Unity Bancorp, Inc. (UNTY) Stock Total Returns
Growth of $10,000 chart
2021-04-14 to 2026-04-14 to
$
%
%
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Investment Performance
Final Value
$28,279
Total Return
182.79%
CAGR
23.11%
Dividends
$1,224.40
Yield on Cost
12.24%
Rolling Returns
1-Month (21 Trading Days)
| Average | +1.93% |
| Median | +0.80% |
| Best | +41.87% |
| Worst | -19.43% |
| % of Windows Positive | 54.1% |
1-Year (252 Trading Days)
| Average | +23.38% |
| Median | +20.13% |
| Best | +99.74% |
| Worst | -26.73% |
| % of Windows Positive | 76.8% |
3-Year (756 Trading Days)
| Average | +72.74% |
| Median | +71.60% |
| Best | +164.22% |
| Worst | +14.11% |
| % of Windows Positive | 100.0% |
Risk Metrics
| Maximum Drawdown | -31.22% |
| Average Drawdown | -9.41% |
| Drawdown Duration | 493 Trading Days |
| Sortino Ratio | 1.32 |
| Calmar Ratio | 0.74 |
| CVaR (5%) | -3.89% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +6.61% (+25.20% ann.) | +$660.78 | $30.94 | $6.19 | $0.05 |
| 2025 | +19.77% | +$1976.66 | $133.52 | $26.70 | $0.21 |
| 2024 | +49.35% | +$4934.55 | $176.74 | $35.35 | $0.28 |
| 2023 | +9.95% | +$994.87 | $176.67 | $35.34 | $0.28 |
| 2022 | +5.42% | +$541.97 | $164.57 | $32.91 | $0.26 |
| 2021 | +51.43% | +$5142.51 | $206.12 | $41.22 | $0.33 |
| 2020 | -20.86% | $2085.85 | $142.75 | $28.55 | $0.23 |
| 2019 | +9.98% | +$998.27 | $149.99 | $30.00 | $0.24 |
| 2018 | +6.13% | +$613.39 | $137.20 | $27.44 | $0.22 |
| 2017 | +27.10% | +$2709.97 | $147.10 | $29.42 | $0.23 |
| 2016 | +40.06% | +$4006.01 | $149.05 | $29.81 | $0.24 |
| 2015 | +33.75% | +$3375.13 | $149.13 | $29.82 | $0.24 |
| 2014 | +24.18% | +$2418.43 | $131.00 | $26.20 | $0.21 |
| 2013 | +23.15% | +$2315.22 | $48.13 | $9.63 | $0.07 |
| 2012 | -2.50% | $249.99 | $0.00 | $0.00 | $0.00 |
| 2011 | +5.79% | +$578.51 | $0.00 | $0.00 | $0.00 |
| 2010 | +50.50% | +$5049.76 | $0.00 | $0.00 | $0.00 |
| 2009 | +3.08% | +$307.68 | $0.00 | $0.00 | $0.00 |
| 2008 | -51.02% | $5102.43 | $180.32 | $36.06 | $0.29 |
| 2007 | -38.49% | $3849.09 | $140.03 | $28.00 | $0.22 |
| 2006 | +11.46% | +$1145.62 | $147.02 | $29.41 | $0.24 |
| 2005 | +16.18% | +$1617.90 | $145.16 | $29.04 | $0.23 |
| 2004 | +18.69% | +$1869.32 | $135.21 | $27.04 | $0.21 |
| 2003 | +45.96% | +$4595.94 | $38.23 | $7.64 | $0.06 |
| 2002 | +26.77% | +$2676.92 | $0.00 | $0.00 | $0.00 |
| 2001 | +225.00% | +$22499.94 | $0.00 | $0.00 | $0.00 |
| 2000 | -66.67% | $6666.66 | $0.00 | $0.00 | $0.00 |
| 1999 | -44.36% | $4436.28 | $210.53 | $42.11 | $0.34 |
| 1998 | -8.32% | $831.89 | $156.81 | $31.36 | $0.26 |
| 1997 partial | +20.50% (+21.41% ann.) | +$2049.74 | $94.02 | $18.81 | $0.15 |
Market Regimes
| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Dot-com bubble / TMT mania partial | January 14, 1997 – March 10, 2000 | -39.82% | -14.88% | $3981.63 | $515.55 | $103.12 | $0.84 |
| Dot-com bust / post-bubble disinflation scare | March 13, 2000 – October 9, 2002 | +13.17% | +4.92% | +$1316.67 | $0.00 | $0.00 | $0.00 |
| China-WTO / housing-credit / commodity boom | October 10, 2002 – October 9, 2007 | +111.45% | +16.17% | +$11145.28 | $1218.89 | $243.79 | $1.93 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -70.91% | -58.27% | $7090.64 | $187.00 | $37.40 | $0.30 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | +94.19% | +21.73% | +$9419.35 | $0.00 | $0.00 | $0.00 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | +292.24% | +19.79% | +$29224.44 | $2340.64 | $468.12 | $3.75 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -42.67% | -99.83% | $4266.99 | $40.34 | $8.07 | $0.06 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | +25.31% | +43.76% | +$2530.52 | $136.49 | $27.30 | $0.22 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +66.80% | +62.48% | +$6679.87 | $214.40 | $42.88 | $0.34 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | +9.80% | +10.44% | +$980.05 | $162.30 | $32.46 | $0.26 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | +18.99% | +9.83% | +$1898.68 | $343.01 | $68.60 | $0.55 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – April 14, 2026 | +63.99% | +37.07% | +$6398.74 | $257.28 | $51.46 | $0.41 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 1997-04-11 | $0.0215 | 0.33% |
| 1997-07-02 | $0.0215 | 0.36% |
| 1997-10-08 | $0.0215 | 0.30% |
| 1998-01-21 | $0.0215 | 0.24% |
| 1998-04-29 | $0.0215 | 0.20% |
| 1998-07-29 | $0.0323 | 0.36% |
| 1998-10-28 | $0.0207 | 0.27% |
| 1998-12-17 | $0.0326 | 0.45% |
| 1999-02-03 | $0.0339 | 0.49% |
| 1999-05-06 | $0.0407 | 0.56% |
| 1999-08-06 | $0.0407 | 0.67% |
| 1999-10-27 | $0.0407 | 0.77% |
| 2003-10-10 | $0.0214 | 0.26% |
| 2004-01-13 | $0.0214 | 0.26% |
| 2004-04-13 | $0.0285 | 0.29% |
| 2004-07-13 | $0.0299 | 0.29% |
| 2004-10-13 | $0.0299 | 0.32% |
| 2005-01-12 | $0.0299 | 0.29% |
| 2005-04-13 | $0.0299 | 0.33% |
| 2005-07-13 | $0.0393 | 0.41% |
| 2005-10-12 | $0.0393 | 0.39% |
| 2006-01-11 | $0.0393 | 0.36% |
| 2006-04-11 | $0.0393 | 0.31% |
| 2006-07-12 | $0.0412 | 0.29% |
| 2006-10-11 | $0.0412 | 0.32% |
| 2007-01-10 | $0.0412 | 0.35% |
| 2007-04-11 | $0.0412 | 0.43% |
| 2007-07-11 | $0.0433 | 0.47% |
| 2007-10-10 | $0.0433 | 0.46% |
| 2008-01-09 | $0.0433 | 0.62% |
| 2008-04-09 | $0.0433 | 0.65% |
| 2008-07-09 | $0.0455 | 0.79% |
| 2013-06-13 | $0.0091 | 0.14% |
| 2013-09-12 | $0.0091 | 0.13% |
| 2013-12-12 | $0.0091 | 0.13% |
| 2014-03-13 | $0.0182 | 0.25% |
| 2014-06-11 | $0.0182 | 0.22% |
| 2014-09-10 | $0.0273 | 0.32% |
