VANQUIS BANKING GROUP PLC financials

VANQUIS BANKING GROUP PLC

Country: GB Reporting currency: GBP Latest annual report: 2025-12-31
LEI: 213800U93SZC44VXN635 ISIN: GB00B1Z4ST84
Source filing ↗
Financial statements (GBP, as reported — unscaled; 85 line items across 2 annual periods)
Line item 20252024
Income statement
Revenue £454.9M£446.4M
Other income £700.0K£2.1M
Operating expenses £265.5M£399.1M
Profit before tax £8.3M-£138.0M
Income tax expense £300.0K-£17.4M
Profit for the year £8.7M-£119.3M
— attributable to owners £8.2M-£119.3M
— attributable to NCI £500.0K£0
Total comprehensive income -£8.4M-£128.0M
Per share
Basic EPS £0.03£-0.47
Diluted EPS £0.03£-0.47
Free cash flow / share £0.32£1.76
Cash flow statement
Cash generated from operations £89.0M£444.5M
Net cash from operating activities £93.0M£452.7M
Net cash from investing activities -£270.3M-£10.4M
Purchase of PP&E (capex) £3.3M£2.2M
Purchase of intangibles £15.2M£12.5M
Net cash from financing activities -£21.9M-£181.3M
Dividends paid £0£2.5M
Lease liability payments £10.0M£9.7M
Balance sheet
Total assets £3.94B£3.38B
Property, plant & equipment £8.0M£7.1M
Right-of-use assets £12.1M£16.4M
Intangible assets & goodwill £1.2M£1.2M
Cash & equivalents £804.5M£1.00B
Total equity £487.3M£441.2M
Deferred tax liabilities £0£0
Derived metrics
Free cash flow £89.7M£450.5M
Net margin 1.9%-26.7%
Return on equity 1.8%-27.0%
Cash conversion ratio 10.69×-3.79×
Capex coverage 28.18×205.77×
Other reported items
Bank Overdrafts Classified As Cash Equivalents £900.0K£1.1M
Borrowings £347.5M£410.0M
Cash and Cash Equivalents If Different From Statement of Financial Position £803.6M£1.00B
Cash On Hand £804.5M£1.00B
Current Tax Assets £900.0K£3.9M
Current Tax Liabilities £0£0
Deferred Tax Assets £30.0M£25.0M
Derivative Financial Assets £3.9M£0
Derivative Financial Liabilities £6.1M£1.8M
Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share £0.00£0.00
Dividends Received Classified As Investing Activities £0£0
Dividends Recognised As Distributions To Owners Per Share £0.00£0.00
Equity and Liabilities £3.94B£3.38B
Fee and Commission Expense £2.5M£1.9M
Fee and Commission Income £38.3M£38.3M
Fee and Commission Income Expense £35.8M£36.4M
Financial Assets At Fair Value Through Profit Or Loss £2.4M£2.3M
Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss £181.1M£185.3M
Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss -£5.5M-£2.9M
Income Taxes Paid Refund Classified As Operating Activities £4.0M£8.2M
Increase Decrease In Cash and Cash Equivalents -£199.2M£261.0M
Increase Decrease Through Other Distributions To Owners £500.0K
Intangible Assets Other Than Goodwill £65.0M£61.5M
Interest Expense £148.8M£142.0M
Interest Paid Classified As Operating Activities £103.0M
Interest Received Classified As Operating Activities £637.8M
Interest Revenue Expense £418.4M£407.9M
Investments In Subsidiaries £0£0
Investments Other Than Investments Accounted For Using Equity Method £254.6M£0
Issue of Equity £58.6M
Issued Capital £53.2M£53.2M
Lease Liabilities £21.2M£32.5M
Liabilities £3.45B£2.93B
Loans and Advances To Customers £2.69B£2.15B
Merger Reserve £278.2M£278.2M
Other Comprehensive Income -£16.6M-£8.7M
Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans -£22.1M-£11.6M
Other Equity Interest £58.6M£0
Other Reserves £9.2M£10.8M
Payments of Other Equity Instruments £500.0K£0
Payments To Acquire Or Redeem Entitys Shares £6.3M£100.0K
Proceeds From Issuing Other Equity Instruments £58.6M£0
Proceeds From Other Longterm Assets Classified As Investing Activities £0£4.3M
Profit Loss From Continuing Operations £8.0M-£120.6M
Profit Loss From Discontinued Operations £700.0K£1.3M
Provisions £7.9M£15.5M
Purchase of Treasury Shares £6.3M£100.0K
Recognised Assets Defined Benefit Plan £6.4M£27.8M
Retained Earnings -£188.2M-£177.3M
Revenue From Interest £567.2M£549.9M
Share Premium £276.3M£276.3M
Trade and Other Payables £51.8M£46.1M
Trade and Other Receivables £61.2M£72.5M
Methodology

Every line item above is a fact tagged in VANQUIS BANKING GROUP PLC's annual report filed in the European Single Electronic Format (ESEF) under the IFRS taxonomy (ifrs-full) — the income statement, balance sheet and cash-flow statement as the filer reported them. Values are shown as-is, in the reporting currency (GBP), without rescaling; the row labels map to the underlying concept name (e.g. Revenue → ifrs-full:Revenue, Operating profit → ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS → ifrs-full:DilutedEarningsLossPerShare), and any concept without a curated label is shown under “Other reported items” with its de-camel-cased tag name. Only consolidated, default-member facts are shown (segment / dimensional breakdowns are excluded).

“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.

Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.