Dave Inc./DE financials
Source: EDGAR filings · Built 2026-06-03T02:25:40Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Free Cash Flow | 289.71M | 124.88M | 33.07M | -45.61M | -912.00K |
| Working Capital | 322.70M | 247.21M | 251.28M | 272.15M | 31.57M |
| Net Debt | -80.32M | 25.84M | 34.08M | 52.93M | 20.93M |
| Operating Margin | — | — | — | — | -4.17% |
| Net Margin | 35.34% | 16.67% | -18.73% | -62.93% | -13.07% |
| Return on Equity (ROE) | 55.53% | 31.61% | -55.73% | -120.97% | -51.61% |
| Return on Assets (ROA) | 40.18% | 19.33% | -16.50% | -40.10% | -13.58% |
| Current Ratio | 3.83× | 8.05× | 10.81× | 8.47× | 1.46× |
| Debt-to-Equity | 0.00× | 0.41× | 0.87× | 0.71× | 1.37× |
| Effective Tax Rate | -16.57% | 4.11% | -0.25% | 0.05% | -0.49% |
| Cash Conversion Ratio | 1.48× | 2.16× | -0.70× | 0.35× | 0.03× |
| Accruals Ratio | -0.19× | -0.22× | -0.28× | -0.26× | -0.13× |
| SBC % of Revenue | 5.40% | 10.75% | 10.31% | 19.82% | 1.37% |
| CapEx Coverage | 914.90× | 477.62× | 49.06× | -61.65× | -1.46× |
| Free Cash Flow Per Share | $20.01 | $9.03 | $2.77 | $-3.94 | $-0.21 |
Valuation Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 16.36× | 20.74× | — | — | — |
| P/FCF | 11.07× | 9.62× | 3.03× | — | — |
| FCF Yield | 9.04% | 10.39% | 33.04% | — | — |
| P/S | 5.79× | 3.46× | 0.39× | 0.02× | 0.29× |
| P/B | 9.09× | 6.56× | 1.15× | 0.03× | 1.13× |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Revenues | 554.18M | 347.08M | 259.09M | 204.84M | 153.01M |
| Operating Expenses | 367.56M | 312.46M | 301.29M | 339.23M | 199.89M |
| Operating Income (Loss) | — | — | — | — | -6.38M |
| Income Tax Expense (Benefit) | -27.84M | 2.48M | 120.00K | -67.00K | 97.00K |
| Net Income (Loss) Attributable to Parent | 195.87M | 57.87M | -48.52M | -128.91M | -19.99M |
| Earnings Per Share, Basic | $14.65 | $4.62 | $-4.07 | $-11.12 | $-4.69 |
| Weighted Average Number of Shares Outstanding, Basic | 13.37M | 12.52M | 11.93M | 11.59M | 4.27M |
| Earnings Per Share, Diluted | $13.53 | $4.19 | $-4.07 | $-11.12 | $-4.69 |
| Weighted Average Number of Shares Outstanding, Diluted | 14.48M | 13.82M | 11.93M | 11.59M | 4.27M |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 80.52M | 49.72M | 41.76M | 22.89M | 32.01M |
| Assets, Current | 436.70M | 282.27M | 276.89M | 308.57M | 100.20M |
| Assets | 487.42M | 299.33M | 294.02M | 321.49M | 147.19M |
| Liabilities, Current | 114.00M | 35.06M | 25.60M | 36.42M | 68.63M |
| Long-term Debt, Excluding Current Maturities | 0 | 75.00M | 75.00M | 75.00M | 35.00M |
| Liabilities | 134.69M | 116.23M | 206.96M | 214.93M | 108.45M |
| Stockholders' Equity Attributable to Parent | 352.73M | 183.10M | 87.06M | 106.56M | 38.74M |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 290.02M | 125.14M | 33.75M | -44.88M | -541.00K |
| Payments to Acquire Property, Plant, and Equipment | 317.00K | 262.00K | 688.00K | 728.00K | 371.00K |
| Net Cash Provided by (Used in) Investing Activities | -202.75M | -45.84M | -14.38M | -285.58M | -37.20M |
| Payments for Repurchase of Common Stock | 43.73M | 0 | 0 | 536.00K | 0 |
| Net Cash Provided by (Used in) Financing Activities | -56.29M | -71.00M | 22.00K | 321.77M | 65.05M |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 82.01M | 93.20M | 196.50M | 113.32M | 45.21M | 41.66M |