| 2014-12-04 | $0.0273 | 0.32% |
| 2015-03-12 | $0.0273 | 0.33% |
| 2015-06-11 | $0.0273 | 0.32% |
| 2015-09-11 | $0.0364 | 0.41% |
| 2015-12-11 | $0.0364 | 0.36% |
| 2016-03-15 | $0.0364 | 0.38% |
| 2016-06-14 | $0.0364 | 0.31% |
| 2016-09-09 | $0.0455 | 0.38% |
| 2016-12-14 | $0.0500 | 0.34% |
| 2017-03-15 | $0.0500 | 0.29% |
| 2017-06-13 | $0.0600 | 0.37% |
| 2017-09-14 | $0.0600 | 0.33% |
| 2017-12-14 | $0.0600 | 0.29% |
| 2018-03-15 | $0.0600 | 0.26% |
| 2018-06-14 | $0.0700 | 0.31% |
| 2018-09-13 | $0.0700 | 0.29% |
| 2018-12-13 | $0.0700 | 0.33% |
| 2019-03-14 | $0.0700 | 0.34% |
| 2019-06-13 | $0.0800 | 0.39% |
| 2019-09-12 | $0.0800 | 0.39% |
| 2019-12-12 | $0.0800 | 0.34% |
| 2020-03-12 | $0.0800 | 0.48% |
| 2020-06-11 | $0.0800 | 0.54% |
| 2020-09-10 | $0.0800 | 0.63% |
| 2020-12-16 | $0.0800 | 0.43% |
| 2021-03-11 | $0.0800 | 0.36% |
| 2021-06-10 | $0.0900 | 0.39% |
| 2021-09-09 | $0.0900 | 0.39% |
| 2021-12-16 | $0.1000 | 0.39% |
| 2022-03-10 | $0.1000 | 0.36% |
| 2022-06-09 | $0.1100 | 0.38% |
| 2022-09-08 | $0.1100 | 0.40% |
| 2022-12-15 | $0.1100 | 0.41% |
| 2023-03-09 | $0.1200 | 0.46% |
| 2023-06-08 | $0.1200 | 0.49% |
| 2023-09-07 | $0.1200 | 0.50% |
| 2023-12-14 | $0.1200 | 0.44% |
| 2024-03-14 | $0.1300 | 0.47% |
| 2024-06-07 | $0.1300 | 0.49% |
| 2024-09-06 | $0.1300 | 0.40% |
| 2024-12-13 | $0.1300 | 0.28% |
| 2025-03-14 | $0.1400 | 0.33% |
| 2025-06-06 | $0.1400 | 0.33% |
| 2025-09-05 | $0.1500 | 0.28% |
| 2025-12-05 | $0.1500 | 0.29% |
| 2026-03-06 | $0.1600 | 0.31% |
| Total | 84 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-14 to 2026-04-14. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-06-10 | $43.46 | $8.69 | $0.07 | 1.5298 |
| 2021-09-09 | $43.60 | $8.72 | $0.07 | 1.5286 |
| 2021-12-16 | $48.59 | $9.72 | $0.08 | 1.5066 |
| 2022-03-10 | $48.74 | $9.75 | $0.08 | 1.4009 |
| 2022-06-09 | $53.77 | $10.76 | $0.09 | 1.5224 |
| 2022-09-08 | $53.94 | $10.79 | $0.09 | 1.5688 |
| 2022-12-15 | $54.11 | $10.82 | $0.09 | 1.6193 |
| 2023-03-09 | $59.22 | $11.84 | $0.09 | 1.8997 |
| 2023-06-08 | $59.45 | $11.89 | $0.10 | 1.9745 |
| 2023-09-07 | $59.69 | $11.94 | $0.10 | 2.0436 |
| 2023-12-14 | $59.93 | $11.99 | $0.10 | 1.7375 |
| 2024-03-14 | $65.16 | $13.03 | $0.10 | 1.9410 |
| 2024-06-07 | $65.41 | $13.08 | $0.10 | 1.9863 |
| 2024-09-06 | $65.66 | $13.13 | $0.10 | 1.6302 |
| 2024-12-13 | $65.88 | $13.17 | $0.10 | 1.1236 |
| 2025-03-14 | $71.10 | $14.22 | $0.11 | 1.3373 |
| 2025-06-06 | $71.29 | $14.26 | $0.11 | 1.3240 |
| 2025-09-05 | $76.58 | $15.32 | $0.12 | 1.1704 |
| 2025-12-05 | $76.76 | $15.35 | $0.12 | 1.1783 |
| 2026-03-06 | $82.06 | $16.41 | $0.13 | 1.2826 |
| Total | $1224.40 | $244.88 | $1.95 | 31.3054 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.