White Mountains Insurance Group, Ltd. (WTM) Stock Total Returns

Growth of $10,000 chart

2021-06-03 to 2026-06-03
to
$
%
%
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Investment Performance

Final Value
$17,708
Total Return
77.08%
CAGR
12.11%
Dividends
$43.47
Yield on Cost
0.43%

Rolling Returns

1-Month (21 Trading Days)
Average+1.20%
Median+0.76%
Best+21.28%
Worst-13.55%
% of Windows Positive57.1%
1-Year (252 Trading Days)
Average+16.85%
Median+15.43%
Best+49.76%
Worst-4.26%
% of Windows Positive95.2%
3-Year (756 Trading Days)
Average+57.49%
Median+54.56%
Best+101.79%
Worst+21.91%
% of Windows Positive100.0%

Risk Metrics

Maximum Drawdown -18.05%
Average Drawdown -5.96%
Drawdown Duration 251 Trading Days
Sortino Ratio 0.91
Calmar Ratio 0.67
CVaR (5%) -3.05%

Yearly Returns

Year Percentage Abs. Return Dividends Taxes Trans. Costs
2026 partial -2.08% (-4.87% ann.) $208.23 $4.81 $0.96 $0.0078
2025 +6.88% +$688.15 $5.14 $1.03 $0.0082
2024 +29.30% +$2929.89 $6.64 $1.33 $0.01
2023 +6.47% +$647.29 $7.07 $1.41 $0.01
2022 +39.60% +$3960.10 $9.86 $1.97 $0.02
2021 +1.39% +$139.17 $9.99 $2.00 $0.02
2020 -10.21% $1021.01 $8.96 $1.79 $0.01
2019 +30.17% +$3017.28 $11.66 $2.33 $0.02
2018 +0.85% +$85.16 $11.75 $2.35 $0.02
2017 +1.91% +$191.11 $11.96 $2.39 $0.02
2016 +15.15% +$1514.60 $13.76 $2.75 $0.02
2015 +15.48% +$1548.39 $15.87 $3.17 $0.03
2014 +4.63% +$462.68 $16.58 $3.32 $0.03
2013 +17.27% +$1726.88 $19.42 $3.88 $0.03
2012 +13.75% +$1375.31 $22.05 $4.41 $0.04
2011 +35.43% +$3542.52 $29.80 $5.96 $0.05
2010 +1.11% +$111.10 $30.06 $6.01 $0.05
2009 +25.15% +$2514.83 $37.44 $7.49 $0.06
2008 -47.68% $4767.95 $77.94 $15.59 $0.12
2007 -10.25% $1024.69 $138.66 $27.73 $0.22
2006 +4.96% +$496.48 $143.87 $28.77 $0.23
2005 -12.66% $1266.30 $124.29 $24.86 $0.20
2004 +40.69% +$4068.56 $21.74 $4.35 $0.03
2003 +42.75% +$4275.36 $30.96 $6.19 $0.05
2002 -6.96% $696.27 $28.74 $5.75 $0.05
2001 +9.38% +$937.64 $31.35 $6.27 $0.05
2000 +166.52% +$16652.23 $99.84 $19.97 $0.16
1999 -13.12% $1312.28 $114.64 $22.93 $0.18
1998 +16.86% +$1686.33 $132.70 $26.54 $0.21
1997 +27.11% +$2711.20 $83.74 $16.75 $0.13
1996 +28.97% +$2897.31 $53.74 $10.75 $0.08
1995 +3.11% +$311.42 $0.00 $0.00 $0.00
1994 -7.96% $796.18 $0.00 $0.00 $0.00
1993 +9.03% +$902.78 $0.00 $0.00 $0.00
1992 +3.04% +$304.11 $0.00 $0.00 $0.00
1991 +35.87% +$3586.81 $131.53 $26.30 $0.20
1990 +51.45% +$5145.30 $196.89 $39.38 $0.31
1989 +20.48% +$2048.02 $206.23 $41.25 $0.33
1988 +15.16% +$1516.41 $195.19 $39.04 $0.30
1987 -26.02% $2601.94 $114.24 $22.84 $0.19
1986 +14.33% +$1433.13 $72.99 $14.60 $0.11
1985 partial +11.26% (+75.92% ann.) +$1126.13 $0.00 $0.00 $0.00

Market Regimes

about
Regime Period Percentage Annual Abs. Return Dividends Taxes Trans. Costs
Dot-com bubble / TMT mania August 9, 1995 – March 10, 2000 +75.12% +13.00% +$7512.34 $694.99 $139.01 $1.10
Dot-com bust / post-bubble disinflation scare March 13, 2000 – October 9, 2002 +129.18% +38.02% +$12917.76 $224.45 $44.89 $0.36
China-WTO / housing-credit / commodity boom October 10, 2002 – October 9, 2007 +90.27% +13.74% +$9027.46 $799.70 $159.94 $1.28
GFC / deleveraging / dollar shortage October 10, 2007 – March 9, 2009 -72.89% -60.30% $7288.71 $107.72 $21.54 $0.17
Policy-led rebound / euro-sovereign-crisis overlay March 10, 2009 – July 25, 2012 +244.94% +44.31% +$24493.88 $261.15 $52.23 $0.42
Secular stagnation / QE / low inflation / duration bull July 26, 2012 – February 19, 2020 +117.31% +10.80% +$11730.60 $131.83 $26.37 $0.21
Pandemic shock / liquidity crash February 20, 2020 – March 23, 2020 -38.20% -99.59% $3820.48 $8.73 $1.75 $0.01
Policy bazooka / monetary euphoria March 24, 2020 – November 6, 2020 +9.59% +15.88% +$959.08 $0.00 $0.00 $0.00
Reopening reflation / fiscal boom / supply bottlenecks November 9, 2020 – November 29, 2021 +9.89% +9.36% +$988.85 $10.65 $2.13 $0.02
Inflation shock / duration crash / aggressive tightening November 30, 2021 – November 9, 2022 +33.81% +36.24% +$3380.98 $9.97 $1.99 $0.02
Disinflation rebound / AI-led narrow bull / higher-for-longer November 10, 2022 – September 17, 2024 +28.30% +14.39% +$2830.41 $15.04 $3.01 $0.02
Disinflationary easing / resilient growth / AI capex under oil-shock test partial September 18, 2024 – June 3, 2026 +20.61% +11.61% +$2060.85 $11.85 $2.37 $0.02

