Arrow Financial Corporation (AROW) Stock Total Returns
Growth of $10,000 chart
2021-04-14 to 2026-04-14 to
$
%
%
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Investment Performance
Final Value
$12,891
Total Return
28.91%
CAGR
5.21%
Dividends
$1,771.28
Yield on Cost
17.71%
Rolling Returns
1-Month (21 Trading Days)
| Average | +0.63% |
| Median | -0.31% |
| Best | +39.94% |
| Worst | -23.29% |
| % of Windows Positive | 48.3% |
1-Year (252 Trading Days)
| Average | +2.65% |
| Median | -0.36% |
| Best | +87.39% |
| Worst | -47.16% |
| % of Windows Positive | 49.1% |
3-Year (756 Trading Days)
| Average | -3.24% |
| Median | -5.75% |
| Best | +73.45% |
| Worst | -29.41% |
| % of Windows Positive | 30.6% |
Risk Metrics
| Maximum Drawdown | -51.30% |
| Average Drawdown | -17.04% |
| Drawdown Duration | 754 Trading Days |
| Sortino Ratio | 0.49 |
| Calmar Ratio | 0.10 |
| CVaR (5%) | -3.95% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +16.56% (+71.27% ann.) | +$1655.72 | $95.54 | $19.11 | $0.15 |
| 2025 | +13.00% | +$1300.27 | $402.17 | $80.43 | $0.64 |
| 2024 | +6.24% | +$623.65 | $395.33 | $79.07 | $0.63 |
| 2023 | -14.22% | $1422.44 | $323.22 | $64.64 | $0.52 |
| 2022 | +1.68% | +$167.58 | $311.87 | $62.37 | $0.50 |
| 2021 | +20.61% | +$2060.95 | $350.87 | $70.17 | $0.56 |
| 2020 | -18.65% | $1864.91 | $277.95 | $55.59 | $0.44 |
| 2019 | +24.62% | +$2461.79 | $330.29 | $66.06 | $0.53 |
| 2018 | -0.62% | $62.23 | $305.42 | $61.08 | $0.49 |
| 2017 | -11.60% | $1160.36 | $251.01 | $50.20 | $0.40 |
| 2016 | +52.96% | +$5295.90 | $372.00 | $74.40 | $0.60 |
| 2015 | +3.84% | +$383.64 | $369.77 | $73.95 | $0.59 |
| 2014 | +8.85% | +$884.75 | $382.77 | $76.55 | $0.61 |
| 2013 | +12.02% | +$1202.39 | $407.72 | $81.54 | $0.65 |
| 2012 | +12.20% | +$1220.40 | $434.17 | $86.83 | $0.69 |
| 2011 | -9.26% | $925.51 | $370.87 | $74.18 | $0.59 |
| 2010 | +16.99% | +$1698.94 | $407.93 | $81.59 | $0.65 |
| 2009 | +5.70% | +$569.51 | $405.66 | $81.13 | $0.65 |
| 2008 | +20.96% | +$2096.44 | $461.99 | $92.40 | $0.74 |
| 2007 | -7.52% | $751.85 | $395.52 | $79.10 | $0.63 |
| 2006 | +0.50% | +$50.25 | $373.93 | $74.79 | $0.60 |
| 2005 | -10.77% | $1077.44 | $308.65 | $61.73 | $0.49 |
| 2004 | +17.78% | +$1778.23 | $333.31 | $66.66 | $0.53 |
| 2003 | +15.74% | +$1573.70 | $343.09 | $68.62 | $0.55 |
| 2002 | +13.57% | +$1357.03 | $343.42 | $68.68 | $0.55 |
| 2001 | +62.71% | +$6270.54 | $475.90 | $95.18 | $0.76 |
| 2000 | +3.68% | +$367.88 | $417.63 | $83.53 | $0.67 |
| 1999 | -3.95% | $395.35 | $352.54 | $70.51 | $0.56 |
| 1998 | -12.09% | $1209.07 | $338.75 | $67.75 | $0.54 |
| 1997 | +53.32% | +$5332.38 | $352.61 | $70.52 | $0.57 |
| 1996 | +44.36% | +$4436.04 | $401.41 | $80.28 | $0.64 |
| 1995 | +19.98% | +$1998.25 | $372.34 | $74.47 | $0.60 |
| 1994 | +26.42% | +$2641.80 | $336.45 | $67.29 | $0.54 |
