Farmers & Merchants Bancorp, Inc. (FMAO) Stock Total Returns

Growth of $10,000 chart

2021-04-14 to 2026-04-14
to
$
%
%
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Investment Performance

Final Value
$12,596
Total Return
25.96%
CAGR
4.73%
Dividends
$1,845.08
Yield on Cost
18.45%

Rolling Returns

1-Month (21 Trading Days)
Average+0.84%
Median+0.58%
Best+41.14%
Worst-26.23%
% of Windows Positive52.6%
1-Year (252 Trading Days)
Average+6.35%
Median+3.28%
Best+93.14%
Worst-52.54%
% of Windows Positive53.4%
3-Year (756 Trading Days)
Average+0.84%
Median+0.90%
Best+40.29%
Worst-39.59%
% of Windows Positive52.1%

Risk Metrics

Maximum Drawdown -57.58%
Average Drawdown -29.27%
Drawdown Duration 968 Trading Days (Unrecovered)
Sortino Ratio 0.47
Calmar Ratio 0.08
CVaR (5%) -5.55%

Yearly Returns

Year Percentage Abs. Return Dividends Taxes Trans. Costs
2026 partial +9.18% (+36.15% ann.) +$918.35 $93.04 $18.61 $0.15
2025 -13.54% $1353.82 $309.09 $61.82 $0.50
2024 +22.23% +$2223.27 $359.83 $71.97 $0.57
2023 -5.91% $591.25 $316.38 $63.28 $0.51
2022 -15.42% $1541.99 $249.47 $49.90 $0.40
2021 +46.01% +$4601.14 $311.50 $62.30 $0.50
2020 -21.86% $2185.61 $220.87 $44.17 $0.35
2019 -20.30% $2029.90 $159.53 $31.90 $0.26
2018 -4.64% $464.47 $137.79 $27.56 $0.22
2017 +136.31% +$13631.35 $287.46 $57.49 $0.46
2016 +33.26% +$3325.89 $341.55 $68.31 $0.54
2015 +2.59% +$258.81 $244.68 $48.93 $0.39
2014 +24.52% +$2451.75 $384.73 $76.94 $0.62
2013 +13.59% +$1358.96 $409.53 $81.90 $0.65
2012 +17.41% +$1740.86 $449.30 $89.85 $0.73
2011 +0.91% +$90.79 $427.56 $85.51 $0.67
2010 +13.96% +$1396.08 $452.89 $90.59 $0.73
2009 -15.81% $1580.92 $364.21 $72.84 $0.58
2008 +2.12% +$211.71 $420.50 $84.10 $0.66
2007 -7.47% $746.57 $288.17 $57.64 $0.46
2006 partial +4.83% (+5.31% ann.) +$482.80 $265.64 $53.12 $0.42

Market Regimes

Regime Period Percentage Annual Abs. Return Dividends Taxes Trans. Costs
China-WTO / housing-credit / commodity boom partial January 30, 2006 – October 9, 2007 -4.44% -2.65% $443.52 $567.72 $113.54 $0.90
GFC / deleveraging / dollar shortage October 10, 2007 – March 9, 2009 -2.83% -2.01% $282.55 $426.82 $85.37 $0.67
Policy-led rebound / euro-sovereign-crisis overlay March 10, 2009 – July 25, 2012 +26.82% +7.29% +$2681.76 $1517.84 $303.57 $2.42
Secular stagnation / QE / low inflation / duration bull July 26, 2012 – February 19, 2020 +223.89% +16.80% +$22388.55 $3687.70 $737.52 $5.89
Pandemic shock / liquidity crash February 20, 2020 – March 23, 2020 -21.40% -93.60% $2140.35 $0.00 $0.00 $0.00
Policy bazooka / monetary euphoria March 24, 2020 – November 6, 2020 -18.36% -27.85% $1835.95 $195.47 $39.09 $0.31
Reopening reflation / fiscal boom / supply bottlenecks November 9, 2020 – November 29, 2021 +34.52% +32.49% +$3451.77 $310.89 $62.18 $0.50
Inflation shock / duration crash / aggressive tightening November 30, 2021 – November 9, 2022 -0.12% -0.13% $11.88 $275.30 $55.06 $0.44
Disinflation rebound / AI-led narrow bull / higher-for-longer November 10, 2022 – September 17, 2024 -6.70% -3.67% $670.26 $505.07 $101.01 $0.81
Disinflationary easing / resilient growth / AI capex under oil-shock test partial September 18, 2024 – April 14, 2026 +2.60% +1.65% +$259.53 $584.91 $116.98 $0.94

Dividend History

Annual Dividends Per Share
TTM Yield
Consecutive Years Paid
current
Consecutive Years of Growth
current

