Independent Bank Corporation (IBCP) Stock Total Returns
Growth of $10,000 chart
2021-06-03 to 2026-06-03 to
$
%
%
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Investment Performance
Final Value
$16,595
Total Return
65.95%
CAGR
10.66%
Dividends
$2,227.11
Yield on Cost
22.27%
Rolling Returns
1-Month (21 Trading Days)
| Average | +1.36% |
| Median | -0.03% |
| Best | +42.69% |
| Worst | -23.84% |
| % of Windows Positive | 49.9% |
1-Year (252 Trading Days)
| Average | +17.12% |
| Median | +5.79% |
| Best | +98.95% |
| Worst | -25.04% |
| % of Windows Positive | 63.5% |
3-Year (756 Trading Days)
| Average | +70.24% |
| Median | +69.64% |
| Best | +138.35% |
| Worst | +13.68% |
| % of Windows Positive | 100.0% |
Risk Metrics
| Maximum Drawdown | -37.16% |
| Average Drawdown | -12.77% |
| Drawdown Duration | 480 Trading Days |
| Sortino Ratio | 0.74 |
| Calmar Ratio | 0.29 |
| CVaR (5%) | -3.80% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +3.35% (+8.13% ann.) | +$335.15 | $172.68 | $34.54 | $0.28 |
| 2025 | -4.14% | $414.29 | $301.39 | $60.28 | $0.48 |
| 2024 | +37.55% | +$3754.88 | $373.08 | $74.62 | $0.60 |
| 2023 | +12.94% | +$1294.35 | $390.10 | $78.02 | $0.62 |
| 2022 | +3.49% | +$348.69 | $373.08 | $74.61 | $0.60 |
| 2021 | +33.22% | +$3322.49 | $460.14 | $92.03 | $0.73 |
| 2020 | -15.07% | $1507.12 | $358.17 | $71.63 | $0.57 |
| 2019 | +10.63% | +$1063.49 | $345.95 | $69.19 | $0.55 |
| 2018 | -4.01% | $400.86 | $270.53 | $54.10 | $0.43 |
| 2017 | +4.59% | +$459.02 | $194.68 | $38.94 | $0.31 |
| 2016 | +44.99% | +$4498.71 | $224.76 | $44.95 | $0.36 |
| 2015 | +18.48% | +$1848.11 | $200.42 | $40.09 | $0.32 |
| 2014 | +9.99% | +$998.81 | $150.56 | $30.11 | $0.24 |
| 2013 | +242.86% | +$24285.72 | $0.00 | $0.00 | $0.00 |
| 2012 | +163.16% | +$16315.76 | $0.00 | $0.00 | $0.00 |
| 2011 | +2.31% | +$230.77 | $0.00 | $0.00 | $0.00 |
| 2010 | -81.94% | $8194.44 | $0.00 | $0.00 | $0.00 |
| 2009 | -66.15% | $6615.32 | $139.53 | $27.91 | $0.22 |
| 2008 | -76.49% | $7648.96 | $371.48 | $74.29 | $0.59 |
| 2007 | -60.92% | $6092.14 | $332.02 | $66.40 | $0.53 |
| 2006 | -0.17% | $17.41 | $292.42 | $58.48 | $0.47 |
| 2005 | -2.16% | $215.72 | $253.23 | $50.65 | $0.41 |
| 2004 | +6.25% | +$625.33 | $116.67 | $23.33 | $0.19 |
| 2003 | +58.54% | +$5854.21 | $397.04 | $79.41 | $0.63 |
| 2002 | +16.48% | +$1648.50 | $264.23 | $52.85 | $0.42 |
| 2001 | +51.23% | +$5123.33 | $326.11 | $65.22 | $0.52 |
| 2000 | +46.48% | +$4647.98 | $413.82 | $82.76 | $0.66 |
| 1999 | -22.52% | $2252.48 | $212.33 | $42.47 | $0.34 |
| 1998 | -20.35% | $2034.99 | $131.25 | $26.25 | $0.21 |
| 1997 | +92.07% | +$9207.20 | $388.08 | $77.62 | $0.62 |
