Cullen/Frost Bankers, Inc. (CFR) Stock Total Returns
Growth of $10,000 chart
2021-04-14 to 2026-04-14 to
$
%
%
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Investment Performance
Final Value
$14,376
Total Return
43.76%
CAGR
7.53%
Dividends
$1,685.32
Yield on Cost
16.85%
Rolling Returns
1-Month (21 Trading Days)
| Average | +0.76% |
| Median | +0.54% |
| Best | +26.62% |
| Worst | -22.67% |
| % of Windows Positive | 53.7% |
1-Year (252 Trading Days)
| Average | +5.60% |
| Median | +6.12% |
| Best | +59.08% |
| Worst | -40.63% |
| % of Windows Positive | 62.7% |
3-Year (756 Trading Days)
| Average | +5.86% |
| Median | +5.14% |
| Best | +51.53% |
| Worst | -21.11% |
| % of Windows Positive | 67.7% |
Risk Metrics
| Maximum Drawdown | -45.95% |
| Average Drawdown | -16.88% |
| Drawdown Duration | 812 Trading Days |
| Sortino Ratio | 0.57 |
| Calmar Ratio | 0.16 |
| CVaR (5%) | -4.28% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +13.07% (+53.95% ann.) | +$1307.14 | $78.97 | $15.79 | $0.13 |
| 2025 | -3.35% | $334.72 | $296.87 | $59.37 | $0.47 |
| 2024 | +27.03% | +$2702.68 | $348.40 | $69.68 | $0.56 |
| 2023 | -16.63% | $1662.99 | $270.29 | $54.06 | $0.43 |
| 2022 | +8.10% | +$809.65 | $258.88 | $51.78 | $0.41 |
| 2021 | +47.45% | +$4744.65 | $339.70 | $67.94 | $0.54 |
| 2020 | -8.19% | $818.68 | $294.66 | $58.93 | $0.47 |
| 2019 | +13.90% | +$1390.37 | $321.20 | $64.24 | $0.51 |
| 2018 | -5.30% | $529.99 | $274.50 | $54.90 | $0.44 |
| 2017 | +9.39% | +$938.67 | $256.91 | $51.38 | $0.41 |
| 2016 | +51.00% | +$5099.91 | $362.43 | $72.49 | $0.58 |
| 2015 | -12.97% | $1297.35 | $299.99 | $60.00 | $0.48 |
| 2014 | -3.06% | $305.81 | $274.96 | $54.99 | $0.44 |
| 2013 | +40.42% | +$4042.45 | $368.27 | $73.65 | $0.59 |
| 2012 | +5.38% | +$537.77 | $362.72 | $72.54 | $0.58 |
| 2011 | -11.02% | $1102.21 | $302.31 | $60.46 | $0.48 |
| 2010 | +25.51% | +$2551.48 | $359.53 | $71.91 | $0.58 |
| 2009 | +1.59% | +$158.77 | $341.24 | $68.25 | $0.55 |
| 2008 | +2.49% | +$248.68 | $330.65 | $66.13 | $0.53 |
| 2007 | -7.11% | $711.40 | $278.27 | $55.65 | $0.44 |
| 2006 | +5.95% | +$595.04 | $247.63 | $49.53 | $0.40 |
| 2005 | +12.60% | +$1260.30 | $241.53 | $48.31 | $0.39 |
| 2004 | +22.03% | +$2203.20 | $256.97 | $51.39 | $0.41 |
| 2003 | +26.75% | +$2674.74 | $289.96 | $57.99 | $0.46 |
| 2002 | +8.02% | +$802.17 | $285.42 | $57.08 | $0.46 |
| 2001 | -25.00% | $2500.08 | $150.17 | $30.03 | $0.24 |
| 2000 | +65.94% | +$6594.49 | $297.88 | $59.58 | $0.48 |
| 1999 | -4.20% | $420.00 | $247.99 | $49.60 | $0.40 |
| 1998 | -7.95% | $795.20 | $190.73 | $38.15 | $0.31 |
| 1997 | +85.82% | +$8582.31 | $290.87 | $58.17 | $0.47 |
