UnitedHealth Group Incorporated (UNH) Stock Total Returns

Growth of $10,000 chart

2021-04-14 to 2026-04-14
to
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Investment Performance

Final Value
$8,960
Total Return
-10.40%
CAGR
-2.17%
Dividends
$1,019.86
Yield on Cost
10.20%

Rolling Returns

1-Month (21 Trading Days)
Average-0.02%
Median+0.28%
Best+38.67%
Worst-52.99%
% of Windows Positive51.3%
1-Year (252 Trading Days)
Average-3.18%
Median+2.01%
Best+43.63%
Worst-57.89%
% of Windows Positive56.0%
3-Year (756 Trading Days)
Average-3.59%
Median+0.22%
Best+56.97%
Worst-53.52%
% of Windows Positive50.1%

Risk Metrics

Maximum Drawdown -61.51%
Average Drawdown -15.19%
Drawdown Duration 354 Trading Days (Unrecovered)
Sortino Ratio 0.12
Calmar Ratio -0.04
CVaR (5%) -4.79%

Yearly Returns

Year Percentage Abs. Return Dividends Taxes Trans. Costs
2026 partial -4.23% (-14.10% ann.) $423.37 $66.95 $13.39 $0.11
2025 -33.44% $3344.45 $173.76 $34.75 $0.28
2024 -2.72% $271.65 $156.14 $31.23 $0.25
2023 +0.49% +$49.21 $138.15 $27.63 $0.22
2022 +6.67% +$667.11 $127.96 $25.59 $0.20
2021 +44.80% +$4480.36 $160.40 $32.08 $0.26
2020 +20.82% +$2081.63 $165.14 $33.03 $0.26
2019 +19.59% +$1958.60 $167.05 $33.41 $0.27
2018 +14.21% +$1421.29 $157.16 $31.43 $0.25
2017 +39.40% +$3940.49 $180.51 $36.10 $0.29
2016 +37.93% +$3792.66 $203.00 $40.60 $0.32
2015 +17.88% +$1787.58 $186.38 $37.28 $0.30
2014 +36.01% +$3601.04 $187.57 $37.51 $0.30
2013 +40.59% +$4058.50 $194.95 $38.99 $0.31
2012 +8.27% +$827.48 $158.92 $31.78 $0.25
2011 +41.82% +$4181.91 $170.71 $34.14 $0.27
2010 +19.60% +$1960.46 $133.35 $26.67 $0.21
2009 +14.72% +$1471.76 $11.28 $2.26 $0.02
2008 -54.26% $5426.37 $5.15 $1.03 $0.0082
2007 +8.37% +$836.85 $5.58 $1.12 $0.0089
2006 -13.50% $1349.71 $4.83 $0.97 $0.0077
2005 +41.21% +$4121.45 $3.41 $0.68 $0.0055
2004 +51.36% +$5136.32 $5.16 $1.03 $0.0083
2003 +39.39% +$3938.95 $3.59 $0.72 $0.0057
2002 +18.03% +$1802.53 $4.24 $0.85 $0.0068
2001 +15.36% +$1535.53 $4.89 $0.98 $0.0078
2000 +131.16% +$13115.55 $5.65 $1.13 $0.0091
1999 +23.38% +$2338.23 $1.86 $0.37 $0.0029
1998 -13.30% $1330.15 $6.04 $1.21 $0.0097
1997 +10.47% +$1047.09 $6.67 $1.33 $0.01
1996 -31.16% $3115.95 $1.22 $0.24 $0.0019
1995 +44.95% +$4494.67 $6.65 $1.33 $0.01
1994 +19.01% +$1900.62 $7.91 $1.58 $0.01
1993 +33.42% +$3342.26 $1.23 $0.25 $0.0020
1992 +52.73% +$5273.13 $4.03 $0.81 $0.0062
1991 +220.47% +$22046.71 $3.01 $0.60 $0.0040
1990 +91.82% +$9181.55 $5.78 $1.16 $0.0076
1989 +169.44% +$16944.42 $0.00 $0.00 $0.00
1988 +24.14% +$2413.83 $0.00 $0.00 $0.00
1987 -56.72% $5671.66 $0.00 $0.00 $0.00
1986 -18.29% $1829.27 $0.00 $0.00 $0.00
1985 +173.33% +$17333.25 $0.00 $0.00 $0.00
1984 partial -18.92% (-63.99% ann.) $1891.84 $0.00 $0.00 $0.00

