United Bancorp, Inc. (UBCP) Stock Total Returns
Growth of $10,000 chart
2021-06-03 to 2026-06-03 to
$
%
%
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Investment Performance
Final Value
$13,332
Total Return
33.32%
CAGR
5.92%
Dividends
$3,086.60
Yield on Cost
30.87%
Rolling Returns
1-Month (21 Trading Days)
| Average | +0.72% |
| Median | +0.27% |
| Best | +32.25% |
| Worst | -22.43% |
| % of Windows Positive | 51.0% |
1-Year (252 Trading Days)
| Average | +4.14% |
| Median | +7.62% |
| Best | +40.62% |
| Worst | -36.80% |
| % of Windows Positive | 65.2% |
3-Year (756 Trading Days)
| Average | +4.48% |
| Median | +0.94% |
| Best | +63.56% |
| Worst | -27.85% |
| % of Windows Positive | 54.2% |
Risk Metrics
| Maximum Drawdown | -48.80% |
| Average Drawdown | -23.44% |
| Drawdown Duration | 985 Trading Days |
| Sortino Ratio | 0.51 |
| Calmar Ratio | 0.12 |
| CVaR (5%) | -4.82% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +12.90% (+33.35% ann.) | +$1290.17 | $256.45 | $51.29 | $0.41 |
| 2025 | +16.53% | +$1653.21 | $722.92 | $144.58 | $1.16 |
| 2024 | +6.97% | +$697.42 | $680.73 | $136.15 | $1.09 |
| 2023 | -8.15% | $814.60 | $564.15 | $112.83 | $0.90 |
| 2022 | -8.21% | $821.43 | $472.10 | $94.42 | $0.76 |
| 2021 | +31.00% | +$3099.86 | $527.48 | $105.49 | $0.84 |
| 2020 | -4.49% | $449.29 | $405.44 | $81.09 | $0.65 |
| 2019 | +29.85% | +$2985.41 | $484.79 | $96.96 | $0.78 |
| 2018 | -10.61% | $1060.50 | $435.86 | $87.17 | $0.70 |
| 2017 | +1.49% | +$148.74 | $382.48 | $76.50 | $0.61 |
| 2016 | +45.73% | +$4572.63 | $497.16 | $99.43 | $0.79 |
| 2015 | +23.51% | +$2351.01 | $528.28 | $105.66 | $0.84 |
| 2014 | +3.78% | +$378.40 | $415.96 | $83.19 | $0.67 |
| 2013 | +32.56% | +$3256.14 | $469.14 | $93.82 | $0.75 |
| 2012 | -22.96% | $2296.39 | $503.16 | $100.63 | $0.80 |
| 2011 | +2.27% | +$226.62 | $655.39 | $131.08 | $1.05 |
| 2010 | +7.75% | +$774.65 | $669.82 | $133.97 | $1.07 |
| 2009 | -9.92% | $991.52 | $571.83 | $114.37 | $0.92 |
| 2008 | -0.22% | $21.78 | $523.72 | $104.74 | $0.84 |
| 2007 | +9.38% | +$937.97 | $529.86 | $105.97 | $0.85 |
| 2006 | -6.46% | $646.18 | $433.94 | $86.79 | $0.69 |
| 2005 | -15.87% | $1586.51 | $344.98 | $69.00 | $0.55 |
| 2004 | -7.05% | $705.12 | $297.56 | $59.51 | $0.48 |
| 2003 | +46.96% | +$4696.36 | $386.63 | $77.32 | $0.62 |
| 2002 | +8.79% | +$879.04 | $383.43 | $76.69 | $0.61 |
| 2001 | +20.98% | +$2097.96 | $427.36 | $85.47 | $0.68 |
| 2000 | -13.52% | $1352.25 | $338.73 | $67.75 | $0.55 |
| 1999 | -32.18% | $3218.29 | $208.38 | $41.68 | $0.33 |
