HealthEquity, Inc. (HQY) Stock Total Returns
Growth of $10,000 chart
2021-04-14 to 2026-04-14 to
$
%
%
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Investment Performance
Final Value
$11,649
Total Return
16.49%
CAGR
3.10%
Dividends
$0.00
Yield on Cost
0.00%
Rolling Returns
1-Month (21 Trading Days)
| Average | +0.79% |
| Median | +0.86% |
| Best | +32.10% |
| Worst | -41.24% |
| % of Windows Positive | 53.4% |
1-Year (252 Trading Days)
| Average | +11.54% |
| Median | +10.39% |
| Best | +57.72% |
| Worst | -35.48% |
| % of Windows Positive | 71.9% |
3-Year (756 Trading Days)
| Average | +44.63% |
| Median | +40.42% |
| Best | +142.11% |
| Worst | -8.11% |
| % of Windows Positive | 95.8% |
Risk Metrics
| Maximum Drawdown | -53.29% |
| Average Drawdown | -18.73% |
| Drawdown Duration | 757 Trading Days |
| Sortino Ratio | 0.38 |
| Calmar Ratio | 0.06 |
| CVaR (5%) | -5.86% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | -11.19% (-34.08% ann.) | $1118.87 | $0.00 | $0.00 | $0.00 |
| 2025 | -4.52% | $452.32 | $0.00 | $0.00 | $0.00 |
| 2024 | +44.72% | +$4472.09 | $0.00 | $0.00 | $0.00 |
| 2023 | +7.56% | +$756.00 | $0.00 | $0.00 | $0.00 |
| 2022 | +39.33% | +$3933.10 | $0.00 | $0.00 | $0.00 |
| 2021 | -36.54% | $3653.71 | $0.00 | $0.00 | $0.00 |
| 2020 | -5.89% | $588.63 | $0.00 | $0.00 | $0.00 |
| 2019 | +24.17% | +$2417.43 | $0.00 | $0.00 | $0.00 |
| 2018 | +27.84% | +$2783.97 | $0.00 | $0.00 | $0.00 |
| 2017 | +15.15% | +$1515.30 | $0.00 | $0.00 | $0.00 |
| 2016 | +61.63% | +$6162.74 | $0.00 | $0.00 | $0.00 |
| 2015 | -1.49% | $149.31 | $0.00 | $0.00 | $0.00 |
| 2014 partial | +44.60% (+141.20% ann.) | +$4460.23 | $0.00 | $0.00 | $0.00 |
Market Regimes
| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Secular stagnation / QE / low inflation / duration bull partial | July 31, 2014 – February 19, 2020 | +392.22% | +33.23% | +$39221.59 | $0.00 | $0.00 | $0.00 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -51.74% | -99.98% | $5173.80 | $0.00 | $0.00 | $0.00 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | +6.03% | +9.88% | +$603.21 | $0.00 | $0.00 | $0.00 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | -10.47% | -9.96% | $1047.46 | $0.00 | $0.00 | $0.00 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | +36.54% | +39.19% | +$3653.99 | $0.00 | $0.00 | $0.00 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | +19.63% | +10.15% | +$1962.96 | $0.00 | $0.00 | $0.00 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – April 14, 2026 | +4.93% | +3.11% | +$492.65 | $0.00 | $0.00 | $0.00 |
Dividend History
| Date | Per Share | Yield % |
|---|---|---|
| Total | 0 payments |
No dividends recorded.
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.