| 1996 | +37.33% | +$3732.68 | $390.48 | $78.09 | $0.63 |
| 1995 | +15.13% | +$1513.11 | $305.46 | $61.09 | $0.49 |
| 1994 | +22.22% | +$2222.26 | $404.58 | $80.92 | $0.65 |
| 1993 | +7.75% | +$774.87 | $318.49 | $63.70 | $0.51 |
| 1992 | +59.24% | +$5923.66 | $428.98 | $85.79 | $0.69 |
| 1991 | +88.53% | +$8853.08 | $692.01 | $138.40 | $1.10 |
| 1990 | -18.95% | $1894.56 | $386.74 | $77.35 | $0.62 |
| 1989 | +4.17% | +$417.15 | $517.95 | $103.58 | $0.83 |
| 1988 | +30.29% | +$3029.23 | $767.68 | $153.54 | $1.23 |
| 1987 | -14.40% | $1439.56 | $507.19 | $101.43 | $0.81 |
| 1986 | -17.07% | $1707.32 | $0.00 | $0.00 | $0.00 |
| 1985 partial | +46.43% (+225.59% ann.) | +$4642.86 | $0.00 | $0.00 | $0.00 |
Market Regimes
about| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Dot-com bubble / TMT mania | August 9, 1995 – March 10, 2000 | +27.82% | +5.50% | +$2781.94 | $2031.20 | $406.24 | $3.25 |
| Dot-com bust / post-bubble disinflation scare | March 13, 2000 – October 9, 2002 | +245.34% | +61.86% | +$24533.65 | $1842.28 | $368.45 | $2.95 |
| China-WTO / housing-credit / commodity boom | October 10, 2002 – October 9, 2007 | -25.46% | -5.71% | $2545.86 | $1994.03 | $398.81 | $3.19 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -91.69% | -82.81% | $9169.09 | $315.09 | $63.02 | $0.50 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | -70.86% | -30.60% | $7085.79 | $301.38 | $60.28 | $0.48 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | +787.00% | +33.43% | +$78700.37 | $10545.39 | $2109.04 | $16.87 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -50.00% | -99.96% | $5000.00 | $0.00 | $0.00 | $0.00 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | +29.83% | +52.21% | +$2983.46 | $515.56 | $103.11 | $0.83 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +42.31% | +39.75% | +$4230.56 | $522.36 | $104.47 | $0.83 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | +7.03% | +7.48% | +$702.59 | $394.91 | $78.98 | $0.63 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | +48.96% | +23.99% | +$4896.39 | $695.73 | $139.15 | $1.11 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – June 3, 2026 | +1.18% | +0.69% | +$118.18 | $546.84 | $109.37 | $0.88 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 1987-01-05 | $0.1736 | 1.18% |
| 1987-04-06 | $0.1736 | 1.03% |
| 1987-07-06 | $0.1736 | 1.14% |
| 1987-10-05 | $0.2170 | 1.52% |
| 1988-01-04 | $0.1736 | 1.43% |
| 1988-04-04 | $0.1736 | 1.43% |
| 1988-06-28 | $0.1736 | 1.29% |
| 1988-09-29 | $0.2170 | 1.56% |
| 1988-12-29 | $0.1736 | 1.18% |
| 1989-03-30 | $0.1910 | 1.35% |
| 1989-06-28 | $0.1910 | 1.31% |
| 1989-09-29 | $0.1910 | 1.17% |
| 1989-12-29 | $0.1910 | 1.33% |