| 1998 | -1.23% | $123.47 | $184.88 | $36.97 | $0.29 |
| 1997 | +39.05% | +$3904.54 | $224.15 | $44.83 | $0.36 |
| 1996 | +58.71% | +$5871.31 | $309.84 | $61.97 | $0.49 |
| 1995 | -22.82% | $2281.94 | $228.66 | $45.73 | $0.36 |
| 1994 | +4.01% | +$400.89 | $178.53 | $35.71 | $0.28 |
| 1993 partial | +69.33% (+88.28% ann.) | +$6932.71 | $177.35 | $35.47 | $0.28 |
Market Regimes
about| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Dot-com bubble / TMT mania | August 9, 1995 – March 10, 2000 | -4.99% | -1.11% | $499.25 | $1542.56 | $308.51 | $2.46 |
| Dot-com bust / post-bubble disinflation scare | March 13, 2000 – October 9, 2002 | +8.46% | +3.20% | +$845.62 | $1151.49 | $230.31 | $1.84 |
| China-WTO / housing-credit / commodity boom | October 10, 2002 – October 9, 2007 | +41.64% | +7.21% | +$4163.60 | $2790.29 | $558.06 | $4.46 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -27.83% | -20.62% | $2783.26 | $761.27 | $152.26 | $1.22 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | +40.96% | +10.71% | +$4096.32 | $2588.58 | $517.72 | $4.14 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | +104.29% | +9.90% | +$10429.25 | $4119.74 | $823.94 | $6.59 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -27.45% | -97.43% | $2744.77 | $98.49 | $19.70 | $0.16 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | +30.00% | +52.53% | +$3000.30 | $301.44 | $60.29 | $0.48 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +34.92% | +32.86% | +$3492.19 | $581.15 | $116.23 | $0.93 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | +1.77% | +1.88% | +$177.22 | $504.17 | $100.83 | $0.81 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | -16.18% | -9.08% | $1617.60 | $1102.70 | $220.54 | $1.77 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – June 3, 2026 | +47.04% | +25.36% | +$4703.53 | $1295.08 | $259.02 | $2.07 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 1993-05-07 | $0.0401 | 0.65% |
| 1993-08-24 | $0.0401 | 0.63% |
| 1993-11-23 | $0.0214 | 0.30% |
| 1994-02-18 | $0.0428 | 0.30% |
| 1994-05-04 | $0.0428 | 0.37% |
| 1994-08-15 | $0.0428 | 0.36% |
| 1994-11-18 | $0.0428 | 0.39% |
| 1995-02-27 | $0.0535 | 0.49% |
| 1995-05-09 | $0.0535 | 0.62% |
| 1995-08-18 | $0.0589 | 0.66% |
| 1995-11-30 | $0.0589 | 0.85% |
| 1996-03-06 | $0.0589 | 0.76% |
| 1996-05-16 | $0.0535 | 0.68% |
| 1996-08-28 | $0.0589 | 0.65% |
| 1996-12-02 | $0.0589 | 0.59% |
| 1997-02-27 | $0.0589 | 0.55% |
| 1997-05-16 | $0.0589 | 0.60% |
