United Community Banks, Inc. (UCB) Stock Total Returns
Growth of $10,000 chart
2021-04-14 to 2026-04-14 to
$
%
%
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Investment Performance
Final Value
$11,265
Total Return
12.65%
CAGR
2.41%
Dividends
$1,418.50
Yield on Cost
14.19%
Rolling Returns
1-Month (21 Trading Days)
| Average | +0.54% |
| Median | -0.38% |
| Best | +27.16% |
| Worst | -24.16% |
| % of Windows Positive | 48.3% |
1-Year (252 Trading Days)
| Average | +1.85% |
| Median | +4.55% |
| Best | +48.35% |
| Worst | -41.26% |
| % of Windows Positive | 55.6% |
3-Year (756 Trading Days)
| Average | -1.81% |
| Median | -0.54% |
| Best | +35.31% |
| Worst | -26.38% |
| % of Windows Positive | 47.5% |
Risk Metrics
| Maximum Drawdown | -45.51% |
| Average Drawdown | -18.10% |
| Drawdown Duration | 802 Trading Days |
| Sortino Ratio | 0.34 |
| Calmar Ratio | 0.05 |
| CVaR (5%) | -4.56% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +9.02% (+35.42% ann.) | +$901.79 | $80.08 | $16.02 | $0.13 |
| 2025 | -0.84% | $83.69 | $306.41 | $61.29 | $0.51 |
| 2024 | +13.47% | +$1346.69 | $324.85 | $64.96 | $0.52 |
| 2023 | -11.07% | $1107.28 | $275.02 | $55.00 | $0.44 |
| 2022 | -3.97% | $397.19 | $241.16 | $48.23 | $0.39 |
| 2021 | +28.80% | +$2879.55 | $276.15 | $55.25 | $0.45 |
| 2020 | -5.29% | $528.89 | $235.79 | $47.15 | $0.34 |
| 2019 | +46.71% | +$4670.69 | $319.28 | $63.89 | $0.50 |
| 2018 | -22.48% | $2248.16 | $207.23 | $41.45 | $0.37 |
| 2017 | -3.94% | $394.16 | $128.82 | $25.74 | $0.19 |
| 2016 | +53.70% | +$5369.68 | $154.67 | $30.92 | $0.29 |
| 2015 | +3.84% | +$384.28 | $116.53 | $23.28 | $0.15 |
| 2014 | +7.24% | +$724.34 | $62.08 | $12.40 | $0.12 |
| 2013 | +88.03% | +$8802.97 | $0.00 | $0.00 | $0.00 |
| 2012 | +35.05% | +$3504.95 | $0.00 | $0.00 | $0.00 |
| 2011 | -28.31% | $2830.75 | $0.00 | $0.00 | $0.00 |
| 2010 | -42.48% | $4247.79 | $0.00 | $0.00 | $0.00 |
| 2009 | -74.65% | $7465.09 | $0.00 | $0.00 | $0.00 |
| 2008 | -11.70% | $1170.18 | $114.19 | $22.84 | $0.19 |
| 2007 | -50.53% | $5052.80 | $111.79 | $22.36 | $0.19 |
| 2006 | +22.28% | +$2227.93 | $120.43 | $24.09 | $0.18 |
| 2005 | -0.14% | $14.01 | $104.32 | $20.87 | $0.16 |
| 2004 | +23.88% | +$2387.91 | $109.87 | $21.98 | $0.17 |
| 2003 | +36.07% | +$3607.28 | $123.56 | $24.71 | $0.19 |
| 2002 partial | +4.40% (+5.67% ann.) | +$439.81 | $93.42 | $18.68 | $0.14 |
Market Regimes
| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Dot-com bust / post-bubble disinflation scare partial | March 21, 2002 – October 9, 2002 | -6.67% | -11.73% | $666.62 | $53.67 | $10.73 | $0.08 |
| China-WTO / housing-credit / commodity boom | October 10, 2002 – October 9, 2007 | +64.24% | +10.44% | +$6424.17 | $926.11 | $185.23 | $1.44 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -89.51% | -79.73% | $8951.17 | $115.44 | $23.09 | $0.19 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | -44.85% | -16.16% | $4484.95 | $0.00 | $0.00 | $0.00 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | +377.98% | +22.96% | +$37797.93 | $3658.72 | $731.59 | $5.97 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -45.50% | -99.90% | $4549.67 | $61.02 | $12.20 | $0.09 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | +27.04% | +46.97% | +$2703.66 | $208.49 | $41.68 | $0.30 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +41.51% | +39.01% | +$4150.58 | $304.99 | $61.02 | $0.49 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | +11.75% | +12.52% | +$1175.44 | $246.93 | $49.39 | $0.39 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | -19.66% | -11.14% | $1965.72 | $489.69 | $97.94 | $0.78 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – April 14, 2026 | +19.57% | +12.07% | +$1957.18 | $508.43 | $101.69 | $0.84 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 2002-06-12 | $0.2037 | 0.23% |