| Working Capital | 355.28M | 322.70M | 341.58M | 309.96M | 264.01M | 247.21M |
| Net Debt | 59.88M | -80.32M | 25.41M | 13.70M | 28.47M | 25.84M |
| Net Margin | 36.57% | 40.28% | 61.09% | 6.86% | 26.68% | 16.67% |
| Return on Equity (ROE) | 28.43% | 18.69% | 31.61% | 4.16% | 14.44% | 9.18% |
| Return on Assets (ROA) | 10.92% | 13.53% | 21.25% | 2.49% | 9.13% | 5.61% |
| Current Ratio | 3.86× | 3.83× | 8.69× | 9.51× | 8.59× | 8.05× |
| Debt-to-Equity | 0.95× | 0.00× | 0.26× | 0.35× | 0.38× | 0.41× |
| Effective Tax Rate | 17.42% | -2.68% | -57.58% | 21.45% | 14.93% | 3.93% |
| Cash Conversion Ratio | 1.42× | 1.41× | 2.14× | 12.55× | 1.57× | 2.48× |
| Accruals Ratio | -0.05× | -0.06× | -0.24× | -0.29× | -0.05× | -0.08× |
| SBC % of Revenue | 4.48% | 4.21% | 4.78% | 6.30% | 6.95% | 10.02% |
| CapEx Coverage | 4317.16× | 1025.19× | 870.49× | 691.98× | 1222.89× | 834.28× |
| Free Cash Flow Per Share | $5.70 | $6.44 | $13.53 | $7.79 | $3.09 | $3.01 |
Valuation Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 11.20× | 16.40× | 19.74× | 70.82× | 22.71× | 20.36× |
| P/S | 4.15× | 5.79× | 5.89× | 9.02× | 3.17× | 3.46× |
| P/B | 12.30× | 9.09× | 9.94× | 18.00× | 6.07× | 6.56× |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Revenues | 158.41M | 163.72M | 150.72M | 131.76M | 107.98M | 100.84M |
| Operating Expenses | 98.85M | 99.23M | 104.83M | 90.67M | 72.83M | 79.85M |
| Income Tax Expense (Benefit) | 12.22M | -1.72M | -33.64M | 2.47M | 5.06M | 687.00K |
| Net Income (Loss) Attributable to Parent | 57.94M | 65.94M | 92.07M | 9.04M | 28.81M | 16.81M |
| Earnings Per Share, Basic | $4.31 | $4.89 | $6.84 | $0.68 | $2.19 | $1.32 |
| Weighted Average Number of Shares Outstanding, Basic | 13.43M | 13.37M | 13.46M | 13.36M | 13.13M | 12.52M |
| Earnings Per Share, Diluted | $4.02 | $4.57 | $6.34 | $0.62 | $1.97 | $1.17 |
| Weighted Average Number of Shares Outstanding, Diluted | 14.40M | 14.48M | 14.53M | 14.55M | 14.65M | 13.82M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 133.33M | 80.52M | 49.89M | 61.69M | 47.00M | 49.72M |
| Assets, Current | 479.63M | 436.70M | 385.97M | 346.37M | 298.78M | 282.27M |
| Assets | 530.53M | 487.42M | 433.25M | 363.56M | 315.65M | 299.33M |
| Liabilities, Current | 124.34M | 114.00M | 44.39M | 36.41M | 34.77M | 35.06M |
| Long-term Debt, Excluding Current Maturities | — | 0 | 75.00M | 75.00M | 75.00M | 75.00M |
| Liabilities | 326.75M | 134.69M | 141.94M | 146.49M | 116.19M | 116.23M |
| Stockholders' Equity Attributable to Parent | 203.78M | 352.73M | 291.31M | 217.07M | 199.46M | 183.10M |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 82.03M | 93.29M | 196.73M | 113.48M | 45.25M | 41.71M |
| Payments to Acquire Property, Plant, and Equipment | 19.00K | 91.00K | 226.00K | 164.00K | 37.00K | 50.00K |
| Net Cash Provided by (Used in) Investing Activities | -10.14M | -50.83M | -151.92M | -81.84M | -28.06M | -26.82M |
| Payments for Repurchase of Common Stock | 186.72M | 11.84M | 31.89M | 6.89M | 6.89M | 0 |
| Net Cash Provided by (Used in) Financing Activities | -19.08M | -11.83M | -44.46M | -19.49M | -19.91M | -127.00K |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (DAVE CIK 0001841408),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.