| 1993 | +55.65% | +$5565.31 | $133.58 | $26.72 | $0.21 |
| 1992 | +58.59% | +$5858.75 | $180.95 | $36.19 | $0.29 |
| 1991 | -42.84% | $4284.16 | $400.50 | $80.10 | $0.64 |
| 1990 | -42.54% | $4254.06 | $411.33 | $82.27 | $0.66 |
| 1989 | +4.53% | +$452.52 | $380.77 | $76.15 | $0.61 |
| 1988 | +9.21% | +$920.80 | $366.27 | $73.25 | $0.58 |
| 1987 | -4.29% | $428.98 | $321.17 | $64.23 | $0.51 |
| 1986 | +29.25% | +$2924.53 | $0.00 | $0.00 | $0.00 |
| 1985 | +57.74% | +$5773.81 | $0.00 | $0.00 | $0.00 |
| 1984 | +10.53% | +$1052.64 | $0.00 | $0.00 | $0.00 |
| 1983 | +65.22% | +$6521.74 | $0.00 | $0.00 | $0.00 |
| 1982 | +21.05% | +$2105.26 | $0.00 | $0.00 | $0.00 |
| 1981 | +5.56% | +$555.56 | $0.00 | $0.00 | $0.00 |
| 1980 partial | -5.26% (-17.29% ann.) | $526.32 | $0.00 | $0.00 | $0.00 |
Market Regimes
| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Dot-com bubble / TMT mania | August 9, 1995 – March 10, 2000 | +98.45% | +16.12% | +$9844.83 | $3044.60 | $608.92 | $4.87 |
| Dot-com bust / post-bubble disinflation scare | March 13, 2000 – October 9, 2002 | +67.20% | +22.11% | +$6719.99 | $1325.81 | $265.16 | $2.12 |
| China-WTO / housing-credit / commodity boom | October 10, 2002 – October 9, 2007 | +43.20% | +7.45% | +$4320.45 | $2488.85 | $497.77 | $3.98 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -9.25% | -6.64% | $924.76 | $645.12 | $129.02 | $1.03 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | +33.15% | +8.85% | +$3314.85 | $1650.78 | $330.16 | $2.64 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | +110.36% | +10.33% | +$11036.19 | $3810.42 | $762.08 | $6.10 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -31.02% | -98.56% | $3102.18 | $74.54 | $14.91 | $0.12 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | +2.28% | +3.69% | +$227.80 | $198.06 | $39.61 | $0.32 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +25.57% | +24.12% | +$2557.46 | $369.16 | $73.83 | $0.59 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | +4.62% | +4.91% | +$461.62 | $313.07 | $62.61 | $0.50 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | -12.02% | -6.68% | $1201.94 | $625.55 | $125.11 | $1.00 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – April 14, 2026 | +28.77% | +17.49% | +$2877.45 | $593.39 | $118.68 | $0.95 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 1987-01-16 | $0.0412 | 0.77% |
| 1987-04-16 | $0.0412 | 0.74% |
| 1987-07-17 | $0.0412 | 0.73% |
| 1987-10-19 | $0.0427 | 0.71% |
| 1988-01-14 | $0.0427 | 0.80% |
| 1988-04-18 | $0.0427 | 0.80% |
| 1988-07-18 | $0.0427 | 0.86% |
| 1988-10-18 | $0.0488 | 0.94% |
| 1989-01-18 | $0.0488 | 0.91% |
| 1989-04-18 | $0.0488 | 0.98% |
| 1989-07-18 | $0.0488 | 0.90% |
| 1989-10-18 | $0.0488 | 0.89% |
| 1990-01-18 | $0.0518 | 1.01% |
| 1990-04-17 | $0.0518 | 1.10% |
| 1990-07-26 | $0.0549 | 1.41% |
| 1990-11-01 | $0.0549 | 1.80% |
| 1991-02-01 | $0.0549 | 1.82% |