| 2002-09-12 | $0.2037 | 0.25% |
| 2002-12-12 | $0.2037 | 0.24% |
| 2002-12-26 | $0.0970 | 0.11% |
| 2003-03-12 | $0.2424 | 0.31% |
| 2003-06-12 | $0.2424 | 0.29% |
| 2003-09-11 | $0.2424 | 0.27% |
| 2003-12-11 | $0.2424 | 0.23% |
| 2004-03-11 | $0.2909 | 0.28% |
| 2004-06-14 | $0.2909 | 0.25% |
| 2004-09-13 | $0.2909 | 0.25% |
| 2004-12-13 | $0.2909 | 0.21% |
| 2005-03-11 | $0.3394 | 0.30% |
| 2005-06-13 | $0.3394 | 0.28% |
| 2005-09-13 | $0.3394 | 0.25% |
| 2005-12-13 | $0.3394 | 0.25% |
| 2006-03-13 | $0.3879 | 0.30% |
| 2006-06-13 | $0.3879 | 0.28% |
| 2006-09-13 | $0.3879 | 0.26% |
| 2006-12-13 | $0.3879 | 0.25% |
| 2007-03-13 | $0.4364 | 0.26% |
| 2007-06-13 | $0.4364 | 0.31% |
| 2007-09-12 | $0.4364 | 0.38% |
| 2007-12-12 | $0.4364 | 0.51% |
| 2008-03-12 | $0.4364 | 0.55% |
| 2008-06-12 | $0.4364 | 0.89% |
| 2014-06-12 | $0.0300 | 0.19% |
| 2014-09-12 | $0.0300 | 0.16% |
| 2014-12-11 | $0.0500 | 0.28% |
| 2015-03-11 | $0.0500 | 0.27% |
| 2015-06-11 | $0.0500 | 0.26% |
| 2015-09-11 | $0.0600 | 0.30% |
| 2015-12-11 | $0.0600 | 0.31% |
| 2016-03-11 | $0.0700 | 0.39% |
| 2016-06-13 | $0.0700 | 0.36% |
| 2016-09-13 | $0.0800 | 0.38% |
| 2016-12-13 | $0.0800 | 0.28% |
| 2017-03-13 | $0.0900 | 0.32% |
| 2017-06-13 | $0.0900 | 0.33% |
| 2017-09-14 | $0.1000 | 0.38% |
| 2017-12-14 | $0.1000 | 0.36% |
| 2018-03-14 | $0.1200 | 0.36% |
| 2018-06-14 | $0.1500 | 0.45% |
| 2018-09-13 | $0.1500 | 0.51% |
| 2018-12-13 | $0.1600 | 0.68% |
| 2019-03-14 | $0.1600 | 0.61% |
| 2019-06-13 | $0.1700 | 0.62% |
| 2019-09-12 | $0.1700 | 0.60% |
| 2019-12-13 | $0.1800 | 0.57% |
| 2020-03-13 | $0.1800 | 1.03% |
| 2020-06-12 | $0.1800 | 0.94% |
| 2020-09-14 | $0.1800 | 1.03% |
| 2020-12-14 | $0.1800 | 0.67% |
| 2021-03-12 | $0.1900 | 0.53% |
| 2021-06-14 | $0.1900 | 0.56% |
| 2021-09-14 | $0.2000 | 0.69% |
| 2021-12-14 | $0.2000 | 0.59% |
| 2022-03-14 | $0.2100 | 0.56% |
| 2022-06-14 | $0.2100 | 0.73% |
| 2022-09-14 | $0.2200 | 0.66% |
| 2022-12-14 | $0.2200 | 0.64% |
| 2023-03-14 | $0.2300 | 0.84% |
| 2023-06-14 | $0.2300 | 0.86% |
| 2023-09-14 | $0.2300 | 0.90% |
| 2023-12-14 | $0.2300 | 0.78% |
| 2024-03-14 | $0.2300 | 0.89% |
| 2024-06-14 | $0.2300 | 0.93% |
| 2024-09-16 | $0.2400 | 0.83% |
| 2024-12-16 | $0.2400 | 0.72% |
| 2025-03-14 | $0.2400 | 0.86% |
| 2025-06-13 | $0.2400 | 0.82% |
| 2025-09-15 | $0.2500 | 0.77% |
| 2025-12-15 | $0.2500 | 0.77% |
| 2026-03-13 | $0.2500 | 0.83% |
| Total | 74 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-14 to 2026-04-14. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-06-14 | $56.01 | $11.20 | $0.09 | 1.3474 |
| 2021-09-14 | $59.22 | $11.84 | $0.09 | 1.6710 |
| 2021-12-14 | $59.57 | $11.92 | $0.09 | 1.3922 |
| 2022-03-14 | $62.84 | $12.56 | $0.09 | 1.3272 |
| 2022-06-14 | $63.12 | $12.62 | $0.09 | 1.7564 |
| 2022-09-14 | $66.51 | $13.30 | $0.11 | 1.6209 |
| 2022-12-14 | $66.87 | $13.38 | $0.11 | 1.6031 |
| 2023-03-14 | $70.28 | $14.06 | $0.11 | 2.0657 |
| 2023-06-14 | $70.75 | $14.15 | $0.11 | 2.1800 |
| 2023-09-14 | $71.24 | $14.25 | $0.11 | 2.1845 |
| 2023-12-14 | $71.75 | $14.34 | $0.11 | 1.8963 |
| 2024-03-14 | $72.19 | $14.44 | $0.11 | 2.3128 |
| 2024-06-14 | $72.72 | $14.55 | $0.11 | 2.3971 |
| 2024-09-16 | $76.46 | $15.29 | $0.11 | 2.0912 |
| 2024-12-16 | $76.95 | $15.38 | $0.13 | 1.8479 |
| 2025-03-14 | $77.41 | $15.48 | $0.13 | 2.1706 |
| 2025-06-13 | $77.92 | $15.59 | $0.13 | 2.2038 |
| 2025-09-15 | $81.72 | $16.35 | $0.13 | 2.0582 |
| 2025-12-15 | $82.23 | $16.44 | $0.13 | 2.0340 |
| 2026-03-13 | $82.74 | $16.56 | $0.13 | 2.2065 |
| Total | $1418.50 | $283.71 | $2.29 | 38.3669 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.