| 1996 | +36.01% | +$3601.25 | $324.92 | $64.99 | $0.52 |
| 1995 | +65.33% | +$6533.29 | $372.35 | $74.47 | $0.60 |
| 1994 | -11.02% | $1101.98 | $191.13 | $38.23 | $0.31 |
| 1993 | +13.71% | +$1370.97 | $0.00 | $0.00 | $0.00 |
| 1992 | +104.96% | +$10495.87 | $0.00 | $0.00 | $0.00 |
| 1991 | +137.25% | +$13725.47 | $0.00 | $0.00 | $0.00 |
| 1990 | -42.05% | $4204.54 | $0.00 | $0.00 | $0.00 |
| 1989 | -11.11% | $1111.11 | $0.00 | $0.00 | $0.00 |
| 1988 | +67.80% | +$6779.67 | $0.00 | $0.00 | $0.00 |
| 1987 | -43.27% | $4326.93 | $0.00 | $0.00 | $0.00 |
| 1986 | -38.46% | $3846.15 | $0.00 | $0.00 | $0.00 |
| 1985 | -13.78% | $1377.55 | $0.00 | $0.00 | $0.00 |
| 1984 | -17.99% | $1799.16 | $0.00 | $0.00 | $0.00 |
| 1983 | +35.80% | +$3579.55 | $0.00 | $0.00 | $0.00 |
| 1982 | -19.27% | $1926.61 | $0.00 | $0.00 | $0.00 |
| 1981 | +45.70% | +$4569.76 | $0.00 | $0.00 | $0.00 |
| 1980 partial | +44.57% (+59.33% ann.) | +$4456.52 | $0.00 | $0.00 | $0.00 |
Market Regimes
| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Dot-com bubble / TMT mania | August 9, 1995 – March 10, 2000 | +86.98% | +14.62% | +$8697.86 | $2263.51 | $452.71 | $3.63 |
| Dot-com bust / post-bubble disinflation scare | March 13, 2000 – October 9, 2002 | +56.50% | +19.01% | +$5649.94 | $964.19 | $192.84 | $1.54 |
| China-WTO / housing-credit / commodity boom | October 10, 2002 – October 9, 2007 | +78.76% | +12.33% | +$7876.08 | $1929.85 | $385.97 | $3.09 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -24.58% | -18.10% | $2458.13 | $495.70 | $99.14 | $0.79 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | +45.62% | +11.78% | +$4562.29 | $1482.30 | $296.46 | $2.37 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | +101.32% | +9.69% | +$10132.39 | $3368.63 | $673.73 | $5.39 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -47.49% | -99.94% | $4749.17 | $75.23 | $15.05 | $0.12 |
| Policy bazooka / monetary euphoria | March 25, 2020 – November 6, 2020 | +32.35% | +57.31% | +$3235.47 | $262.38 | $52.48 | $0.42 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +63.66% | +59.57% | +$6365.57 | $454.04 | $90.81 | $0.73 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | +25.63% | +27.42% | +$2563.32 | $189.14 | $37.83 | $0.30 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | -24.79% | -14.25% | $2478.82 | $477.19 | $95.44 | $0.76 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – April 14, 2026 | +31.95% | +19.33% | +$3195.16 | $535.58 | $107.12 | $0.86 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 1994-02-23 | $0.0375 | 0.44% |
| 1994-05-25 | $0.0375 | 0.40% |
| 1994-08-26 | $0.0375 | 0.40% |
| 1994-11-25 | $0.0550 | 0.75% |