Market Regimes

Regime Period Percentage Annual Abs. Return Dividends Taxes Trans. Costs
Dot-com bubble / TMT mania August 9, 1995 – March 10, 2000 +23.47% +4.70% +$2346.68 $18.43 $3.69 $0.03
Dot-com bust / post-bubble disinflation scare March 13, 2000 – October 9, 2002 +263.88% +65.18% +$26388.40 $29.98 $6.00 $0.05
China-WTO / housing-credit / commodity boom October 10, 2002 – October 9, 2007 +110.79% +16.09% +$11078.62 $42.34 $8.47 $0.07
GFC / deleveraging / dollar shortage October 10, 2007 – March 9, 2009 -63.91% -51.39% $6391.16 $6.08 $1.22 $0.0097
Policy-led rebound / euro-sovereign-crisis overlay March 10, 2009 – July 25, 2012 +179.03% +35.52% +$17902.85 $748.04 $149.61 $1.20
Secular stagnation / QE / low inflation / duration bull July 26, 2012 – February 19, 2020 +545.18% +27.94% +$54517.58 $3589.19 $717.84 $5.74
Pandemic shock / liquidity crash February 20, 2020 – March 23, 2020 -35.30% -99.31% $3530.02 $35.75 $7.15 $0.06
Policy bazooka / monetary euphoria March 24, 2020 – November 6, 2020 +59.15% +111.20% +$5914.69 $113.93 $22.79 $0.18
Reopening reflation / fiscal boom / supply bottlenecks November 9, 2020 – November 29, 2021 +30.63% +28.86% +$3063.38 $154.98 $31.00 $0.25
Inflation shock / duration crash / aggressive tightening November 30, 2021 – November 9, 2022 +22.98% +24.56% +$2297.76 $140.13 $28.03 $0.22
Disinflation rebound / AI-led narrow bull / higher-for-longer November 10, 2022 – September 17, 2024 +8.77% +4.64% +$876.68 $278.98 $55.80 $0.45
Disinflationary easing / resilient growth / AI capex under oil-shock test partial September 18, 2024 – April 14, 2026 -44.31% -31.14% $4430.59 $226.93 $45.39 $0.36

Dividend History

Annual Dividends Per Share
TTM Yield
Consecutive Years Paid
current
Consecutive Years of Growth
current

