Stellar Bancorp, Inc. (STEL) Stock Total Returns
Growth of $10,000 chart
2021-06-03 to 2026-06-03 to
$
%
%
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Investment Performance
Final Value
$13,786
Total Return
37.86%
CAGR
6.63%
Dividends
$960.07
Yield on Cost
9.60%
Rolling Returns
1-Month (21 Trading Days)
| Average | +0.95% |
| Median | -0.60% |
| Best | +28.85% |
| Worst | -18.75% |
| % of Windows Positive | 46.4% |
1-Year (252 Trading Days)
| Average | +7.02% |
| Median | +8.37% |
| Best | +53.87% |
| Worst | -36.64% |
| % of Windows Positive | 65.6% |
3-Year (756 Trading Days)
| Average | +11.69% |
| Median | +4.59% |
| Best | +87.39% |
| Worst | -23.31% |
| % of Windows Positive | 69.7% |
Risk Metrics
| Maximum Drawdown | -42.02% |
| Average Drawdown | -17.75% |
| Drawdown Duration | 807 Trading Days |
| Sortino Ratio | 0.54 |
| Calmar Ratio | 0.16 |
| CVaR (5%) | -4.05% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +19.92% (+53.87% ann.) | +$1992.44 | $48.48 | $9.70 | $0.07 |
| 2025 | +10.84% | +$1084.38 | $202.30 | $40.46 | $0.33 |
| 2024 | +3.55% | +$355.10 | $191.67 | $38.34 | $0.31 |
| 2023 | -3.92% | $392.45 | $177.62 | $35.53 | $0.29 |
| 2022 | +3.04% | +$303.65 | $180.26 | $36.04 | $0.30 |
| 2021 | +15.36% | +$1536.04 | $204.95 | $40.99 | $0.34 |
| 2020 | -16.68% | $1668.18 | $129.37 | $25.88 | $0.22 |
| 2019 | +6.99% | +$699.01 | $136.59 | $27.32 | $0.23 |
| 2018 | -0.38% | $37.56 | $67.55 | $13.51 | $0.12 |
| 2017 partial | +3.45% (+27.48% ann.) | +$344.80 | $17.42 | $3.48 | $0.03 |
Market Regimes
about| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Secular stagnation / QE / low inflation / duration bull partial | November 8, 2017 – February 19, 2020 | +2.26% | +0.98% | +$225.60 | $228.07 | $45.62 | $0.39 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -47.14% | -99.93% | $4714.03 | $0.00 | $0.00 | $0.00 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | +13.58% | +22.74% | +$1357.83 | $177.75 | $35.57 | $0.30 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +39.29% | +36.94% | +$3929.20 | $236.94 | $47.39 | $0.39 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | +24.77% | +26.49% | +$2477.46 | $188.05 | $37.61 | $0.32 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | -21.66% | -12.34% | $2165.68 | $300.54 | $60.11 | $0.49 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – June 3, 2026 | +41.71% | +22.68% | +$4171.21 | $325.41 | $65.08 | $0.53 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 2017-12-29 | $0.0500 | 0.17% |
| 2018-03-29 | $0.0500 | 0.17% |
| 2018-06-29 | $0.0500 | 0.15% |
| 2018-09-28 | $0.0500 | 0.14% |
| 2018-12-31 | $0.0500 | 0.17% |
| 2019-03-29 | $0.1000 | 0.31% |
| 2019-06-28 | $0.1000 | 0.35% |
| 2019-09-30 | $0.1000 | 0.35% |
| 2019-12-31 | $0.1000 | 0.32% |
| 2020-03-31 | $0.1000 | 0.57% |
| 2020-06-30 | $0.1000 | 0.49% |
| 2020-09-30 | $0.1000 | 0.61% |
| 2020-12-31 | $0.1000 | 0.39% |
| 2021-03-31 | $0.1300 | 0.42% |
| 2021-06-30 | $0.1300 | 0.47% |
| 2021-09-30 | $0.1300 | 0.48% |
| 2021-12-31 | $0.1300 | 0.45% |
| 2022-03-31 | $0.1300 | 0.42% |
| 2022-06-28 | $0.1300 | 0.48% |
| 2022-09-28 | $0.1300 | 0.43% |
| 2022-12-14 | $0.1300 | 0.44% |
| 2023-03-14 | $0.1300 | 0.50% |
| 2023-06-14 | $0.1300 | 0.50% |
| 2023-09-14 | $0.1300 | 0.61% |
| 2023-12-14 | $0.1300 | 0.47% |
| 2024-03-15 | $0.1300 | 0.56% |
| 2024-06-14 | $0.1300 | 0.59% |
| 2024-09-13 | $0.1300 | 0.50% |
| 2024-12-13 | $0.1400 | 0.45% |
| 2025-03-17 | $0.1400 | 0.51% |
| 2025-06-16 | $0.1400 | 0.52% |
| 2025-09-15 | $0.1400 | 0.45% |
| 2025-12-15 | $0.1500 | 0.46% |
| 2026-03-16 | $0.1500 | 0.42% |
| Total | 34 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-06-03 to 2026-06-03. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-06-30 | $44.85 | $8.97 | $0.08 | 1.3110 |
| 2021-09-30 | $45.01 | $9.00 | $0.08 | 1.3623 |
| 2021-12-31 | $45.19 | $9.04 | $0.08 | 1.2441 |
| 2022-03-31 | $45.35 | $9.07 | $0.08 | 1.1680 |
| 2022-06-28 | $45.51 | $9.10 | $0.08 | 1.3607 |
| 2022-09-28 | $45.68 | $9.14 | $0.08 | 1.1803 |
| 2022-12-14 | $45.83 | $9.16 | $0.08 | 1.2715 |
| 2023-03-14 | $46.00 | $9.20 | $0.08 | 1.4131 |
| 2023-06-14 | $46.18 | $9.24 | $0.08 | 1.4761 |
| 2023-09-14 | $46.37 | $9.28 | $0.08 | 1.6822 |
| 2023-12-14 | $46.59 | $9.32 | $0.08 | 1.3239 |
| 2024-03-15 | $46.77 | $9.36 | $0.08 | 1.5882 |
| 2024-06-14 | $46.98 | $9.39 | $0.08 | 1.7459 |
| 2024-09-13 | $47.20 | $9.44 | $0.08 | 1.4077 |
| 2024-12-13 | $51.02 | $10.20 | $0.09 | 1.3314 |
| 2025-03-17 | $51.21 | $10.24 | $0.09 | 1.4907 |
| 2025-06-16 | $51.42 | $10.28 | $0.09 | 1.5331 |
| 2025-09-15 | $51.63 | $10.33 | $0.09 | 1.3333 |
| 2025-12-15 | $55.53 | $11.10 | $0.09 | 1.3678 |
| 2026-03-16 | $55.73 | $11.15 | $0.09 | 1.2520 |
| Total | $960.07 | $192.02 | $1.58 | 27.8434 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.