Enact Holdings, Inc. financials
Source: EDGAR filings · Built 2026-06-02T02:14:14Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2021 |
|---|---|---|---|---|---|---|
| Net Debt | 169.82M | 154.22M | 143.23M | 244.96M | 332.29M | 305.77M |
| Net Margin | 54.56% | 57.25% | 57.69% | 64.30% | 48.90% | 33.48% |
| Return on Equity (ROE) | 12.59% | 13.77% | 14.37% | 17.17% | 13.32% | 9.54% |
| Return on Assets (ROA) | 9.78% | 10.55% | 10.75% | 12.33% | 9.32% | 6.55% |
| Debt-to-Equity | 0.14× | 0.15× | 0.16× | 0.18× | 0.18× | 0.20× |
| Effective Tax Rate | 21.49% | 21.64% | 21.84% | 21.61% | 21.36% | 21.59% |
| Cash Conversion Ratio | 1.07× | 1.00× | 0.95× | 0.80× | 1.05× | 1.90× |
| Accruals Ratio | -0.01× | 0.00× | 0.01× | 0.03× | -0.00× | -0.06× |
| SBC % of Revenue | 1.54% | 1.56% | 1.32% | 0.90% | 0.13% | 0.00% |
Valuation Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2021 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 8.77× | 7.41× | 7.03× | 5.60× | 6.15× | — |
| P/S | 4.56× | 4.10× | 3.99× | 3.59× | 3.01× | — |
| P/B | 1.05× | 0.99× | 0.99× | 0.96× | 0.82× | — |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2021 |
|---|---|---|---|---|---|---|
| Revenues | 1.24B | 1.20B | 1.15B | 1.10B | 1.12B | 1.11B |
| Selling, General and Administrative Expense | 208.33M | 213.31M | 212.49M | 226.94M | 231.45M | 215.02M |
| Income Tax Expense (Benefit) | 184.59M | 189.99M | 186.00M | 194.06M | 148.53M | 102.00M |
| Net Income (Loss) Attributable to Parent | 674.24M | 688.07M | 665.51M | — | 546.68M | 370.42M |
| Earnings Per Share, Basic | $4.54 | $4.40 | $4.14 | $4.32 | $3.36 | $2.27 |
| Weighted Average Number of Shares Outstanding, Basic | 148.37M | 156.28M | 160.87M | 162.84M | 162.84M | 162.84M |
| Earnings Per Share, Diluted | $4.52 | $4.37 | $4.11 | $4.31 | $3.36 | $2.27 |
| Weighted Average Number of Shares Outstanding, Diluted | 149.32M | 157.55M | 161.85M | 163.29M | 162.88M | 162.84M |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2021 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 582.49M | 599.43M | 615.68M | 513.77M | 425.83M | 452.79M |
| Assets | 6.89B | 6.52B | 6.19B | 5.71B | 5.87B | 5.65B |
| Long-term Debt | 744.48M | 743.05M | 745.42M | 742.83M | 740.42M | 738.16M |
| Liabilities | 1.54B | 1.53B | 1.56B | 1.61B | 1.76B | 1.77B |
| Stockholders' Equity Attributable to Parent | 5.36B | 5.00B | 4.63B | 4.10B | 4.11B | 3.88B |
| Common Stock, Shares, Outstanding | 142.21M | 152.32M | 159.34M | 162.78M | 162.84M | 162.84M |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2021 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 724.52M | 686.26M | 632.04M | 560.51M | 572.11M | 704.35M |
| Net Cash Provided by (Used in) Investing Activities | -226.38M | -320.51M | -229.40M | -220.25M | -398.78M | -1.14B |
| Payments for Repurchase of Common Stock | 382.40M | 243.97M | 87.76M | 1.53M | 0 | 0 |
| Payments of Dividends | 120.83M | 111.72M | 212.96M | 250.78M | 200.29M | 437.35M |
| Net Cash Provided by (Used in) Financing Activities | -515.08M | -382.00M | -300.73M | -252.31M | -200.29M | 300.30M |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Debt | 195.81M | 169.82M | 200.54M | 130.79M | 108.13M | 154.22M |
| Net Margin | 53.76% | 56.65% | 52.49% | 55.04% | 54.04% | 53.93% |
| Return on Equity (ROE) | 3.14% | 3.31% | 3.07% | 3.21% | 3.24% | 3.26% |
| Return on Assets (ROA) | 2.41% | 2.57% | 2.38% | 2.48% | 2.47% | 2.50% |
| Debt-to-Equity | 0.14× | 0.14× | 0.14× | 0.14× | 0.15× | 0.15× |
| Effective Tax Rate | 21.37% | 20.59% | 22.08% | 21.77% | 21.59% | 21.71% |
| Cash Conversion Ratio | 1.34× | 1.05× | 3.29× | 2.06× | 1.37× | 1.02× |
| Accruals Ratio | -0.01× | -0.00× | -0.05× | -0.03× | -0.01× | -0.00× |
| SBC % of Revenue | 1.66% | 2.05% | 4.05% | 2.66% | 1.26% | 1.80% |
Valuation Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 8.85× | 8.79× | 8.81× | 8.44× | 7.81× | 7.39× |
| P/S | 4.61× | 4.56× | 4.56× | 4.51× | 4.30× | 4.10× |
| P/B | 1.07× | 1.05× | 1.05× | 1.06× | 1.02× | 0.99× |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Revenues | 312.07M | 312.71M | 311.45M | 304.89M | 306.78M | 301.78M |
| Income Tax Expense (Benefit) | 45.61M | 45.92M | 46.33M | 46.69M | 45.64M | 45.12M |
| Earnings Per Share, Basic | $1.18 | $1.22 | $1.11 | $1.12 | $1.09 | $1.06 |
| Weighted Average Number of Shares Outstanding, Basic | 141.59M | 148.37M | 147.43M | 149.94M | 151.83M | 156.28M |
| Earnings Per Share, Diluted | $1.18 | $1.22 | $1.10 | $1.11 | $1.08 | $1.06 |
| Weighted Average Number of Shares Outstanding, Diluted | 142.63M | 149.32M | 148.34M | 150.73M | 152.91M | 157.55M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 549.04M | 582.49M | 543.58M | 612.97M | 635.27M | 599.43M |
| Assets | 6.96B | 6.89B | 6.88B | 6.77B | 6.72B | 6.52B |
| Long-term Debt | 744.85M | 744.48M | 744.11M | 743.75M | 743.40M | 743.05M |
| Liabilities | 1.62B | 1.54B | 1.56B | 1.55B | 1.60B | 1.53B |
| Stockholders' Equity Attributable to Parent | 5.34B | 5.36B | 5.32B | 5.22B | 5.12B | 5.00B |
| Common Stock, Shares, Outstanding | 140.29M | 142.21M | 145.57M | 148.38M | 150.76M | 152.32M |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 224.04M | 186.27M | 538.25M | 346.24M | 226.72M | 166.13M |
| Net Cash Provided by (Used in) Investing Activities | -125.48M | 10.06M | -236.45M | -115.19M | -89.58M | -136.90M |
| Payments for Repurchase of Common Stock | 93.20M | 127.02M | 255.38M | 149.86M | 65.28M | 74.65M |
| Payments of Dividends | 29.76M | 30.29M | 90.54M | 59.59M | 28.09M | 28.40M |
| Net Cash Provided by (Used in) Financing Activities | -132.01M | -157.41M | -357.66M | -217.52M | -101.31M | -103.16M |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (ACT CIK 0001823529),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.