MetroCity Bankshares, Inc. (MCBS) Stock Total Returns

Growth of $10,000 chart

2021-04-14 to 2026-04-14
to
$
%
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Investment Performance

Final Value
$24,209
Total Return
142.09%
CAGR
19.35%
Dividends
$2,715.71
Yield on Cost
27.16%

Rolling Returns

1-Month (21 Trading Days)
Average+1.64%
Median+0.29%
Best+32.66%
Worst-19.18%
% of Windows Positive51.9%
1-Year (252 Trading Days)
Average+12.36%
Median+7.40%
Best+79.04%
Worst-31.39%
% of Windows Positive61.4%
3-Year (756 Trading Days)
Average+47.21%
Median+47.39%
Best+112.48%
Worst+12.25%
% of Windows Positive100.0%

Risk Metrics

Maximum Drawdown -49.19%
Average Drawdown -17.85%
Drawdown Duration 628 Trading Days
Sortino Ratio 1.08
Calmar Ratio 0.39
CVaR (5%) -4.21%

Yearly Returns

Year Percentage Abs. Return Dividends Taxes Trans. Costs
2026 partial +18.46% (+81.29% ann.) +$1845.88 $94.20 $18.84 $0.15
2025 -14.63% $1462.61 $303.42 $60.69 $0.48
2024 +36.29% +$3628.74 $348.95 $69.79 $0.56
2023 +14.48% +$1448.34 $336.83 $67.37 $0.54
2022 -19.69% $1968.99 $219.69 $43.94 $0.36
2021 +94.75% +$9474.82 $321.74 $64.34 $0.51
2020 -15.68% $1567.93 $230.42 $46.09 $0.38
2019 partial +15.44% (+56.54% ann.) +$1543.75 $72.08 $14.42 $0.12

Market Regimes

Regime Period Percentage Annual Abs. Return Dividends Taxes Trans. Costs
Secular stagnation / QE / low inflation / duration bull partial September 5, 2019 – February 19, 2020 -5.11% -10.83% $510.74 $144.60 $28.92 $0.24
Pandemic shock / liquidity crash February 20, 2020 – March 23, 2020 -22.17% -94.28% $2216.75 $0.00 $0.00 $0.00
Policy bazooka / monetary euphoria March 24, 2020 – November 6, 2020 +21.37% +36.56% +$2136.57 $255.21 $51.05 $0.42
Reopening reflation / fiscal boom / supply bottlenecks November 9, 2020 – November 29, 2021 +89.60% +83.48% +$8960.34 $319.74 $63.94 $0.51
Inflation shock / duration crash / aggressive tightening November 30, 2021 – November 9, 2022 -16.25% -17.16% $1625.11 $224.84 $44.97 $0.37
Disinflation rebound / AI-led narrow bull / higher-for-longer November 10, 2022 – September 17, 2024 +36.68% +18.36% +$3667.85 $565.58 $113.12 $0.90
Disinflationary easing / resilient growth / AI capex under oil-shock test partial September 18, 2024 – April 14, 2026 +4.19% +2.65% +$419.24 $469.17 $93.83 $0.75

Dividend History

Annual Dividends Per Share
TTM Yield
Consecutive Years Paid
current
Consecutive Years of Growth
current

Date Per Share Yield %
2019-10-31 $0.1100 0.76%
2020-01-30 $0.1100 0.64%
2020-04-30 $0.1100 0.95%
2020-07-30 $0.0900 0.65%
2020-11-03 $0.0900 0.63%
2021-02-02 $0.1000 0.69%
2021-05-03 $0.1000 0.62%
2021-08-02 $0.1200 0.60%
2021-11-02 $0.1400 0.60%
2022-02-01 $0.1500 0.58%
2022-05-03 $0.1500 0.73%
2022-08-02 $0.1500 0.72%
2022-11-01 $0.1500 0.67%
2023-01-31 $0.1800 0.91%
2023-05-02 $0.1800 1.13%
2023-08-02 $0.1800 0.83%
2023-10-31 $0.1800 0.90%
2024-01-30 $0.2000 0.79%
2024-04-30 $0.2000 0.85%
2024-07-31 $0.2000 0.62%
2024-10-30 $0.2300 0.75%
2025-01-29 $0.2300 0.73%
2025-04-30 $0.2300 0.82%
2025-07-30 $0.2500 0.86%
2025-10-29 $0.2500 0.95%
2026-02-04 $0.2500 0.85%
Total 26 payments

Portfolio Dividend Returns

Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-14 to 2026-04-14. Change
Date Total Yield Tax Trans. Cost Shares Bought
2021-05-03 $68.40 $13.68 $0.11 3.3668
2021-08-02 $82.48 $16.50 $0.13 3.2977
2021-11-02 $96.69 $19.34 $0.15 3.2491
2022-02-01 $104.09 $20.82 $0.17 3.3201
2022-05-03 $104.58 $20.92 $0.17 4.0712
2022-08-02 $105.20 $21.04 $0.17 4.1231
2022-11-01 $105.81 $21.16 $0.17 3.8647
2023-01-31 $127.67 $25.54 $0.20 5.0412
2023-05-02 $128.58 $25.72 $0.20 6.8621
2023-08-02 $129.82 $25.96 $0.21 4.8229
2023-10-31 $130.69 $26.14 $0.21 5.2064
2024-01-30 $146.25 $29.24 $0.23 4.6187
2024-04-30 $147.17 $29.44 $0.23 5.1131
2024-07-31 $148.19 $29.64 $0.24 3.7430
2024-10-30 $171.28 $34.25 $0.27 4.5192
2025-01-29 $172.32 $34.47 $0.27 4.3829
2025-04-30 $173.32 $34.67 $0.28 5.0194
2025-07-30 $189.66 $37.93 $0.30 5.4098
2025-10-29 $191.01 $38.20 $0.30 5.9921
2026-02-04 $192.50 $38.50 $0.31 5.1524
Total $2715.71 $543.15 $4.35 91.1759

All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.

For each rolling window, returns are calculated at every possible starting point:

return = (value[i] ÷ value[i − windowSize] − 1) × 100

Windows
1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
Statistics
Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.

The series is segmented by calendar year:

return = (endValue ÷ startValue − 1) × 100

startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.

MORN

CAGR 11.32% Total 845.62% Final $94,562
2005-05-03 — 2026-04-14
UNB

CAGR 6.04% Total 378.32% Final $47,832
1999-08-09 — 2026-04-14
CVX

CAGR 10.69% Total 30201.37% Final $3,030,137
1970-01-02 — 2026-04-14