| 1995-02-23 | $0.0550 | 0.61% |
| 1995-05-25 | $0.0550 | 0.55% |
| 1995-08-30 | $0.0875 | 0.74% |
| 1995-11-29 | $0.0875 | 0.69% |
| 1996-03-07 | $0.0875 | 0.67% |
| 1996-05-30 | $0.1050 | 0.81% |
| 1996-08-28 | $0.1050 | 0.72% |
| 1996-11-26 | $0.1050 | 0.63% |
| 1997-02-26 | $0.1050 | 0.58% |
| 1997-05-28 | $0.1250 | 0.63% |
| 1997-08-27 | $0.1250 | 0.56% |
| 1997-11-25 | $0.1250 | 0.48% |
| 1998-02-25 | $0.1250 | 0.44% |
| 1998-05-27 | $0.1500 | 0.54% |
| 1998-08-28 | $0.1500 | 0.67% |
| 1998-11-25 | $0.1500 | 0.56% |
| 1999-02-24 | $0.1500 | 0.63% |
| 1999-05-27 | $0.1750 | 0.62% |
| 1999-08-30 | $0.1750 | 0.65% |
| 1999-11-26 | $0.1750 | 0.63% |
| 2000-02-28 | $0.1750 | 0.83% |
| 2000-06-07 | $0.1950 | 0.70% |
| 2000-09-06 | $0.1950 | 0.64% |
| 2000-12-06 | $0.1950 | 0.57% |
| 2001-03-07 | $0.1950 | 0.52% |
| 2001-06-06 | $0.2150 | 0.63% |
| 2001-12-05 | $0.2150 | 0.78% |
| 2002-03-06 | $0.2150 | 0.61% |
| 2002-06-05 | $0.2200 | 0.58% |
| 2002-09-04 | $0.2200 | 0.60% |
| 2002-12-04 | $0.2200 | 0.67% |
| 2003-02-27 | $0.2200 | 0.71% |
| 2003-05-29 | $0.2400 | 0.72% |
| 2003-08-28 | $0.2400 | 0.65% |
| 2003-11-26 | $0.2400 | 0.59% |
| 2004-02-26 | $0.2400 | 0.59% |
| 2004-05-27 | $0.2650 | 0.60% |
| 2004-08-30 | $0.2650 | 0.59% |
| 2004-11-29 | $0.2650 | 0.55% |
| 2005-02-25 | $0.2650 | 0.57% |
| 2005-05-27 | $0.3000 | 0.67% |
| 2005-08-30 | $0.3000 | 0.61% |
| 2005-11-29 | $0.3000 | 0.55% |
| 2006-02-27 | $0.3000 | 0.54% |
| 2006-05-30 | $0.3400 | 0.59% |
| 2006-08-30 | $0.3400 | 0.58% |
| 2006-11-29 | $0.3400 | 0.63% |
| 2007-02-27 | $0.3400 | 0.61% |
| 2007-05-30 | $0.4000 | 0.75% |
| 2007-08-29 | $0.4000 | 0.79% |
| 2007-11-28 | $0.4000 | 0.80% |
| 2008-02-27 | $0.4000 | 0.73% |
| 2008-05-28 | $0.4200 | 0.76% |
| 2008-08-27 | $0.4200 | 0.77% |
| 2008-11-26 | $0.4200 | 0.79% |
| 2009-02-25 | $0.4200 | 0.98% |
| 2009-05-28 | $0.4300 | 0.89% |
| 2009-08-28 | $0.4300 | 0.86% |
| 2009-11-27 | $0.4300 | 0.90% |
| 2010-02-25 | $0.4300 | 0.79% |
| 2010-05-27 | $0.4500 | 0.82% |
| 2010-08-30 | $0.4500 | 0.86% |
| 2010-11-29 | $0.4500 | 0.83% |
| 2011-02-25 | $0.4500 | 0.77% |
| 2011-05-27 | $0.4600 | 0.81% |
| 2011-08-30 | $0.4600 | 0.90% |
| 2011-11-29 | $0.4600 | 0.96% |
| 2012-02-28 | $0.4600 | 0.80% |
| 2012-05-30 | $0.4800 | 0.83% |
| 2012-08-29 | $0.4800 | 0.86% |
| 2012-11-28 | $0.4800 | 0.87% |
| 2013-02-27 | $0.4800 | 0.80% |
| 2013-05-29 | $0.5000 | 0.77% |
| 2013-08-28 | $0.5000 | 0.69% |
| 2013-11-26 | $0.5000 | 0.69% |
| 2014-02-26 | $0.5000 | 0.68% |
| 2014-05-28 | $0.5100 | 0.67% |
| 2014-08-27 | $0.5100 | 0.64% |
| 2014-11-25 | $0.5100 | 0.65% |
| 2015-02-25 | $0.5100 | 0.74% |
| 2015-05-27 | $0.5300 | 0.71% |
