities | €0 | €1.0M |
| Retained Earnings | €8.3M | €9.4M |
| Revenue From Dividends | €0 | €0 |
| Revenue From Interest | €37.5M | €28.3M |
| Wages and Salaries | €11.7M | €11.1M |
Methodology
Every line item above is a fact tagged in Uždaroji akcinė bendrovė Urbo bankas's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.