Lake Shore Bancorp, Inc. (LSBK) Stock Total Returns
Growth of $10,000 chart
2021-06-03 to 2026-06-03 to
$
%
%
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Investment Performance
Final Value
$16,170
Total Return
61.70%
CAGR
10.09%
Dividends
$1,553.50
Yield on Cost
15.53%
Rolling Returns
1-Month (21 Trading Days)
| Average | +0.96% |
| Median | +0.36% |
| Best | +23.38% |
| Worst | -22.71% |
| % of Windows Positive | 53.3% |
1-Year (252 Trading Days)
| Average | +11.85% |
| Median | +13.76% |
| Best | +59.07% |
| Worst | -33.43% |
| % of Windows Positive | 56.9% |
3-Year (756 Trading Days)
| Average | +32.33% |
| Median | +17.57% |
| Best | +133.09% |
| Worst | -17.38% |
| % of Windows Positive | 67.8% |
Risk Metrics
| Maximum Drawdown | -34.72% |
| Average Drawdown | -10.31% |
| Drawdown Duration | 717 Trading Days |
| Sortino Ratio | 0.78 |
| Calmar Ratio | 0.29 |
| CVaR (5%) | -3.57% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +8.08% (+20.23% ann.) | +$807.71 | $123.07 | $24.62 | $0.20 |
| 2025 | +47.41% | +$4740.60 | $310.55 | $62.11 | $0.50 |
| 2024 | +21.42% | +$2141.67 | $466.76 | $93.35 | $0.75 |
| 2023 | -2.98% | $298.26 | $0.00 | $0.00 | $0.00 |
| 2022 | -15.84% | $1583.74 | $462.69 | $92.53 | $0.74 |
| 2021 | +17.91% | +$1791.46 | $419.81 | $83.96 | $0.67 |
| 2020 | -12.42% | $1242.15 | $323.68 | $64.74 | $0.51 |
| 2019 | +4.20% | +$420.42 | $321.75 | $64.35 | $0.52 |
| 2018 | -10.46% | $1046.34 | $234.91 | $46.99 | $0.37 |
| 2017 | +7.13% | +$712.55 | $197.87 | $39.57 | $0.32 |
| 2016 | +23.40% | +$2339.79 | $210.23 | $42.05 | $0.33 |
| 2015 | +0.46% | +$46.30 | $207.78 | $41.56 | $0.33 |
| 2014 | +13.16% | +$1315.57 | $231.06 | $46.21 | $0.37 |
| 2013 | +20.88% | +$2087.75 | $274.16 | $54.83 | $0.44 |
| 2012 | +9.92% | +$991.70 | $263.74 | $52.74 | $0.44 |
| 2011 | +5.77% | +$577.39 | $305.86 | $61.17 | $0.47 |
| 2010 | +20.26% | +$2026.41 | $308.16 | $61.64 | $0.49 |
| 2009 | +14.77% | +$1476.62 | $288.12 | $57.62 | $0.48 |
| 2008 | -17.30% | $1729.68 | $222.06 | $44.42 | $0.37 |
| 2007 | -30.80% | $3080.43 | $103.85 | $20.76 | $0.16 |
| 2006 partial | +17.51% (+24.60% ann.) | +$1750.96 | $28.01 | $5.60 | $0.04 |
Market Regimes
about| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| China-WTO / housing-credit / commodity boom partial | April 5, 2006 – October 9, 2007 | -3.51% | -2.34% | $350.80 | $112.38 | $22.47 | $0.17 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -38.93% | -29.47% | $3893.39 | $275.93 | $55.20 | $0.46 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | +79.45% | +18.91% | +$7944.65 | $1377.66 | $275.52 | $2.21 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | +80.50% | +8.12% | +$8050.37 | $2613.75 | $522.76 | $4.17 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -41.90% | -99.80% | $4190.12 | $77.42 | $15.48 | $0.12 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | +27.03% | +46.96% | +$2703.36 | $369.97 | $74.00 | $0.59 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +26.93% | +25.38% | +$2692.80 | $442.98 | $88.60 | $0.71 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | -11.53% | -12.20% | $1153.42 | $455.05 | $91.01 | $0.73 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | -0.06% | -0.03% | $5.70 | $279.53 | $55.91 | $0.45 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – June 3, 2026 | +70.96% | +36.94% | +$7095.55 | $667.02 | $133.41 | $1.07 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 2006-11-10 | $0.0222 | 0.25% |