| 1997-08-28 | $0.0706 | 0.65% |
| 1997-11-26 | $0.0706 | 0.51% |
| 1998-02-26 | $0.0706 | 0.41% |
| 1998-05-28 | $0.0706 | 0.43% |
| 1998-08-28 | $0.0706 | 0.48% |
| 1998-11-27 | $0.0804 | 0.63% |
| 1999-02-25 | $0.0773 | 0.53% |
| 1999-05-27 | $0.0773 | 0.83% |
| 1999-08-30 | $0.0804 | 0.79% |
| 1999-11-29 | $0.0844 | 0.93% |
| 2000-02-29 | $0.0844 | 1.06% |
| 2000-05-30 | $0.0844 | 1.13% |
| 2000-08-30 | $0.0844 | 1.31% |
| 2000-11-29 | $0.0886 | 1.24% |
| 2001-03-05 | $0.0886 | 1.21% |
| 2001-05-30 | $0.0886 | 1.18% |
| 2001-08-29 | $0.0886 | 1.04% |
| 2001-11-29 | $0.0930 | 0.99% |
| 2002-03-04 | $0.0930 | 1.00% |
| 2002-05-29 | $0.0930 | 1.03% |
| 2002-08-28 | $0.0930 | 1.02% |
| 2002-11-27 | $0.0977 | 0.98% |
| 2003-03-06 | $0.0977 | 0.96% |
| 2003-05-28 | $0.0977 | 0.96% |
| 2003-09-04 | $0.0977 | 0.94% |
| 2003-11-28 | $0.1074 | 0.82% |
| 2004-03-05 | $0.1074 | 0.83% |
| 2004-05-26 | $0.1074 | 0.87% |
| 2004-09-03 | $0.1074 | 0.92% |
| 2004-12-01 | $0.1182 | 0.79% |
| 2005-03-04 | $0.1182 | 0.93% |
| 2005-05-25 | $0.1182 | 0.97% |
| 2005-09-06 | $0.1182 | 1.06% |
| 2005-11-30 | $0.1073 | 0.91% |
| 2006-03-08 | $0.1182 | 1.17% |
| 2006-05-24 | $0.1182 | 1.13% |
| 2006-09-06 | $0.1182 | 1.15% |
| 2006-11-29 | $0.1180 | 1.04% |
| 2007-03-07 | $0.1300 | 1.27% |
| 2007-05-23 | $0.1300 | 1.21% |
| 2007-09-05 | $0.1300 | 1.24% |
| 2007-11-28 | $0.1300 | 1.23% |
| 2008-03-05 | $0.1300 | 1.41% |
| 2008-05-21 | $0.1300 | 1.33% |
| 2008-09-03 | $0.1400 | 1.46% |
| 2008-11-25 | $0.1400 | 1.84% |
| 2009-03-04 | $0.1400 | 1.66% |
| 2009-05-20 | $0.1400 | 1.64% |
| 2009-09-02 | $0.1400 | 1.56% |
| 2009-11-24 | $0.1400 | 1.79% |
| 2010-03-03 | $0.1400 | 1.68% |
| 2010-05-19 | $0.1400 | 1.65% |
| 2010-09-01 | $0.1400 | 1.65% |
| 2010-11-23 | $0.1400 | 1.65% |
| 2011-03-02 | $0.1400 | 1.54% |
| 2011-05-18 | $0.1400 | 1.59% |
| 2011-08-31 | $0.1400 | 1.60% |
| 2011-11-22 | $0.1400 | 1.72% |
| 2012-03-01 | $0.1400 | 1.53% |
| 2012-05-17 | $0.1400 | 1.46% |
| 2012-08-30 | $0.0700 | 0.91% |
| 2012-11-21 | $0.0700 | 1.12% |
| 2013-03-06 | $0.0700 | 1.04% |
| 2013-06-06 | $0.0700 | 0.97% |
| 2013-09-06 | $0.0700 | 0.97% |
| 2013-11-25 | $0.0800 | 1.07% |
| 2014-03-06 | $0.0800 | 0.96% |
| 2014-06-06 | $0.0800 | 1.02% |
| 2014-09-05 | $0.0800 | 0.97% |
| 2014-12-05 | $0.0900 | 1.09% |
| 2015-03-06 | $0.0900 | 1.12% |
| 2015-06-08 | $0.0900 | 1.08% |
| 2015-09-03 | $0.0900 | 1.09% |
| 2015-12-04 | $0.1500 | 1.60% |
| 2016-03-04 | $0.1000 | 1.10% |
| 2016-06-08 | $0.1000 | 1.01% |
| 2016-09-07 | $0.1100 | 1.05% |
