CITIZENS, INC. financials
Source: EDGAR filings · Built 2026-06-02T02:39:16Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 17.54M | 31.25M | 21.61M | 56.82M | 39.45M | 48.61M |
| Net Debt | -15.62M | -21.48M | -17.92M | -12.86M | -16.47M | -22.16M |
| Net Margin | 5.71% | 6.09% | 10.15% | 11.18% | 29.02% | -4.60% |
| Return on Equity (ROE) | 6.21% | 7.09% | 14.20% | 20.35% | 72.74% | -3.65% |
| Return on Assets (ROA) | 0.83% | 0.88% | 1.46% | 1.63% | 3.92% | -0.60% |
| Debt-to-Equity | 0.03× | 0.04× | 0.05× | 0.08× | 0.11× | 0.04× |
| Effective Tax Rate | 16.48% | 0.45% | 6.64% | 5.00% | -138.34% | 10.79% |
| Cash Conversion Ratio | 1.23× | 2.14× | 0.90× | 2.19× | 0.56× | -4.44× |
| Accruals Ratio | -0.00× | -0.01× | 0.00× | -0.02× | 0.02× | -0.03× |
| SBC % of Revenue | — | — | 0.37% | 0.26% | 0.28% | 1.00% |
| CapEx Coverage | 40.24× | 48.14× | 49.90× | 569.20× | 40.17× | 220.97× |
| Free Cash Flow Per Share | — | — | $0.43 | $1.12 | $0.78 | $0.95 |
Valuation Metrics
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenues | 255.62M | 245.00M | 240.68M | 232.52M | 250.55M | 238.86M |
| Income Tax Expense (Benefit) | 2.88M | 68.00K | 1.74M | 1.37M | -42.20M | -1.33M |
| Net Income (Loss) Attributable to Parent | 14.59M | 14.91M | 24.44M | 26.01M | 72.71M | -10.99M |
| Weighted Average Number of Shares Outstanding, Basic | — | — | 49.70M | 50.14M | 49.97M | 50.40M |
| Weighted Average Number of Shares Outstanding, Diluted | — | — | 50.68M | 50.87M | 50.65M | 50.94M |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 22.98M | 29.27M | 27.00M | 22.97M | 27.29M | 34.13M |
| Assets | 1.75B | 1.69B | 1.67B | 1.59B | 1.85B | 1.84B |
| Liabilities | 1.52B | 1.47B | 1.50B | 1.46B | 1.53B | 1.54B |
| Stockholders' Equity Attributable to Parent | 234.99M | 210.35M | 172.13M | 127.79M | 99.96M | 300.94M |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 17.99M | 31.92M | 22.06M | 56.92M | 40.45M | 48.83M |
| Payments to Acquire Property, Plant, and Equipment | 447.00K | 663.00K | 442.00K | 100.00K | 1.01M | 221.00K |
| Net Cash Provided by (Used in) Investing Activities | -19.67M | -27.17M | -14.50M | -60.74M | -41.08M | -61.81M |
| Net Cash Provided by (Used in) Financing Activities | -4.61M | -2.47M | -3.54M | -499.00K | -6.21M | 904.00K |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Free Cash Flow | -649.00K | 8.99M | 8.55M | 3.94M | 641.00K | 10.72M |
| Net Debt | — | -15.62M | — | — | — | -21.48M |
| Net Margin | 3.80% | 10.18% | 3.85% | 9.92% | -2.92% | 5.70% |
| Return on Equity (ROE) | 0.95% | 3.12% | 1.07% | 2.82% | -0.74% | 1.72% |
| Return on Assets (ROA) | 0.13% | 0.42% | 0.14% | 0.38% | -0.10% | 0.21% |
| Debt-to-Equity | — | 0.03× | — | — | — | 0.04× |
| Effective Tax Rate | 4.46% | 6.69% | 46.04% | 6.58% | 9.18% | 2.56% |
| Cash Conversion Ratio | -0.14× | 1.24× | 3.68× | 0.65× | -0.46× | 2.99× |
| Accruals Ratio | 0.00× | -0.00× | -0.00× | 0.00× | -0.00× | -0.00× |
| CapEx Coverage | -0.99× | 87.45× | 25.92× | 14.90× | 6.99× | 106.14× |
Valuation Metrics
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Revenues | 59.72M | 72.07M | 62.81M | 65.09M | 55.65M | 63.47M |
| Income Tax Expense (Benefit) | 106.00K | 526.00K | 2.06M | 455.00K | -164.00K | 95.00K |
| Net Income (Loss) Attributable to Parent | 2.27M | 7.34M | 2.42M | 6.46M | -1.62M | 3.62M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 18.52M | 22.98M | 23.12M | 22.67M | 18.36M | 29.27M |
| Assets | 1.74B | 1.75B | 1.74B | 1.71B | 1.70B | 1.69B |
| Liabilities | 1.50B | 1.52B | 1.52B | 1.48B | 1.48B | 1.47B |
| Stockholders' Equity Attributable to Parent | 238.67M | 234.99M | 225.60M | 229.03M | 218.14M | 210.35M |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | -323.00K | 9.10M | 8.89M | 4.22M | 748.00K | 10.83M |
| Payments to Acquire Property, Plant, and Equipment | 326.00K | 104.00K | 343.00K | 283.00K | 107.00K | 102.00K |
| Net Cash Provided by (Used in) Investing Activities | -3.43M | -8.51M | -11.16M | -6.63M | -11.43M | -13.84M |
| Net Cash Provided by (Used in) Financing Activities | -705.00K | -733.00K | -3.88M | -4.18M | -231.00K | -98.00K |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (CIA CIK 0000024090),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.