YORKSHIRE BUILDING SOCIETY financials
YORKSHIRE BUILDING SOCIETY
WXD0EHQRPI7HKN3I5T57 | Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Administrative expenses | £387.8M | £343.1M |
| Depreciation & amortisation | £19.8M | £23.5M |
| Profit before tax | £377.9M | £383.7M |
| Income tax expense | £102.4M | £102.0M |
| Profit for the year | £275.5M | £281.7M |
| Total comprehensive income | £266.6M | £276.2M |
| Cash flow statement | ||
| Net cash from operating activities | -£1.20B | £2.14B |
| Net cash from investing activities | £1.28B | -£890.1M |
| Net cash from financing activities | £127.5M | -£108.1M |
| Proceeds from borrowings | £892.7M | £1.54B |
| Repayments of borrowings | £666.7M | £1.43B |
| Lease liability payments | £1.8M | £2.5M |
| Balance sheet | ||
| Total assets | £66.33B | £65.54B |
| Intangible assets & goodwill | £15.0M | £16.1M |
| Cash & equivalents | £6.41B | £6.20B |
| Total equity | £4.24B | £3.97B |
| Deferred tax liabilities | £22.7M | £43.2M |
| Derived metrics | ||
| Free cash flow | -£1.21B | £2.12B |
| Return on equity | 6.5% | 7.1% |
| Cash conversion ratio | -4.36× | 7.59× |
| Capex coverage | -114.44× | 116.83× |
| Other reported items | ||
| Adjustments For Decrease Increase In Other Assets | -£1.90B | -£2.58B |
| Adjustments For Increase Decrease In Other Liabilities | £294.7M | £4.33B |
| Balances On Other Deposits From Customers | £1.51B | £1.20B |
| Cash and Bank Balances At Central Banks | £6.04B | £5.61B |
| Cash Equivalents | £6.04B | £5.61B |
| Current Tax Assets | £5.7M | £5.3M |
| Current Tax Liabilities | £0 | £200.0K |
| Debt Instruments Held | £7.14B | £8.42B |
| Debt Securities | £5.43B | £5.02B |
| Deposits From Banks | £336.9M | £1.17B |
| Deposits From Customers | £52.91B | £52.04B |
| Derivative Financial Assets | £678.9M | £1.47B |
| Derivative Financial Liabilities | £286.0M | £555.8M |
| Equity and Liabilities | £66.33B | £65.54B |
| Fee and Commission Expense | £36.7M | £38.8M |
| Fee and Commission Income | £12.1M | £16.9M |
| Fee and Commission Income Expense | -£24.6M | -£21.9M |
| Gains Losses On Cash Flow Hedges Before Tax | -£16.7M | £5.7M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | £3.5M | -£13.8M |
| Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | £8.5M | £200.0K |
| Income Tax Relating To Cash Flow Hedges of Other Comprehensive Income | -£3.9M | £2.6M |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | £1.9M | -£3.5M |
| Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income | -£1.5M | -£1.2M |
| Income Taxes Paid Refund Classified As Operating Activities | £120.0M | £80.6M |
| Increase Decrease In Cash and Cash Equivalents | £207.6M | £1.14B |
| Interest Expense | £2.31B | £2.64B |
| Interest Paid Classified As Operating Activities | £1.18B | £2.35B |
| Interest Received Classified As Operating Activities | £3.25B | £3.37B |
| Interest Revenue Calculated Using Effective Interest Method | £2.67B | £2.50B |
| Interest Revenue Expense | £869.8M | £736.5M |
| Investment Accounted For Using Equity Method | £800.0K | £1.6M |
| Investment Income | £0 | £0 |
| Investment Property | £11.9M | £11.1M |
| Liabilities | £62.09B | £61.57B |
| Loans and Advances To Banks | £363.7M | £590.0M |
| Loans and Advances To Customers | £51.89B | £49.71B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | £1.4M | £800.0K |
| Other Adjustments For Noncash Items | £150.1M | £77.6M |
| Other Assets | £38.6M | £36.4M |
| Other Cash Payments To Acquire Equity Or Debt Instruments of Other Entities Classified As Investing Activities | £3.35B | £3.77B |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | £4.64B | £2.90B |
| Other Comprehensive Income | -£8.9M | -£5.5M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | -£5.2M | -£4.2M |
| Other Comprehensive Income Net of Tax Cash Flow Hedges | -£10.0M | £6.6M |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | £4.8M | -£9.1M |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | -£3.7M | -£3.0M |
| Other Liabilities | £86.2M | £75.2M |
| Other Operating Income Expense | -£1.6M | £800.0K |
| Other Reversals of Provisions | £0 | -£1.3M |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | £400.0K | £0 |
| Property Plant and Equipment Including Rightofuse Assets | £89.7M | £101.4M |
| Provisions | £2.4M | £4.2M |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | £10.5M | £18.3M |
| Reclassification Adjustments On Cash Flow Hedges Before Tax | -£2.8M | -£3.5M |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -£3.2M | -£1.2M |
| Recognised Assets Defined Benefit Plan | £28.2M | £33.0M |
| Recognised Liabilities Defined Benefit Plan | £7.5M | £7.4M |
| Repayments of Subordinated Liabilities | £25.6M | £142.6M |
| Revenue From Interest | £3.18B | £3.38B |
| Subordinated Liabilities | £1.47B | £1.45B |
Every line item above is a fact tagged in YORKSHIRE BUILDING SOCIETY's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (GBP), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.