Dividend History

Annual Dividends Per Share
TTM Yield
Consecutive Years Paid
current
Consecutive Years of Growth
current

Date Per Share Yield %
1986-05-22 $0.0750 0.21%
1986-08-21 $0.0750 0.19%
1986-11-20 $0.0750 0.23%
1987-02-26 $0.1000 0.24%
1987-05-20 $0.1000 0.29%
1987-08-20 $0.1000 0.26%
1987-11-19 $0.1000 0.35%
1988-02-25 $0.1250 0.43%
1988-05-25 $0.1250 0.46%
1988-08-25 $0.1250 0.40%
1988-11-23 $0.1250 0.44%
1989-02-23 $0.1500 0.46%
1989-05-24 $0.1500 0.46%
1989-08-24 $0.1500 0.42%
1989-11-22 $0.1500 0.44%
1990-02-22 $0.1700 0.54%
1990-05-23 $0.1700 0.54%
1990-08-23 $0.1700 0.36%
1990-11-21 $0.1700 0.37%
1991-02-21 $0.1700 0.29%
1991-05-22 $0.1700 0.27%
1991-08-22 $0.1700 0.27%
1991-11-21 $0.1700 0.25%
1996-09-05 $0.2000 0.22%
1996-12-05 $0.2000 0.22%
1997-03-07 $0.2000 0.19%
1997-06-05 $0.2000 0.20%
1997-09-04 $0.2000 0.19%
1997-12-04 $0.2000 0.16%
1998-03-05 $0.4000 0.31%
1998-06-04 $0.4000 0.27%
1998-09-10 $0.4000 0.33%
1998-12-10 $0.4000 0.29%
1999-03-11 $0.4000 0.30%
1999-06-10 $0.4000 0.29%
1999-09-09 $0.4000 0.29%
1999-12-09 $0.4000 0.34%
2000-03-09 $0.4000 0.39%
2000-06-15 $0.4000 0.26%
2000-09-14 $0.4000 0.24%
2001-03-15 $1.0000 0.33%
2002-03-14 $1.0000 0.30%
2003-03-13 $1.0000 0.32%
2004-03-11 $1.0000 0.21%
2005-03-10 $2.0000 0.31%
2005-06-09 $2.0000 0.31%
2005-09-15 $2.0000 0.31%
2005-12-15 $2.0000 0.34%
2006-03-09 $2.0000 0.37%
2006-06-15 $2.0000 0.41%
2006-09-14 $2.0000 0.38%
2006-12-14 $2.0000 0.34%
2007-03-15 $2.0000 0.37%
2007-06-14 $2.0000 0.33%
2007-09-13 $2.0000 0.38%
2007-12-13 $2.0000 0.38%
2008-03-13 $2.0000 0.43%
2008-06-12 $2.0000 0.45%
2009-03-12 $1.0000 0.65%
2010-03-18 $1.0000 0.28%
2011-03-17 $1.0000 0.28%
2012-03-22 $1.0000 0.20%
2013-03-14 $1.0000 0.18%
2014-03-13 $1.0000 0.17%
2015-03-12 $1.0000 0.15%
2016-03-17 $1.0000 0.13%
2017-03-16 $1.0000 0.11%
2018-03-16 $1.0000 0.12%
2019-03-15 $1.0000 0.11%
2020-03-13 $1.0000 0.12%
2021-03-12 $1.0000 0.08%
2022-03-11 $1.0000 0.10%
2023-03-10 $1.0000 0.07%
2024-03-08 $1.0000 0.06%
2025-03-17 $1.0000 0.05%
2026-03-16 $1.0000 0.05%
Total 76 payments

Portfolio Dividend Returns

Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-06-03 to 2026-06-03. Change
Date Total Yield Tax Trans. Cost Shares Bought
2022-03-11 $8.68 $1.74 $0.01 0.0067
2023-03-10 $8.69 $1.74 $0.01 0.0050
2024-03-08 $8.70 $1.74 $0.01 0.0040
2025-03-17 $8.70 $1.74 $0.01 0.0037
2026-03-16 $8.70 $1.74 $0.01 0.0032
Total $43.47 $8.69 $0.07 0.0225

All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.

For each rolling window, returns are calculated at every possible starting point:

return = (value[i] ÷ value[i − windowSize] − 1) × 100

Windows
1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
Statistics
Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.

The series is segmented by calendar year:

return = (endValue ÷ startValue − 1) × 100

startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.

NCSM

CAGR -19.48% Total -86.08% Final $1,392
2017-04-28 — 2026-06-03
VNT

CAGR -2.85% Total -15.19% Final $8,481
2020-09-24 — 2026-06-03
DPZ

CAGR 18.84% Total 4277.28% Final $437,728
2004-07-13 — 2026-06-03