American Coastal Insurance Corporation financials

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ACIC CIK 0001401521

Source: EDGAR filings · Built 2026-06-02T02:14:05Z

Key metrics by reporting period

Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.

Derived Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Free Cash Flow 70.87M 243.39M -136.20M -176.16M -300.73M -21.95M
EBITDA 144.07M 104.45M 95.35M -4.05M -5.02M -125.74M
Net Debt -45.63M 16.29M 11.81M 80.79M -51.52M -76.70M
Operating Margin 41.82% 33.57% 35.50% -3.91% -4.61% -15.61%
Net Margin 31.85% 25.52% 117.21% -211.96% -25.33% -11.39%
Return on Equity (ROE) 33.64% 32.13% 183.63% 258.11% -18.54% -24.37%
Return on Assets (ROA) 9.96% 6.23% 29.17% -16.56% -2.15% -3.39%
Debt-to-Equity 0.48× 0.65× 0.89× -0.83× 0.51× 0.41×
Effective Tax Rate 25.18% 24.93% 11.32% 1560.56% 64.31% 27.71%
Cash Conversion Ratio 0.66× 3.22× -0.44× 0.37× 5.10× 0.11×
Accruals Ratio 0.03× -0.14× 0.42× -0.10× 0.09× -0.03×
SBC % of Revenue 1.28% 0.86% 0.50% 0.63% 0.52% 0.16%
CapEx Coverage 458.23× 2081.27× -693.89× -56.81× -55.33× -0.91×
Free Cash Flow Per Share $1.42 $4.93 $-3.07 $-4.09 $-7.00 $-0.51

Valuation Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
P/E Trailing (Diluted) 5.87× 8.74× 1.36× — — —
P/FCF 8.87× 2.73× — — — —
FCF Yield 11.27% 36.63% — — — —
EV / EBITDA 3.96× 6.37× 4.76× — — —
P/S 1.84× 2.19× 1.67× 0.21× 0.82× 0.29×
P/B 1.94× 2.75× 2.62× — 0.60× 0.62×

Income Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Revenues 335.44M 296.66M 264.40M 221.67M 228.69M 846.66M
Operating Income (Loss) 140.28M 99.60M 93.85M -8.66M -10.55M -132.18M
Income Tax Expense (Benefit) 35.94M 25.34M 10.88M 26.23M -6.70M -36.60M
Net Income (Loss) Attributable to Parent 106.84M 75.72M 309.91M -469.86M -57.92M -96.45M
Earnings Per Share, Basic $2.20 $1.59 $7.11 $-10.91 $-1.35 $-2.25
Weighted Average Number of Shares Outstanding, Basic 48.48M 47.83M 43.60M 43.05M 42.95M 42.86M
Earnings Per Share, Diluted $2.15 $1.54 $6.98 $-10.91 $-1.35 $-2.25
Weighted Average Number of Shares Outstanding, Diluted 49.78M 49.36M 44.39M 43.05M 42.95M 42.86M

Balance Sheet

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash and Cash Equivalents, at Carrying Value 198.76M 137.04M 138.93M 70.90M 212.02M 239.42M
Assets 1.07B 1.22B 1.06B 2.84B 2.70B 2.85B
Long-term Debt 150.00M 150.00M 150.00M 150.00M 158.56M 160.38M
Liabilities 755.17M 980.45M 893.61M 3.02B 2.37B 2.43B
Stockholders' Equity Attributable to Parent 317.56M 235.66M 168.76M -182.04M 312.41M 395.75M
Common Stock, Shares, Outstanding 48.76M 48.20M 46.78M 43.28M 43.37M 43.08M

Cash Flow Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Net Cash Provided by (Used in) Operating Activities 71.03M 243.51M -136.00M -173.11M -295.39M -10.47M
Payments to Acquire Property, Plant, and Equipment 155.00K 22.00K 196.00K 3.05M 5.27M 10.85M
Net Cash Provided by (Used in) Investing Activities 620.00K -179.21M -2.54M 236.84M 251.38M 36.57M
Payments of Dividends 0 24.10M 0 2.59M 10.35M 10.31M
Net Cash Provided by (Used in) Financing Activities -1.08M -13.84M 26.77M -25.39M -12.21M -11.65M

Raw XBRL tagging for a single filing

Every us-gaap and custom concept the filer tagged for one fiscal period, grouped by statement. Start here when a number in the trend table above surprises you and you want to see the exact tag behind it. Derived and valuation rows are omitted here because they already appear in the trend table.

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Immaterial rows are USD line items under 1% of the period's revenue — the noise floor below which a single tag rarely moves the investment thesis. Revenue is read from the filer's top-line concept (Revenues / RevenueFromContractWithCustomerExcludingAssessedTax, with a fallback chain). Non-USD rows, rows without a numeric value, and every row on a filing with no identifiable revenue anchor stay visible. Flip the switch off to see every tag the filer reported for the period.

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Methodology

All facts on this page come straight from SEC EDGAR XBRL company-facts filings (ACIC CIK 0001401521), grouped by financial statement using FASB's base us-gaap presentation taxonomy. Filers may re-parent concepts onto different statements in their own extension taxonomy, so a handful of rows can show up under a different statement than on the actual 10-K / 10-Q; custom concepts and any we couldn't map fall into Other. Hover a cell to see the fully-qualified concept name and the filer's description.

For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.

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