| 2007-01-31 | $0.0222 | 0.24% |
| 2007-05-02 | $0.0222 | 0.24% |
| 2007-08-01 | $0.0222 | 0.30% |
| 2007-10-31 | $0.0295 | 0.40% |
| 2008-01-31 | $0.0295 | 0.43% |
| 2008-04-30 | $0.0369 | 0.53% |
| 2008-07-31 | $0.0369 | 0.56% |
| 2008-10-28 | $0.0369 | 0.59% |
| 2009-01-28 | $0.0369 | 0.69% |
| 2009-04-29 | $0.0369 | 0.70% |
| 2009-07-29 | $0.0369 | 0.71% |
| 2009-10-28 | $0.0369 | 0.64% |
| 2010-02-04 | $0.0443 | 0.78% |
| 2010-05-06 | $0.0443 | 0.75% |
| 2010-08-05 | $0.0443 | 0.73% |
| 2010-11-04 | $0.0443 | 0.71% |
| 2011-02-03 | $0.0517 | 0.71% |
| 2011-05-05 | $0.0517 | 0.65% |
| 2011-08-25 | $0.0517 | 0.70% |
| 2011-11-03 | $0.0517 | 0.73% |
| 2012-02-06 | $0.0517 | 0.72% |
| 2012-05-03 | $0.0517 | 0.70% |
| 2012-08-02 | $0.0517 | 0.69% |
| 2012-11-02 | $0.0295 | 0.38% |
| 2013-03-07 | $0.0517 | 0.66% |
| 2013-05-03 | $0.0517 | 0.61% |
| 2013-08-02 | $0.0517 | 0.59% |
| 2013-11-01 | $0.0517 | 0.58% |
| 2014-02-13 | $0.0517 | 0.57% |
| 2014-05-02 | $0.0517 | 0.56% |
| 2014-08-04 | $0.0517 | 0.59% |
| 2014-10-31 | $0.0517 | 0.56% |
| 2015-02-17 | $0.0517 | 0.52% |
| 2015-05-06 | $0.0517 | 0.52% |
| 2015-07-30 | $0.0517 | 0.52% |
| 2015-11-05 | $0.0517 | 0.52% |
| 2016-02-24 | $0.0517 | 0.53% |
| 2016-05-05 | $0.0517 | 0.47% |
| 2016-08-09 | $0.0517 | 0.53% |
| 2016-11-08 | $0.0517 | 0.50% |
| 2017-02-21 | $0.0591 | 0.50% |
| 2017-05-09 | $0.0591 | 0.51% |
| 2017-08-08 | $0.0591 | 0.51% |
| 2017-11-03 | $0.0591 | 0.51% |
| 2018-02-26 | $0.0739 | 0.61% |
| 2018-05-04 | $0.0739 | 0.60% |
| 2018-08-06 | $0.0739 | 0.58% |
| 2018-11-05 | $0.0739 | 0.65% |
| 2019-02-20 | $0.0886 | 0.76% |
| 2019-05-03 | $0.0886 | 0.80% |
| 2019-08-02 | $0.0886 | 0.81% |
| 2019-11-06 | $0.0886 | 0.80% |
| 2020-02-21 | $0.0886 | 0.77% |
| 2020-05-06 | $0.0886 | 0.90% |
| 2020-08-05 | $0.0886 | 1.13% |
| 2020-11-04 | $0.0960 | 1.01% |
| 2021-02-25 | $0.0960 | 0.83% |
| 2021-05-07 | $0.0960 | 0.86% |
| 2021-08-05 | $0.1034 | 0.92% |
| 2021-11-08 | $0.1034 | 0.92% |
| 2022-02-23 | $0.1182 | 1.05% |
| 2022-05-06 | $0.1182 | 1.06% |
| 2022-08-01 | $0.1329 | 1.29% |
| 2022-11-03 | $0.1329 | 1.37% |
| 2024-05-03 | $0.1329 | 1.52% |
| 2024-08-12 | $0.1329 | 1.40% |
| 2024-11-04 | $0.1329 | 1.31% |
| 2025-02-10 | $0.1329 | 1.15% |
| 2025-08-04 | $0.0900 | 0.74% |
| 2025-11-03 | $0.0900 | 0.65% |
| 2026-02-02 | $0.0900 | 0.59% |
| 2026-05-04 | $0.0900 | 0.56% |
| Total | 73 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-06-03 to 2026-06-03. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-08-05 | $94.78 | $18.96 | $0.15 | 6.7546 |
| 2021-11-08 | $95.48 | $19.10 | $0.15 | 6.8769 |
| 2022-02-23 | $109.94 | $21.99 | $0.17 | 7.8707 |
| 2022-05-06 | $110.87 | $22.17 | $0.18 | 8.0169 |
| 2022-08-01 | $125.79 | $25.16 | $0.20 | 9.8612 |
| 2022-11-03 | $127.10 | $25.42 | $0.21 | 10.4968 |
| 2024-05-03 | $128.50 | $25.70 | $0.21 | 12.1852 |
| 2024-08-12 | $130.12 | $26.03 | $0.21 | 10.9380 |
| 2024-11-04 | $131.58 | $26.31 | $0.21 | 10.4970 |
| 2025-02-10 | $132.97 | $26.59 | $0.21 | 9.2439 |
| 2025-08-04 | $90.85 | $18.17 | $0.15 | 5.9358 |
| 2025-11-03 | $91.38 | $18.28 | $0.15 | 5.1747 |
| 2026-02-02 | $91.85 | $18.37 | $0.15 | 4.7313 |
| 2026-05-04 | $92.28 | $18.46 | $0.15 | 4.6365 |
| Total | $1553.50 | $310.70 | $2.48 | 113.2195 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.