Date Per Share Yield %
2006-03-21 $0.0625 0.55%
2006-06-20 $0.0750 0.67%
2006-09-19 $0.0750 0.69%
2006-12-19 $0.0750 0.67%
2007-03-20 $0.0800 0.70%
2007-06-13 $0.0800 0.71%
2007-07-13 $0.0800 0.74%
2007-09-24 $0.0800 0.78%
2008-01-28 $0.0800 0.84%
2008-03-25 $0.0800 0.84%
2008-06-24 $0.0800 0.73%
2008-09-24 $0.0900 0.88%
2008-12-22 $0.0900 0.90%
2009-03-23 $0.0900 1.00%
2009-06-22 $0.0900 0.94%
2009-09-21 $0.0900 0.91%
2009-12-22 $0.0900 1.06%
2010-03-23 $0.0900 1.06%
2010-06-22 $0.0900 0.94%
2010-09-21 $0.0900 0.99%
2010-12-23 $0.0950 1.10%
2011-03-25 $0.0950 1.03%
2011-06-24 $0.0950 1.04%
2011-09-23 $0.0950 1.10%
2011-12-23 $0.0950 1.07%
2012-03-23 $0.0950 0.97%
2012-06-22 $0.0950 0.88%
2012-09-28 $0.1000 0.98%
2012-12-28 $0.1000 1.01%
2013-03-26 $0.1000 0.91%
2013-06-28 $0.1000 0.93%
2013-09-27 $0.1000 0.91%
2013-12-27 $0.1050 0.92%
2014-03-28 $0.1050 0.88%
2014-06-27 $0.1050 0.86%
2014-09-29 $0.1050 0.82%
2014-12-29 $0.1050 0.82%
2015-03-27 $0.1050 0.81%
2015-06-26 $0.1100 0.81%
2015-09-25 $0.1100 0.85%
2016-03-24 $0.1100 0.80%
2016-06-24 $0.1150 0.81%
2016-09-23 $0.1150 0.74%
2016-12-22 $0.1150 0.66%
2017-03-24 $0.1150 0.53%
2017-06-22 $0.1250 0.50%
2017-09-25 $0.1300 0.37%
2017-12-22 $0.1300 0.30%
2018-03-26 $0.1300 0.32%
2018-06-25 $0.1400 0.29%
2018-10-01 $0.1400 0.33%
2018-12-28 $0.1500 0.40%
2019-03-25 $0.1500 0.55%
2019-06-14 $0.1500 0.53%
2019-09-30 $0.1500 0.57%
2019-12-30 $0.1600 0.52%
2020-03-30 $0.1600 0.67%
2020-06-26 $0.1600 0.75%
2020-09-28 $0.1700 0.84%
2020-12-28 $0.1700 0.74%
2021-03-30 $0.1700 0.68%
2021-06-25 $0.1700 0.76%
2021-09-27 $0.1800 0.79%
2021-12-27 $0.1900 0.60%
2022-03-31 $0.1900 0.53%
2022-07-07 $0.2030 0.61%
2022-09-23 $0.2100 0.77%
2022-12-29 $0.2100 0.78%
2023-03-30 $0.2100 0.81%
2023-07-06 $0.2100 0.93%
2023-10-05 $0.2100 1.20%
2023-12-28 $0.2200 0.80%
2024-03-27 $0.2200 0.98%
2024-07-05 $0.2200 0.99%
2024-10-04 $0.2210 0.84%
2024-12-27 $0.2210 0.75%
2025-04-04 $0.2210 1.00%
2025-07-07 $0.2210 0.78%
2025-10-10 $0.2280 0.93%
2025-12-29 $0.2300 0.88%
2026-04-02 $0.2300 0.89%
Total 81 payments

Portfolio Dividend Returns

Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-14 to 2026-04-14. Change
Date Total Yield Tax Trans. Cost Shares Bought
2021-06-25 $69.82 $13.96 $0.11 2.5628
2021-09-27 $74.38 $14.88 $0.12 2.6336
2021-12-27 $79.02 $15.80 $0.13 1.9653
2022-03-31 $79.39 $15.88 $0.13 1.7534
2022-07-07 $85.18 $17.03 $0.14 2.0595
2022-09-23 $88.55 $17.71 $0.14 2.6498
2022-12-29 $89.10 $17.82 $0.14 2.5710
2023-03-30 $89.64 $17.93 $0.14 2.9369
2023-07-06 $90.26 $18.05 $0.14 3.3769
2023-10-05 $90.97 $18.19 $0.14 4.1057
2023-12-28 $96.20 $19.24 $0.15 2.8854
2024-03-27 $96.84 $19.37 $0.15 3.4363
2024-07-05 $97.59 $19.52 $0.16 3.6651
2024-10-04 $98.85 $19.77 $0.16 3.0261
2024-12-27 $99.52 $19.90 $0.16 2.7820
2025-04-04 $100.13 $20.03 $0.16 3.5531
2025-07-07 $100.92 $20.18 $0.16 3.0741
2025-10-10 $104.82 $20.96 $0.17 3.5854
2025-12-29 $106.56 $21.31 $0.17 3.4058
2026-04-02 $107.34 $21.47 $0.17 3.3115
Total $1845.08 $369.02 $2.95 59.3398

All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.

For each rolling window, returns are calculated at every possible starting point:

return = (value[i] ÷ value[i − windowSize] − 1) × 100

Windows
1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
Statistics
Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.

The series is segmented by calendar year:

return = (endValue ÷ startValue − 1) × 100

startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.

BKU

CAGR 5.84% Total 136.98% Final $23,698
2011-01-28 — 2026-04-14
INBK

CAGR 4.14% Total 125.25% Final $22,525
2006-04-05 — 2026-04-14
SD

CAGR -0.07% Total -0.71% Final $9,929
2016-10-04 — 2026-04-14