Bank of the James Financial Group, Inc. (BOTJ) Stock Total Returns
Growth of $10,000 chart
2021-06-03 to 2026-06-03 to
$
%
%
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Investment Performance
Final Value
$14,590
Total Return
45.90%
CAGR
7.85%
Dividends
$1,111.83
Yield on Cost
11.12%
Rolling Returns
1-Month (21 Trading Days)
| Average | +1.01% |
| Median | +0.50% |
| Best | +32.91% |
| Worst | -27.34% |
| % of Windows Positive | 52.8% |
1-Year (252 Trading Days)
| Average | +9.56% |
| Median | +10.62% |
| Best | +74.53% |
| Worst | -40.52% |
| % of Windows Positive | 54.4% |
3-Year (756 Trading Days)
| Average | +30.20% |
| Median | +14.29% |
| Best | +187.64% |
| Worst | -36.71% |
| % of Windows Positive | 69.0% |
Risk Metrics
| Maximum Drawdown | -50.65% |
| Average Drawdown | -22.59% |
| Drawdown Duration | 1095 Trading Days |
| Sortino Ratio | 0.60 |
| Calmar Ratio | 0.15 |
| CVaR (5%) | -4.35% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +22.43% (+61.60% ann.) | +$2242.98 | $107.85 | $21.57 | $0.17 |
| 2025 | +19.61% | +$1960.65 | $254.25 | $50.85 | $0.41 |
| 2024 | +33.23% | +$3323.06 | $330.72 | $66.15 | $0.53 |
| 2023 | +5.12% | +$511.80 | $271.03 | $54.21 | $0.43 |
| 2022 | -21.56% | $2156.15 | $188.77 | $37.75 | $0.30 |
| 2021 | +42.30% | +$4230.16 | $243.88 | $48.78 | $0.39 |
| 2020 | -19.08% | $1907.94 | $184.68 | $36.94 | $0.29 |
| 2019 | +19.29% | +$1929.04 | $216.72 | $43.35 | $0.35 |
| 2018 | -11.80% | $1179.63 | $161.50 | $32.30 | $0.26 |
| 2017 | -0.34% | $33.59 | $158.95 | $31.79 | $0.25 |
| 2016 | +19.11% | +$1910.91 | $186.72 | $37.35 | $0.30 |
| 2015 | +27.47% | +$2747.05 | $214.88 | $42.98 | $0.34 |
| 2014 | +12.32% | +$1232.33 | $162.20 | $32.44 | $0.26 |
| 2013 | +62.98% | +$6298.25 | $0.00 | $0.00 | $0.00 |
| 2012 | +29.55% | +$2954.54 | $0.00 | $0.00 | $0.00 |
| 2011 | -32.31% | $3230.77 | $0.00 | $0.00 | $0.00 |
| 2010 | -3.38% | $337.84 | $0.00 | $0.00 | $0.00 |
| 2009 | -2.87% | $287.50 | $0.00 | $0.00 | $0.00 |
| 2008 | -37.14% | $3714.29 | $0.00 | $0.00 | $0.00 |
| 2007 | -18.73% | $1873.35 | $0.00 | $0.00 | $0.00 |
| 2006 | +21.47% | +$2147.44 | $0.00 | $0.00 | $0.00 |
| 2005 | +19.39% | +$1938.78 | $0.00 | $0.00 | $0.00 |
| 2004 | +15.91% | +$1591.40 | $0.00 | $0.00 | $0.00 |
| 2003 | +60.34% | +$6034.48 | $0.00 | $0.00 | $0.00 |
| 2002 | +20.83% | +$2083.34 | $0.00 | $0.00 | $0.00 |
| 2001 | +17.07% | +$1707.32 | $0.00 | $0.00 | $0.00 |
| 2000 partial | -6.82% (-16.72% ann.) | $681.82 | $0.00 | $0.00 | $0.00 |
Market Regimes
about| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Dot-com bust / post-bubble disinflation scare partial | August 10, 2000 – October 9, 2002 | +38.64% | +16.30% | +$3863.63 | $0.00 | $0.00 | $0.00 |
| China-WTO / housing-credit / commodity boom | October 10, 2002 – October 9, 2007 | +123.45% | +17.46% | +$12345.34 | $0.00 | $0.00 | $0.00 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -38.69% | -29.27% | $3868.85 | $0.00 | $0.00 | $0.00 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | -18.16% | -5.76% | $1815.56 | $0.00 | $0.00 | $0.00 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | +196.29% | +15.43% | +$19628.81 | $2557.05 | $511.42 | $4.09 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -39.57% | -99.68% | $3957.23 | $45.54 | $9.11 | $0.07 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | +25.56% | +44.24% | +$2556.40 | $169.95 | $33.99 | $0.27 