| 1991-05-01 | $0.0305 | 0.95% |
| 1991-08-09 | $0.0296 | 1.44% |
| 1992-11-09 | $0.0290 | 1.06% |
| 1993-09-07 | $0.0152 | 0.42% |
| 1993-11-24 | $0.0183 | 0.46% |
| 1994-02-23 | $0.0213 | 0.57% |
| 1994-05-25 | $0.0244 | 0.55% |
| 1994-08-26 | $0.0335 | 0.64% |
| 1994-10-05 | $0.0137 | 0.28% |
| 1994-11-25 | $0.0366 | 0.86% |
| 1995-02-23 | $0.0396 | 0.82% |
| 1995-05-25 | $0.0427 | 0.93% |
| 1995-08-30 | $0.0457 | 0.88% |
| 1995-11-29 | $0.0488 | 0.90% |
| 1996-02-28 | $0.0518 | 0.86% |
| 1996-05-29 | $0.0518 | 0.77% |
| 1996-08-29 | $0.0518 | 0.79% |
| 1996-11-27 | $0.0671 | 0.84% |
| 1997-02-26 | $0.0671 | 0.80% |
| 1997-05-29 | $0.0671 | 0.79% |
| 1997-08-28 | $0.0671 | 0.76% |
| 1997-11-26 | $0.0740 | 0.65% |
| 1998-02-25 | $0.0740 | 0.67% |
| 1998-05-28 | $0.0740 | 0.64% |
| 1998-07-30 | $0.0806 | 0.70% |
| 1998-08-27 | $0.0814 | 0.77% |
| 1998-11-25 | $0.0852 | 0.84% |
| 1999-02-25 | $0.0852 | 0.80% |
| 1999-05-27 | $0.0852 | 0.83% |
| 1999-08-30 | $0.0891 | 0.88% |
| 1999-11-26 | $0.0920 | 0.95% |
| 2000-02-28 | $0.0920 | 1.04% |
| 2000-05-30 | $0.0969 | 1.34% |
| 2000-08-30 | $0.0969 | 1.25% |
| 2000-11-29 | $0.1017 | 1.28% |
| 2001-02-27 | $0.1017 | 1.02% |
| 2001-05-30 | $0.1114 | 0.92% |
| 2001-08-29 | $0.1114 | 0.86% |
| 2001-11-28 | $0.1170 | 0.79% |
| 2002-02-27 | $0.1170 | 0.78% |
| 2002-05-29 | $0.1271 | 0.82% |
| 2002-08-28 | $0.1271 | 0.75% |
| 2002-11-26 | $0.1335 | 0.82% |
| 2003-02-26 | $0.1335 | 0.85% |
| 2003-05-28 | $0.1388 | 0.80% |
| 2003-08-27 | $0.1388 | 0.81% |
| 2003-11-25 | $0.1468 | 0.77% |
| 2004-02-25 | $0.1468 | 0.73% |
| 2004-05-26 | $0.1535 | 0.76% |
| 2004-08-27 | $0.1535 | 0.79% |
| 2004-11-26 | $0.1581 | 0.71% |
| 2005-02-24 | $0.1581 | 0.83% |
| 2005-06-03 | $0.1581 | 0.83% |
| 2005-09-02 | $0.1650 | 0.84% |
| 2005-12-05 | $0.1699 | 0.84% |
| 2006-02-28 | $0.1699 | 0.87% |
| 2006-06-01 | $0.1699 | 0.96% |
| 2006-08-31 | $0.1699 | 0.89% |
| 2006-12-01 | $0.1750 | 0.98% |
| 2007-02-27 | $0.1750 | 1.03% |
| 2007-06-01 | $0.1750 | 1.07% |
| 2007-08-30 | $0.1750 | 1.06% |
| 2007-11-30 | $0.1803 | 1.06% |
| 2008-02-28 | $0.1803 | 1.08% |
| 2008-05-29 | $0.1803 | 1.06% |
| 2008-09-02 | $0.1878 | 1.01% |
| 2008-12-01 | $0.1878 | 0.86% |
| 2009-02-27 | $0.1878 | 1.04% |
| 2009-06-01 | $0.1878 | 1.00% |
| 2009-09-01 | $0.1878 | 0.92% |
| 2009-12-01 | $0.1934 | 0.99% |
| 2010-03-01 | $0.1934 | 0.99% |
| 2010-06-01 | $0.1934 | 0.98% |
| 2010-08-31 | $0.1934 | 1.09% |
| 2010-12-01 | $0.1992 | 0.89% |
| 2011-03-01 | $0.1992 | 1.00% |
| 2011-06-01 | $0.1992 | 1.02% |
| 2011-08-31 | $0.1992 | 1.03% |
| 2011-11-30 | $0.2052 | 1.12% |
| 2012-02-29 | $0.2052 | 1.00% |
| 2012-05-30 | $0.2052 | 1.05% |
| 2012-08-30 | $0.2052 | 1.00% |
| 2012-11-29 | $0.2093 | 1.02% |
| 2013-02-27 | $0.2093 | 1.01% |
| 2013-05-30 | $0.2093 | 1.00% |
| 2013-08-29 | $0.2093 | 0.97% |
| 2013-12-02 | $0.2135 | 0.89% |