| 2015-08-27 | $0.5300 | 0.86% |
| 2015-11-25 | $0.5300 | 0.75% |
| 2016-02-25 | $0.5300 | 1.09% |
| 2016-05-26 | $0.5400 | 0.81% |
| 2016-08-29 | $0.5400 | 0.75% |
| 2016-11-28 | $0.5400 | 0.65% |
| 2017-02-24 | $0.5400 | 0.58% |
| 2017-05-26 | $0.5700 | 0.61% |
| 2017-08-29 | $0.5700 | 0.67% |
| 2017-11-29 | $0.5700 | 0.58% |
| 2018-02-27 | $0.5700 | 0.53% |
| 2018-05-30 | $0.6700 | 0.59% |
| 2018-08-30 | $0.6700 | 0.59% |
| 2018-11-29 | $0.6700 | 0.67% |
| 2019-02-27 | $0.6700 | 0.65% |
| 2019-05-30 | $0.7100 | 0.74% |
| 2019-08-29 | $0.7100 | 0.87% |
| 2019-11-27 | $0.7100 | 0.76% |
| 2020-02-27 | $0.7100 | 0.81% |
| 2020-05-28 | $0.7100 | 0.90% |
| 2020-08-28 | $0.7100 | 0.99% |
| 2020-11-27 | $0.7200 | 0.82% |
| 2021-02-25 | $0.7200 | 0.66% |
| 2021-05-27 | $0.7200 | 0.60% |
| 2021-08-30 | $0.7500 | 0.65% |
| 2021-11-29 | $0.7500 | 0.58% |
| 2022-02-25 | $0.7500 | 0.56% |
| 2022-05-27 | $0.7500 | 0.60% |
| 2022-08-30 | $0.8700 | 0.67% |
| 2022-11-29 | $0.8700 | 0.59% |
| 2023-02-27 | $0.8700 | 0.66% |
| 2023-05-30 | $0.8700 | 0.83% |
| 2023-08-30 | $0.9200 | 0.95% |
| 2023-11-29 | $0.9200 | 0.94% |
| 2024-02-28 | $0.9200 | 0.84% |
| 2024-05-31 | $0.9200 | 0.91% |
| 2024-08-30 | $0.9500 | 0.85% |
| 2024-11-29 | $0.9500 | 0.67% |
| 2025-02-28 | $0.9500 | 0.70% |
| 2025-05-30 | $1.0000 | 0.77% |
| 2025-08-29 | $1.0000 | 0.76% |
| 2025-11-28 | $1.0000 | 0.80% |
| 2026-02-27 | $1.0000 | 0.69% |
| Total | 128 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-14 to 2026-04-14. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-05-27 | $64.67 | $12.93 | $0.10 | 0.4281 |
| 2021-08-30 | $67.69 | $13.54 | $0.11 | 0.4773 |
| 2021-11-29 | $68.05 | $13.61 | $0.11 | 0.4180 |
| 2022-02-25 | $68.36 | $13.67 | $0.11 | 0.3895 |
| 2022-05-27 | $68.65 | $13.73 | $0.11 | 0.4366 |
| 2022-08-30 | $80.02 | $16.00 | $0.13 | 0.4891 |
| 2022-11-29 | $80.44 | $16.09 | $0.13 | 0.4418 |
| 2023-02-27 | $80.83 | $16.17 | $0.13 | 0.4900 |
| 2023-05-30 | $81.25 | $16.25 | $0.13 | 0.6220 |
| 2023-08-30 | $86.49 | $17.30 | $0.14 | 0.7287 |
| 2023-11-29 | $87.16 | $17.43 | $0.14 | 0.7076 |
| 2024-02-28 | $87.82 | $17.56 | $0.14 | 0.6573 |
| 2024-05-31 | $88.42 | $17.68 | $0.14 | 0.6950 |
| 2024-08-30 | $91.96 | $18.39 | $0.15 | 0.6542 |
| 2024-11-29 | $92.59 | $18.52 | $0.15 | 0.5257 |
| 2025-02-28 | $93.08 | $18.62 | $0.15 | 0.5424 |
| 2025-05-30 | $98.53 | $19.71 | $0.16 | 0.6195 |
| 2025-08-29 | $99.15 | $19.83 | $0.16 | 0.6135 |
| 2025-11-28 | $99.76 | $19.95 | $0.16 | 0.6438 |
| 2026-02-27 | $100.40 | $20.08 | $0.16 | 0.5800 |
| Total | $1685.32 | $337.06 | $2.70 | 11.1599 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.