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +63.33% | +59.27% | +$6332.60 | $346.13 | $69.22 | $0.55 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | -23.13% | -24.37% | $2313.05 | $135.06 | $27.01 | $0.22 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | +24.35% | +12.47% | +$2434.65 | $603.53 | $120.71 | $0.96 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – June 3, 2026 | +60.47% | +31.95% | +$6047.29 | $488.67 | $97.73 | $0.78 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 2014-06-17 | $0.0455 | 0.57% |
| 2014-09-17 | $0.0455 | 0.56% |
| 2014-12-10 | $0.0455 | 0.48% |
| 2015-03-11 | $0.0455 | 0.45% |
| 2015-06-10 | $0.0455 | 0.45% |
| 2015-09-09 | $0.0545 | 0.55% |
| 2015-12-02 | $0.0545 | 0.43% |
| 2016-03-09 | $0.0545 | 0.50% |
| 2016-06-08 | $0.0545 | 0.50% |
| 2016-09-07 | $0.0545 | 0.49% |
| 2016-11-30 | $0.0545 | 0.41% |
| 2017-03-08 | $0.0545 | 0.38% |
| 2017-06-07 | $0.0545 | 0.40% |
| 2017-09-07 | $0.0545 | 0.38% |
| 2017-11-30 | $0.0545 | 0.41% |
| 2018-03-08 | $0.0545 | 0.39% |
| 2018-06-07 | $0.0545 | 0.40% |
| 2018-09-06 | $0.0545 | 0.38% |
| 2018-11-29 | $0.0545 | 0.47% |
| 2019-03-07 | $0.0545 | 0.41% |
| 2019-06-06 | $0.0545 | 0.44% |
| 2019-09-05 | $0.0545 | 0.43% |
| 2019-11-27 | $0.0545 | 0.41% |
| 2019-12-06 | $0.0364 | 0.27% |
| 2020-03-05 | $0.0636 | 0.50% |
| 2020-06-04 | $0.0636 | 0.69% |
| 2020-09-03 | $0.0636 | 0.67% |
| 2020-11-25 | $0.0636 | 0.55% |
| 2021-03-04 | $0.0636 | 0.46% |
| 2021-06-03 | $0.0636 | 0.37% |
| 2021-09-02 | $0.0700 | 0.49% |
| 2021-11-24 | $0.0700 | 0.43% |
| 2022-03-03 | $0.0700 | 0.46% |
| 2022-06-02 | $0.0700 | 0.53% |
| 2022-09-01 | $0.0700 | 0.57% |
| 2022-11-23 | $0.0800 | 0.68% |
| 2023-03-02 | $0.0800 | 0.62% |
| 2023-06-01 | $0.0800 | 0.86% |
| 2023-08-31 | $0.0800 | 0.74% |
| 2023-11-22 | $0.0800 | 0.81% |
| 2024-02-29 | $0.1000 | 0.87% |
| 2024-06-07 | $0.1000 | 0.92% |
| 2024-09-06 | $0.1000 | 0.75% |
| 2024-11-22 | $0.1000 | 0.68% |
| 2025-03-07 | $0.1000 | 0.77% |
| 2025-06-06 | $0.1000 | 0.70% |
| 2025-09-12 | $0.1000 | 0.67% |
| 2025-11-21 | $0.1000 | 0.57% |
| 2026-02-17 | $0.1000 | 0.48% |
| 2026-05-22 | $0.1000 | 0.44% |
| Total | 50 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-06-03 to 2026-06-03. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-06-03 | $36.95 | $7.39 | $0.06 | 1.7178 |
| 2021-09-02 | $40.76 | $8.15 | $0.07 | 2.2838 |
| 2021-11-24 | $40.92 | $8.18 | $0.07 | 2.0679 |
| 2022-03-03 | $41.07 | $8.21 | $0.07 | 2.1743 |
| 2022-06-02 | $41.22 | $8.24 | $0.07 | 2.5315 |
| 2022-09-01 | $41.40 | $8.28 | $0.07 | 2.6871 |
| 2022-11-23 | $47.52 | $9.51 | $0.08 | 3.2767 |
| 2023-03-02 | $47.79 | $9.56 | $0.08 | 2.9485 |
| 2023-06-01 | $48.02 | $9.61 | $0.08 | 4.2087 |
| 2023-08-31 | $48.36 | $9.67 | $0.08 | 3.6017 |
| 2023-11-22 | $48.65 | $9.73 | $0.08 | 3.8840 |
| 2024-02-29 | $61.20 | $12.24 | $0.10 | 4.1584 |
| 2024-06-07 | $61.61 | $12.32 | $0.10 | 4.5761 |
| 2024-09-06 | $62.07 | $12.41 | $0.10 | 3.7262 |
| 2024-11-22 | $62.44 | $12.49 | $0.10 | 3.3800 |
| 2025-03-07 | $62.78 | $12.56 | $0.10 | 3.8352 |
| 2025-06-06 | $63.17 | $12.63 | $0.10 | 3.5391 |
| 2025-09-12 | $63.52 | $12.70 | $0.10 | 3.3255 |
| 2025-11-21 | $63.85 | $12.77 | $0.10 | 2.8689 |
| 2026-02-17 | $64.14 | $12.83 | $0.10 | 2.4968 |
| 2026-05-22 | $64.39 | $12.88 | $0.10 | 2.2597 |
| Total | $1111.83 | $222.37 | $1.78 | 65.5476 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.