Citizens Financial Group, Inc. (CFG) Stock Total Returns

Growth of $10,000 chart

2021-04-21 to 2026-04-21
to
$
%
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Investment Performance

Final Value
$17,534
Total Return
75.34%
CAGR
11.89%
Dividends
$2,054.66
Yield on Cost
20.55%

Rolling Returns

1-Month (21 Trading Days)
Average+1.20%
Median+0.77%
Best+27.42%
Worst-29.00%
% of Windows Positive52.9%
1-Year (252 Trading Days)
Average+10.75%
Median+12.08%
Best+93.65%
Worst-40.82%
% of Windows Positive53.0%
3-Year (756 Trading Days)
Average+26.34%
Median+10.00%
Best+152.16%
Worst-24.34%
% of Windows Positive70.0%

Risk Metrics

Maximum Drawdown -56.82%
Average Drawdown -21.81%
Drawdown Duration 881 Trading Days
Sortino Ratio 0.72
Calmar Ratio 0.21
CVaR (5%) -4.81%

Yearly Returns

Year Percentage Abs. Return Dividends Taxes Trans. Costs
2026 partial +12.41% (+46.96% ann.) +$1241.24 $78.75 $15.75 $0.13
2025 +37.59% +$3758.88 $397.74 $79.55 $0.64
2024 +36.77% +$3677.11 $514.19 $102.84 $0.82
2023 -11.93% $1193.15 $433.11 $86.62 $0.69
2022 -14.05% $1405.23 $346.64 $69.33 $0.55
2021 +35.96% +$3596.42 $441.21 $88.25 $0.71
2020 -7.76% $775.72 $390.47 $78.10 $0.63
2019 +40.76% +$4075.82 $462.70 $92.54 $0.74
2018 -27.79% $2779.18 $235.05 $47.01 $0.38
2017 +19.48% +$1947.76 $180.57 $36.12 $0.29
2016 +38.24% +$3824.21 $176.77 $35.36 $0.29
2015 +6.69% +$668.83 $161.66 $32.33 $0.26
2014 partial +8.08% (+33.57% ann.) +$807.67 $43.33 $8.67 $0.07

Market Regimes

about
Regime Period Percentage Annual Abs. Return Dividends Taxes Trans. Costs
Secular stagnation / QE / low inflation / duration bull partial September 24, 2014 – February 19, 2020 +84.29% +11.98% +$8429.41 $1979.53 $395.92 $3.18
Pandemic shock / liquidity crash February 20, 2020 – March 23, 2020 -59.08% -100.00% $5907.68 $0.00 $0.00 $0.00
Policy bazooka / monetary euphoria March 24, 2020 – November 6, 2020 +61.75% +116.79% +$6174.87 $666.29 $133.26 $1.06
Reopening reflation / fiscal boom / supply bottlenecks November 9, 2020 – November 29, 2021 +55.26% +51.79% +$5525.88 $488.02 $97.61 $0.78
Inflation shock / duration crash / aggressive tightening November 30, 2021 – November 9, 2022 -13.46% -14.22% $1345.58 $346.50 $69.30 $0.55
Disinflation rebound / AI-led narrow bull / higher-for-longer November 10, 2022 – September 17, 2024 +5.24% +2.79% +$523.97 $733.07 $146.61 $1.18
Disinflationary easing / resilient growth / AI capex under oil-shock test partial September 18, 2024 – April 21, 2026 +67.52% +38.39% +$6751.90 $651.29 $130.26 $1.04

Dividend History

Annual Dividends Per Share
TTM Yield
Consecutive Years Paid
current
Consecutive Years of Growth
current

