Citizens Community Bancorp, Inc. (CZWI) Stock Total Returns
Growth of $10,000 chart
2021-06-03 to 2026-06-03 to
$
%
%
Loading chart…
Investment Performance
Final Value
$16,010
Total Return
60.10%
CAGR
9.87%
Dividends
$1,073.72
Yield on Cost
10.74%
Rolling Returns
1-Month (21 Trading Days)
| Average | +1.17% |
| Median | +0.99% |
| Best | +28.22% |
| Worst | -27.54% |
| % of Windows Positive | 57.9% |
1-Year (252 Trading Days)
| Average | +10.28% |
| Median | +12.76% |
| Best | +70.38% |
| Worst | -37.31% |
| % of Windows Positive | 59.3% |
3-Year (756 Trading Days)
| Average | +31.11% |
| Median | +23.69% |
| Best | +180.24% |
| Worst | -16.11% |
| % of Windows Positive | 86.0% |
Risk Metrics
| Maximum Drawdown | -51.69% |
| Average Drawdown | -16.24% |
| Drawdown Duration | 698 Trading Days |
| Sortino Ratio | 0.73 |
| Calmar Ratio | 0.19 |
| CVaR (5%) | -3.56% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +16.06% (+42.36% ann.) | +$1605.61 | $118.10 | $23.62 | $0.18 |
| 2025 | +11.42% | +$1142.07 | $221.00 | $44.20 | $0.35 |
| 2024 | +42.18% | +$4218.10 | $273.27 | $54.65 | $0.44 |
| 2023 | -0.86% | $85.84 | $241.06 | $48.21 | $0.38 |
| 2022 | -11.53% | $1152.62 | $188.81 | $37.76 | $0.30 |
| 2021 | +28.54% | +$2853.63 | $211.20 | $42.24 | $0.34 |
| 2020 | -9.62% | $962.40 | $171.85 | $34.37 | $0.27 |
| 2019 | +13.60% | +$1360.45 | $183.49 | $36.70 | $0.30 |
| 2018 | -18.32% | $1832.30 | $148.15 | $29.63 | $0.24 |
| 2017 | +9.70% | +$970.06 | $128.72 | $25.74 | $0.21 |
| 2016 | +32.78% | +$3278.18 | $126.85 | $25.36 | $0.20 |
| 2015 | +4.12% | +$411.92 | $87.43 | $17.49 | $0.14 |
| 2014 | +23.96% | +$2396.27 | $53.99 | $10.80 | $0.09 |
| 2013 | +23.79% | +$2378.78 | $33.34 | $6.68 | $0.06 |
| 2012 | +16.96% | +$1695.90 | $0.00 | $0.00 | $0.00 |
| 2011 | +29.87% | +$2987.34 | $0.00 | $0.00 | $0.00 |
| 2010 | +16.18% | +$1617.64 | $0.00 | $0.00 | $0.00 |
| 2009 | -50.45% | $5044.53 | $215.58 | $43.13 | $0.35 |
| 2008 | -18.48% | $1847.54 | $229.70 | $45.95 | $0.38 |
| 2007 | -8.78% | $878.39 | $205.80 | $41.15 | $0.34 |
| 2006 | -25.23% | $2522.79 | $152.08 | $30.42 | $0.26 |
| 2005 | -10.88% | $1087.63 | $133.95 | $26.79 | $0.23 |
| 2004 partial | +22.03% (+30.14% ann.) | +$2202.50 | $80.98 | $16.19 | $0.12 |
Market Regimes
about| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| China-WTO / housing-credit / commodity boom partial | March 30, 2004 – October 9, 2007 | -19.66% | -6.02% | $1965.63 | $535.06 | $107.00 | $0.89 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -24.38% | -17.94% | $2437.68 | $322.97 | $64.60 | $0.53 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | -18.29% | -5.81% | $1829.41 | $145.61 | $29.13 | $0.23 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | +128.69% | +11.55% | +$12868.80 | $1901.51 | $380.30 | $3.04 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -54.68% | -99.99% | $5467.86 | $0.00 | $0.00 | $0.00 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | +28.69% | +50.06% | +$2869.13 | $0.00 | $0.00 | $0.00 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +69.42% | +64.90% | +$6942.15 | $278.79 | $55.75 | $0.45 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | -0.79% | -0.84% | $79.48 | $189.36 | $37.87 | $0.30 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | +3.94% | +2.11% | +$394.37 | $456.24 | $91.24 | $0.73 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – June 3, 2026 | +53.31% | +28.47% | +$5330.93 | $418.03 | $83.60 | $0.66 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 2004-07-30 | $0.0500 | 0.42% |
| 2004-11-02 | $0.0500 | 0.37% |
| 2005-02-01 | $0.0500 | 0.37% |
| 2005-05-02 | $0.0500 | 0.38% |
| 2005-08-02 | $0.0500 | 0.39% |
| 2005-11-01 | $0.0500 | 0.45% |
| 2006-01-31 | $0.0500 | 0.37% |
| 2006-05-02 | $0.0500 | 0.28% |
| 2006-08-01 | $0.0500 | 0.25% |
| 2006-10-26 | $0.0500 | 0.26% |
| 2007-01-30 | $0.0500 | 0.52% |
| 2007-05-01 | $0.0500 | 0.53% |
| 2007-07-31 | $0.0500 | 0.57% |
| 2007-10-30 | $0.0500 | 0.53% |
| 2008-01-29 | $0.0500 | 0.58% |
| 2008-04-29 | $0.0500 | 0.62% |
| 2008-07-29 | $0.0500 | 0.64% |
| 2008-10-28 | $0.0500 | 0.83% |
| 2009-02-03 | $0.0500 | 0.72% |
| 2009-04-28 | $0.0500 | 0.82% |
| 2009-08-18 | $0.0500 | 0.97% |
| 2013-04-02 | $0.0200 | 0.29% |
| 2014-03-11 | $0.0400 | 0.49% |
| 2015-03-11 | $0.0800 | 0.88% |
| 2016-03-09 | $0.1200 | 1.34% |
| 2017-03-07 | $0.1600 | 1.25% |
| 2018-02-08 | $0.2000 | 1.45% |
| 2019-02-07 | $0.2000 | 1.69% |
| 2020-02-04 | $0.2100 | 1.73% |
| 2021-02-10 | $0.2300 | 2.08% |
| 2022-02-11 | $0.2600 | 1.61% |
| 2023-02-02 | $0.2900 | 2.33% |
| 2024-02-08 | $0.3200 | 2.67% |
| 2025-02-07 | $0.3600 | 2.26% |
| 2026-02-06 | $0.1050 | 0.55% |
| 2026-05-08 | $0.1050 | 0.50% |
| Total | 36 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-06-03 to 2026-06-03. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2022-02-11 | $187.45 | $37.49 | $0.30 | 9.1594 |
| 2023-02-02 | $211.74 | $42.34 | $0.34 | 13.5135 |
| 2024-02-08 | $237.97 | $47.59 | $0.38 | 16.4071 |
| 2025-02-07 | $273.62 | $54.72 | $0.43 | 14.0942 |
| 2026-02-06 | $81.28 | $16.26 | $0.13 | 3.4157 |
| 2026-05-08 | $81.64 | $16.33 | $0.13 | 3.0460 |
| Total | $1073.72 | $214.73 | $1.71 | 59.6359 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.