| 2016-12-07 | $0.1600 | 1.26% |
| 2017-03-08 | $0.1100 | 0.87% |
| 2017-06-07 | $0.1100 | 0.92% |
| 2017-09-07 | $0.1200 | 0.99% |
| 2017-12-07 | $0.1700 | 1.33% |
| 2018-03-08 | $0.1300 | 1.08% |
| 2018-06-07 | $0.1300 | 0.97% |
| 2018-09-07 | $0.1300 | 0.98% |
| 2018-12-07 | $0.1800 | 1.46% |
| 2019-03-07 | $0.1330 | 1.20% |
| 2019-06-07 | $0.1350 | 1.17% |
| 2019-09-09 | $0.1380 | 1.21% |
| 2019-12-09 | $0.1400 | 1.05% |
| 2020-03-09 | $0.1430 | 1.06% |
| 2020-06-09 | $0.1430 | 1.04% |
| 2020-09-09 | $0.1430 | 1.14% |
| 2020-12-09 | $0.1430 | 1.11% |
| 2021-03-09 | $0.2430 | 1.53% |
| 2021-06-09 | $0.1450 | 0.93% |
| 2021-09-09 | $0.1480 | 0.95% |
| 2021-12-09 | $0.1500 | 0.95% |
| 2022-03-09 | $0.3030 | 1.76% |
| 2022-06-09 | $0.1550 | 0.93% |
| 2022-09-08 | $0.1580 | 0.95% |
| 2022-12-08 | $0.1600 | 1.06% |
| 2023-03-09 | $0.3130 | 2.09% |
| 2023-06-08 | $0.1650 | 1.38% |
| 2023-09-07 | $0.1680 | 1.43% |
| 2023-12-07 | $0.1700 | 1.52% |
| 2024-03-07 | $0.3230 | 2.62% |
| 2024-06-10 | $0.1750 | 1.44% |
| 2024-09-10 | $0.1780 | 1.47% |
| 2024-12-10 | $0.1800 | 1.22% |
| 2025-03-10 | $0.3580 | 2.62% |
| 2025-06-10 | $0.1850 | 1.35% |
| 2025-09-10 | $0.1880 | 1.25% |
| 2025-12-10 | $0.1900 | 1.36% |
| 2026-03-10 | $0.3680 | 2.34% |
| Total | 132 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-06-03 to 2026-06-03. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-06-09 | $95.58 | $19.12 | $0.15 | 4.9426 |
| 2021-09-09 | $98.29 | $19.66 | $0.16 | 5.1528 |
| 2021-12-09 | $100.39 | $20.08 | $0.16 | 5.0924 |
| 2022-03-09 | $204.34 | $40.87 | $0.33 | 9.6994 |
| 2022-06-09 | $106.03 | $21.21 | $0.17 | 5.0998 |
| 2022-09-08 | $108.89 | $21.78 | $0.17 | 5.5024 |
| 2022-12-08 | $111.15 | $22.23 | $0.18 | 5.8808 |
| 2023-03-09 | $219.28 | $43.86 | $0.35 | 11.9339 |
| 2023-06-08 | $117.56 | $23.51 | $0.19 | 8.0019 |
| 2023-09-07 | $121.05 | $24.21 | $0.19 | 8.2318 |
| 2023-12-07 | $123.89 | $24.78 | $0.20 | 8.9836 |
| 2024-03-07 | $238.28 | $47.66 | $0.38 | 15.8274 |
| 2024-06-10 | $131.87 | $26.37 | $0.21 | 9.1552 |
| 2024-09-10 | $135.76 | $27.15 | $0.22 | 8.9506 |
| 2024-12-10 | $138.90 | $27.78 | $0.22 | 7.8040 |
| 2025-03-10 | $279.04 | $55.81 | $0.45 | 17.3242 |
| 2025-06-10 | $147.40 | $29.48 | $0.24 | 8.8155 |
| 2025-09-10 | $151.45 | $30.29 | $0.24 | 8.2314 |
| 2025-12-10 | $154.63 | $30.93 | $0.25 | 9.0376 |
| 2026-03-10 | $302.81 | $60.56 | $0.48 | 15.5978 |
| Total | $3086.60 | $617.32 | $4.94 | 179.2653 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.