| 1990-03-30 | $0.1910 | 1.33% |
| 1990-06-28 | $0.1910 | 1.47% |
| 1990-10-01 | $0.1910 | 1.63% |
| 1991-04-01 | $0.1997 | 1.35% |
| 1991-06-28 | $0.1997 | 1.28% |
| 1991-09-30 | $0.1997 | 1.02% |
| 1991-12-30 | $0.1997 | 0.99% |
| 1992-03-31 | $0.2257 | 0.95% |
| 1992-06-29 | $0.2257 | 0.86% |
| 1992-09-29 | $0.2257 | 0.84% |
| 1992-12-29 | $0.2257 | 0.70% |
| 1993-03-30 | $0.2604 | 0.67% |
| 1993-06-29 | $0.2604 | 0.78% |
| 1993-09-29 | $0.2604 | 0.71% |
| 1993-12-30 | $0.2604 | 0.75% |
| 1994-03-29 | $0.3473 | 1.01% |
| 1994-06-28 | $0.3473 | 0.90% |
| 1994-09-29 | $0.3473 | 0.87% |
| 1994-12-29 | $0.3473 | 0.81% |
| 1995-03-30 | $0.4167 | 0.96% |
| 1995-07-03 | $0.4167 | 0.91% |
| 1995-10-03 | $0.4167 | 0.83% |
| 1996-01-03 | $0.4167 | 0.87% |
| 1996-04-02 | $0.4514 | 0.93% |
| 1996-07-02 | $0.4514 | 0.92% |
| 1996-10-02 | $0.4740 | 0.93% |
| 1997-01-02 | $0.4740 | 0.76% |
| 1997-04-02 | $0.3373 | 0.48% |
| 1997-07-01 | $0.5059 | 0.65% |
| 1997-10-01 | $0.5312 | 0.60% |
| 1997-12-31 | $0.5312 | 0.46% |
| 1998-04-02 | $0.5599 | 0.50% |
| 1998-06-30 | $0.3733 | 0.30% |
| 1998-12-31 | $0.5879 | 0.62% |
| 1999-03-31 | $0.6332 | 0.86% |
| 1999-06-30 | $0.6332 | 0.81% |
| 1999-10-01 | $0.6648 | 0.96% |
| 2000-01-03 | $0.6648 | 0.96% |
| 2000-04-03 | $0.7123 | 1.18% |
| 2000-06-30 | $0.7123 | 1.10% |
| 2000-10-03 | $0.7479 | 0.89% |
| 2001-01-03 | $0.7479 | 0.77% |
| 2001-04-03 | $0.7978 | 0.79% |
| 2001-07-02 | $0.7978 | 0.65% |
| 2001-10-03 | $0.8377 | 0.64% |
| 2002-01-03 | $0.9424 | 0.65% |
| 2002-04-03 | $0.9424 | 0.61% |
| 2002-07-02 | $0.9424 | 0.56% |
| 2002-10-02 | $0.9895 | 0.56% |
| 2003-01-02 | $1.1544 | 0.69% |
| 2003-04-02 | $1.1544 | 0.69% |
| 2003-07-01 | $1.3193 | 0.62% |
| 2003-10-02 | $1.4512 | 0.58% |
| 2003-12-31 | $1.4512 | 0.55% |
| 2004-07-01 | $1.4512 | 0.63% |
| 2004-10-01 | $1.5419 | 0.63% |
| 2005-01-03 | $1.5419 | 0.57% |
| 2005-04-01 | $1.7234 | 0.66% |
| 2005-06-30 | $1.7234 | 0.65% |
| 2005-10-03 | $1.8095 | 0.65% |
| 2006-01-03 | $1.8095 | 0.70% |
| 2006-04-03 | $1.9048 | 0.70% |
| 2006-06-30 | $1.9048 | 0.75% |
| 2006-10-03 | $1.9000 | 0.79% |
| 2007-01-03 | $2.0000 | 0.79% |
| 2007-04-03 | $2.1000 | 1.05% |
| 2007-07-02 | $2.1000 | 1.22% |
| 2007-10-03 | $2.1000 | 1.84% |
| 2008-01-02 | $2.1000 | 2.21% |
| 2008-04-02 | $1.1000 | 1.01% |
| 2008-07-02 | $0.1000 | 0.27% |
| 2008-10-02 | $0.1000 | 0.14% |
| 2008-12-31 | $0.1000 | 0.50% |
| 2009-04-02 | $0.1000 | 0.40% |
| 2009-07-01 | $0.1000 | 0.76% |
| 2009-10-01 | $0.1000 | 0.53% |
| 2014-04-28 | $0.0600 | 0.47% |
| 2014-08-01 | $0.0600 | 0.45% |
| 2014-11-05 | $0.0600 | 0.48% |
| 2015-02-04 | $0.0600 | 0.48% |
| 2015-05-01 | $0.0600 | 0.45% |
| 2015-08-05 | $0.0600 | 0.42% |