Date Per Share Yield %
1990-08-27 $0.0002 0.04%
1991-05-24 $0.0002 0.01%
1992-04-10 $0.0009 0.04%
1993-03-26 $0.0004 0.02%
1994-03-25 $0.0037 0.06%
1995-03-28 $0.0037 0.06%
1996-04-01 $0.0010 0.01%
1997-04-01 $0.0037 0.06%
1998-03-30 $0.0037 0.05%
1999-03-30 $0.0010 0.02%
2000-03-30 $0.0037 0.05%
2001-03-29 $0.0075 0.05%
2002-03-27 $0.0075 0.04%
2003-03-28 $0.0075 0.03%
2004-03-30 $0.0150 0.05%
2005-03-30 $0.0150 0.03%
2006-03-30 $0.0300 0.05%
2007-03-29 $0.0300 0.05%
2008-03-31 $0.0300 0.09%
2009-03-31 $0.0300 0.15%
2010-04-01 $0.0300 0.09%
2010-06-03 $0.1250 0.42%
2010-09-10 $0.1250 0.37%
2010-12-03 $0.1250 0.33%
2011-03-03 $0.1250 0.29%
2011-06-03 $0.1630 0.33%
2011-09-02 $0.1630 0.35%
2011-12-05 $0.1630 0.34%
2012-03-01 $0.1630 0.29%
2012-06-13 $0.2130 0.37%
2012-09-12 $0.2130 0.40%
2012-12-07 $0.2130 0.40%
2013-03-13 $0.2120 0.39%
2013-06-13 $0.2800 0.44%
2013-09-11 $0.2800 0.38%
2013-12-04 $0.2800 0.38%
2014-03-12 $0.2800 0.36%
2014-06-12 $0.3750 0.47%
2014-09-10 $0.3750 0.42%
2014-12-03 $0.3750 0.38%
2015-03-11 $0.3750 0.33%
2015-06-11 $0.5000 0.42%
2015-09-09 $0.5000 0.43%
2015-12-02 $0.5000 0.43%
2016-03-09 $0.5000 0.41%
2016-06-15 $0.6250 0.45%
2016-09-07 $0.6250 0.46%
2016-11-30 $0.6250 0.40%
2017-03-08 $0.6250 0.37%
2017-06-15 $0.7500 0.41%
2017-09-07 $0.7500 0.38%
2017-11-30 $0.7500 0.34%
2018-03-08 $0.7500 0.33%
2018-06-15 $0.9000 0.35%
2018-09-06 $0.9000 0.34%
2018-11-30 $0.9000 0.32%
2019-03-08 $0.9000 0.38%
2019-06-14 $1.0800 0.44%
2019-09-13 $1.0800 0.47%
2019-12-06 $1.0800 0.38%
2020-03-13 $1.0800 0.43%
2020-06-19 $1.2500 0.43%
2020-09-11 $1.2500 0.41%
2020-12-04 $1.2500 0.36%
2021-03-12 $1.2500 0.35%
2021-06-18 $1.4500 0.36%
2021-09-10 $1.4500 0.35%
2021-12-03 $1.4500 0.33%
2022-03-11 $1.4500 0.30%
2022-06-16 $1.6500 0.36%
2022-09-09 $1.6500 0.31%
2022-12-02 $1.6500 0.31%
2023-03-10 $1.6500 0.35%
2023-06-15 $1.8800 0.41%
2023-09-08 $1.8800 0.39%
2023-12-01 $1.8800 0.34%
2024-03-08 $1.8800 0.39%
2024-06-17 $2.1000 0.42%
2024-09-16 $2.1000 0.35%
2024-12-09 $2.1000 0.38%
2025-03-10 $2.1000 0.43%
2025-06-16 $2.2100 0.70%
2025-09-15 $2.2100 0.63%
2025-12-08 $2.2100 0.67%
2026-03-09 $2.2100 0.77%
Total 85 payments

Portfolio Dividend Returns

Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-14 to 2026-04-14. Change
Date Total Yield Tax Trans. Cost Shares Bought
2021-06-18 $38.60 $7.72 $0.06 0.0792
2021-09-10 $38.72 $7.74 $0.06 0.0765
2021-12-03 $38.83 $7.77 $0.06 0.0690
2022-03-11 $38.93 $7.79 $0.06 0.0644
2022-06-16 $44.40 $8.88 $0.07 0.0777
2022-09-09 $44.53 $8.91 $0.07 0.0678
2022-12-02 $44.64 $8.93 $0.07 0.0665
2023-03-10 $44.75 $8.95 $0.07 0.0776
2023-06-15 $51.14 $10.23 $0.08 0.0876
2023-09-08 $51.30 $10.26 $0.08 0.0852
2023-12-01 $51.46 $10.29 $0.08 0.0751
2024-03-08 $51.60 $10.32 $0.08 0.0865
2024-06-17 $57.82 $11.56 $0.09 0.0944
2024-09-16 $58.02 $11.60 $0.09 0.0786
2024-12-09 $58.19 $11.64 $0.09 0.0829
2025-03-10 $58.36 $11.67 $0.09 0.0970
2025-06-16 $61.63 $12.33 $0.10 0.1599
2025-09-15 $61.99 $12.40 $0.10 0.1423
2025-12-08 $62.30 $12.46 $0.10 0.1537
2026-03-09 $62.64 $12.53 $0.10 0.1754
Total $1019.86 $203.97 $1.63 1.8972

All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.

For each rolling window, returns are calculated at every possible starting point:

return = (value[i] ÷ value[i − windowSize] − 1) × 100

Windows
1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
Statistics
Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.

The series is segmented by calendar year:

return = (endValue ÷ startValue − 1) × 100

startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.

O

CAGR 12.25% Total 3708.03% Final $380,803
1994-10-18 — 2026-04-14
XNCR

CAGR 3.33% Total 50.00% Final $15,000
2013-12-03 — 2026-04-14
ESOA

CAGR 6.10% Total 217.64% Final $31,764
2006-10-03 — 2026-04-14