| 2014-02-27 | $0.2135 | 0.96% |
| 2014-05-29 | $0.2135 | 0.95% |
| 2014-08-28 | $0.2135 | 0.94% |
| 2014-12-01 | $0.2178 | 0.97% |
| 2015-02-27 | $0.2178 | 0.92% |
| 2015-06-01 | $0.2178 | 0.95% |
| 2015-09-01 | $0.2178 | 0.91% |
| 2015-12-01 | $0.2221 | 0.88% |
| 2016-03-01 | $0.2221 | 0.96% |
| 2016-06-01 | $0.2221 | 0.86% |
| 2016-08-31 | $0.2221 | 0.76% |
| 2016-11-30 | $0.2221 | 0.64% |
| 2017-02-27 | $0.2221 | 0.70% |
| 2017-05-31 | $0.2221 | 0.78% |
| 2017-08-30 | $0.2221 | 0.78% |
| 2017-11-30 | $0.2288 | 0.65% |
| 2018-02-28 | $0.2288 | 0.75% |
| 2018-05-31 | $0.2288 | 0.66% |
| 2018-08-30 | $0.2379 | 0.66% |
| 2018-11-29 | $0.2451 | 0.74% |
| 2019-02-28 | $0.2451 | 0.74% |
| 2019-06-03 | $0.2451 | 0.81% |
| 2019-09-03 | $0.2451 | 0.81% |
| 2019-12-02 | $0.2524 | 0.73% |
| 2020-03-02 | $0.2524 | 0.82% |
| 2020-06-02 | $0.2524 | 0.90% |
| 2020-09-01 | $0.2524 | 0.91% |
| 2020-12-01 | $0.2524 | 0.87% |
| 2021-03-01 | $0.2524 | 0.82% |
| 2021-06-01 | $0.2524 | 0.70% |
| 2021-09-02 | $0.2524 | 0.69% |
| 2021-12-01 | $0.2524 | 0.75% |
| 2022-02-28 | $0.2621 | 0.77% |
| 2022-05-31 | $0.2621 | 0.81% |
| 2022-08-31 | $0.2621 | 0.83% |
| 2022-11-30 | $0.2700 | 0.77% |
| 2023-03-02 | $0.2700 | 0.90% |
| 2023-06-01 | $0.2700 | 1.48% |
| 2023-08-31 | $0.2700 | 1.48% |
| 2023-11-30 | $0.2700 | 1.08% |
| 2024-02-09 | $0.2700 | 1.11% |
| 2024-05-10 | $0.2700 | 1.12% |
| 2024-08-12 | $0.2700 | 0.98% |
| 2024-10-15 | $0.2800 | 0.96% |
| 2025-02-10 | $0.2800 | 1.04% |
| 2025-05-13 | $0.2800 | 1.05% |
| 2025-08-11 | $0.2900 | 1.06% |
| 2025-11-12 | $0.2900 | 0.94% |
| 2026-02-11 | $0.3000 | 0.85% |
| Total | 153 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-14 to 2026-04-14. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-06-01 | $76.63 | $15.33 | $0.12 | 1.7031 |
| 2021-09-02 | $77.06 | $15.41 | $0.12 | 1.7117 |
| 2021-12-01 | $77.49 | $15.50 | $0.12 | 1.8600 |
| 2022-02-28 | $80.96 | $16.19 | $0.13 | 1.9382 |
| 2022-05-31 | $81.47 | $16.29 | $0.13 | 2.0222 |
| 2022-08-31 | $82.00 | $16.40 | $0.13 | 2.1000 |
| 2022-11-30 | $85.02 | $17.00 | $0.14 | 1.9301 |
| 2023-03-02 | $85.54 | $17.11 | $0.14 | 2.3121 |
| 2023-06-01 | $86.17 | $17.23 | $0.14 | 3.7801 |
| 2023-08-31 | $87.19 | $17.44 | $0.14 | 3.9530 |
| 2023-11-30 | $88.26 | $17.65 | $0.14 | 2.8586 |
| 2024-02-09 | $89.03 | $17.81 | $0.14 | 2.9251 |
| 2024-05-10 | $89.82 | $17.96 | $0.14 | 3.0207 |
| 2024-08-12 | $90.63 | $18.13 | $0.15 | 2.6323 |
| 2024-10-15 | $94.73 | $18.95 | $0.15 | 2.5910 |
| 2025-02-10 | $95.45 | $19.09 | $0.15 | 2.8715 |
| 2025-05-13 | $96.26 | $19.25 | $0.15 | 2.8903 |
| 2025-08-11 | $100.53 | $20.11 | $0.16 | 2.9177 |
| 2025-11-12 | $101.38 | $20.28 | $0.16 | 2.6451 |
| 2026-02-11 | $105.67 | $21.13 | $0.17 | 2.4125 |
| Total | $1771.28 | $354.26 | $2.83 | 51.0752 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.