| 2015-11-05 | $0.0800 | 0.55% |
| 2016-02-03 | $0.0800 | 0.53% |
| 2016-05-04 | $0.0800 | 0.54% |
| 2016-08-04 | $0.0800 | 0.51% |
| 2016-11-03 | $0.1000 | 0.60% |
| 2017-02-06 | $0.1000 | 0.47% |
| 2017-05-04 | $0.1000 | 0.45% |
| 2017-08-03 | $0.1000 | 0.47% |
| 2017-11-03 | $0.1200 | 0.52% |
| 2018-02-06 | $0.1500 | 0.66% |
| 2018-05-04 | $0.1500 | 0.64% |
| 2018-08-03 | $0.1500 | 0.60% |
| 2018-11-02 | $0.1500 | 0.67% |
| 2019-02-04 | $0.1800 | 0.81% |
| 2019-05-03 | $0.1800 | 0.84% |
| 2019-08-05 | $0.1800 | 0.86% |
| 2019-11-05 | $0.1800 | 0.78% |
| 2020-02-04 | $0.2000 | 0.93% |
| 2020-05-04 | $0.2000 | 1.34% |
| 2020-08-03 | $0.2000 | 1.43% |
| 2020-11-04 | $0.2000 | 1.26% |
| 2021-02-04 | $0.2100 | 1.06% |
| 2021-05-04 | $0.2100 | 0.87% |
| 2021-08-05 | $0.2100 | 1.00% |
| 2021-11-04 | $0.2100 | 0.89% |
| 2022-02-03 | $0.2200 | 0.91% |
| 2022-05-04 | $0.2200 | 1.09% |
| 2022-08-04 | $0.2200 | 1.06% |
| 2022-11-03 | $0.2200 | 0.97% |
| 2023-02-15 | $0.2300 | 1.01% |
| 2023-05-04 | $0.2300 | 1.41% |
| 2023-08-03 | $0.2300 | 1.11% |
| 2023-11-02 | $0.2300 | 1.14% |
| 2024-02-02 | $0.2400 | 0.95% |
| 2024-05-02 | $0.2400 | 0.96% |
| 2024-08-05 | $0.2400 | 0.73% |
| 2024-11-05 | $0.2400 | 0.73% |
| 2025-02-04 | $0.2600 | 0.73% |
| 2025-05-05 | $0.2600 | 0.83% |
| 2025-08-05 | $0.2600 | 0.86% |
| 2025-11-04 | $0.2600 | 0.85% |
| 2026-02-03 | $0.2800 | 0.77% |
| 2026-05-04 | $0.2800 | 0.83% |
| Total | 138 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-06-03 to 2026-06-03. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-08-05 | $90.28 | $18.06 | $0.14 | 3.4555 |
| 2021-11-04 | $91.01 | $18.20 | $0.15 | 3.1226 |
| 2022-02-03 | $96.03 | $19.21 | $0.15 | 3.1669 |
| 2022-05-04 | $96.73 | $19.35 | $0.16 | 3.7819 |
| 2022-08-04 | $97.56 | $19.51 | $0.16 | 3.8201 |
| 2022-11-03 | $98.40 | $19.68 | $0.16 | 3.5072 |
| 2023-02-15 | $103.68 | $20.73 | $0.16 | 3.6530 |
| 2023-05-04 | $104.52 | $20.90 | $0.17 | 5.3253 |
| 2023-08-03 | $105.74 | $21.15 | $0.17 | 4.0845 |
| 2023-11-02 | $106.68 | $21.34 | $0.17 | 4.1938 |
| 2024-02-02 | $112.33 | $22.46 | $0.18 | 3.6133 |
| 2024-05-02 | $113.19 | $22.64 | $0.18 | 3.6092 |
| 2024-08-05 | $114.06 | $22.81 | $0.18 | 2.9179 |
| 2024-11-05 | $114.76 | $22.95 | $0.18 | 2.7623 |
| 2025-02-04 | $125.04 | $25.01 | $0.20 | 2.7617 |
| 2025-05-05 | $125.76 | $25.15 | $0.20 | 3.2038 |
| 2025-08-05 | $126.59 | $25.32 | $0.20 | 3.3413 |
| 2025-11-04 | $127.46 | $25.49 | $0.20 | 3.3642 |
| 2026-02-03 | $138.21 | $27.64 | $0.22 | 3.0382 |
| 2026-05-04 | $139.06 | $27.81 | $0.22 | 3.3604 |
| Total | $2227.11 | $445.42 | $3.56 | 70.0830 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.