Date Per Share Yield %
2014-11-04 $0.1000 0.42%
2015-02-03 $0.1000 0.42%
2015-05-01 $0.1000 0.38%
2015-07-30 $0.1000 0.38%
2015-11-03 $0.1000 0.41%
2016-02-02 $0.1000 0.48%
2016-05-02 $0.1200 0.53%
2016-08-01 $0.1200 0.54%
2016-10-31 $0.1200 0.46%
2017-01-31 $0.1400 0.38%
2017-05-01 $0.1400 0.38%
2017-07-31 $0.1800 0.52%
2017-10-31 $0.1800 0.47%
2018-01-31 $0.2200 0.48%
2018-05-01 $0.2200 0.53%
2018-07-31 $0.2700 0.67%
2018-10-30 $0.2700 0.75%
2019-01-30 $0.3200 0.91%
2019-04-30 $0.3200 0.88%
2019-07-30 $0.3600 0.96%
2019-10-29 $0.3600 1.00%
2020-01-28 $0.3900 1.02%
2020-04-28 $0.3900 1.74%
2020-07-28 $0.3900 1.57%
2020-10-27 $0.3900 1.38%
2021-02-02 $0.3900 1.05%
2021-04-28 $0.3900 0.85%
2021-07-29 $0.3900 0.90%
2021-10-28 $0.3900 0.82%
2022-01-28 $0.3900 0.75%
2022-05-02 $0.3900 0.99%
2022-08-01 $0.4200 1.11%
2022-11-01 $0.4200 1.03%
2023-01-30 $0.4200 0.97%
2023-05-02 $0.4200 1.46%
2023-08-01 $0.4200 1.30%
2023-10-31 $0.4200 1.80%
2024-01-30 $0.4200 1.23%
2024-04-30 $0.4200 1.20%
2024-07-31 $0.4200 0.97%
2024-10-30 $0.4200 0.99%
2025-01-31 $0.4200 0.87%
2025-04-30 $0.4200 1.12%
2025-07-31 $0.4200 0.86%
2025-10-29 $0.4600 0.90%
2026-02-04 $0.4600 0.70%
Total 46 payments

Portfolio Dividend Returns

Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-21 to 2026-04-21. Change
Date Total Yield Tax Trans. Cost Shares Bought
2021-04-28 $88.56 $17.71 $0.14 1.5310
2021-07-29 $89.15 $17.83 $0.14 1.6611
2021-10-28 $89.80 $17.96 $0.14 1.4968
2022-01-28 $90.38 $18.08 $0.14 1.3958
2022-05-02 $90.93 $18.19 $0.14 1.8426
2022-08-01 $98.70 $19.74 $0.16 2.0969
2022-11-01 $99.58 $19.91 $0.16 1.9660
2023-01-30 $100.40 $20.08 $0.16 1.8955
2023-05-02 $101.20 $20.24 $0.16 3.0003
2023-08-01 $102.46 $20.49 $0.16 2.6304
2023-10-31 $103.56 $20.71 $0.17 3.5291
2024-01-30 $105.05 $21.01 $0.17 2.4445
2024-04-30 $106.07 $21.21 $0.17 2.4828
2024-07-31 $107.11 $21.42 $0.17 2.0043
2024-10-30 $107.96 $21.59 $0.17 2.0186
2025-01-31 $108.81 $21.76 $0.18 1.8262
2025-04-30 $109.57 $21.91 $0.18 2.3715
2025-07-31 $110.57 $22.12 $0.18 1.8499
2025-10-29 $121.95 $24.39 $0.19 1.9307
2026-02-04 $122.84 $24.57 $0.20 1.4726
Total $2054.66 $410.93 $3.29 41.4464

All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.

For each rolling window, returns are calculated at every possible starting point:

return = (value[i] ÷ value[i − windowSize] − 1) × 100

Windows
1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
Statistics
Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.

The series is segmented by calendar year:

return = (endValue ÷ startValue − 1) × 100

startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.

DCGO

CAGR -39.71% Total -93.30% Final $669.90
2020-12-17 — 2026-04-21
MTB

CAGR 15.66% Total 81739.75% Final $8,183,975
1980-03-17 — 2026-04-21
UUUU

CAGR -10.78% Total -88.66% Final $1,134
2007-03-19 — 2026-04-21