ESSENT GROUP LTD. financials
Source: EDGAR filings · Built 2026-06-02T02:56:13Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 848.69M | 854.77M | 759.00M | 584.84M | 706.76M | 725.49M |
| Net Debt | 408.90M | 398.68M | 318.13M | 354.62M | 346.33M | 229.79M |
| Net Margin | 54.72% | 58.69% | 62.75% | 83.07% | 66.29% | 43.24% |
| Return on Equity (ROE) | 11.99% | 13.02% | 13.65% | 18.63% | 16.09% | 10.69% |
| Return on Assets (ROA) | 9.27% | 10.26% | 10.84% | 14.52% | 11.91% | 7.94% |
| Debt-to-Equity | 0.09× | 0.09× | 0.09× | 0.10× | 0.10× | 0.09× |
| Effective Tax Rate | 16.05% | 14.74% | 15.38% | 15.87% | 17.09% | 15.72% |
| Cash Conversion Ratio | 1.24× | 1.18× | 1.10× | 0.71× | 1.04× | 1.76× |
| Accruals Ratio | -0.02× | -0.02× | -0.01× | 0.04× | -0.00× | -0.06× |
| SBC % of Revenue | 1.65% | 1.99% | 1.66% | 1.84% | 2.03% | 1.93% |
| CapEx Coverage | 116.25× | 127.33× | 190.65× | 147.91× | 283.93× | 297.60× |
| Free Cash Flow Per Share | $8.48 | $8.02 | $7.08 | $5.43 | $6.34 | $6.82 |
Valuation Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 9.42× | 7.95× | 8.11× | 5.04× | 7.45× | 11.13× |
| P/FCF | 7.66× | 6.79× | 7.44× | 7.16× | 7.19× | 6.33× |
| FCF Yield | 13.05% | 14.74% | 13.43% | 13.97% | 13.91% | 15.79% |
| P/S | 4.92× | 4.60× | 5.07× | 4.18× | 4.84× | 5.08× |
| P/B | 1.08× | 1.02× | 1.10× | 0.94× | 1.18× | 1.26× |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenues | 1.26B | 1.24B | 1.11B | 1.00B | 1.03B | 955.15M |
| Income Tax Expense (Benefit) | 131.89M | 126.09M | 126.61M | 156.83M | 140.53M | 77.06M |
| Net Income (Loss) Attributable to Parent | 689.97M | 729.40M | 696.39M | 831.35M | 681.78M | 413.04M |
| Earnings Per Share, Basic | $6.97 | $6.92 | $6.56 | $7.75 | $6.13 | $3.89 |
| Weighted Average Number of Shares Outstanding, Basic | 99.00M | 105.39M | 106.22M | 107.20M | 111.16M | 106.10M |
| Earnings Per Share, Diluted | $6.90 | $6.85 | $6.50 | $7.72 | $6.11 | $3.88 |
| Weighted Average Number of Shares Outstanding, Diluted | 100.02M | 106.55M | 107.13M | 107.65M | 111.56M | 106.38M |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Assets | 7.44B | 7.11B | 6.43B | 5.72B | 5.72B | 5.20B |
| Liabilities | 1.68B | 1.51B | 1.32B | 1.26B | 1.49B | 1.34B |
| Stockholders' Equity Attributable to Parent | 5.76B | 5.60B | 5.10B | 4.46B | 4.24B | 3.86B |
| Common Stock, Shares, Outstanding | 95.46M | 105.02M | 106.60M | 107.68M | 109.38M | 112.42M |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 856.05M | 861.53M | 763.00M | 588.82M | 709.26M | 727.93M |
| Payments to Acquire Property, Plant, and Equipment | 7.36M | 6.77M | 4.00M | 3.98M | 2.50M | 2.45M |
| Net Cash Provided by (Used in) Investing Activities | -154.74M | -706.93M | -525.57M | -398.87M | -583.17M | -1.15B |
| Payments for Repurchase of Common Stock | 587.68M | 111.54M | 70.67M | 97.91M | 163.85M | 6.35M |
| Net Cash Provided by (Used in) Financing Activities | -709.75M | -164.91M | -176.88M | -190.20M | -147.43M | 457.97M |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 191.23M | 227.95M | 620.74M | 410.14M | 221.35M | 225.98M |
| Net Debt | 367.38M | 408.90M | 403.55M | 402.51M | 286.23M | 398.68M |
| Net Margin | 51.12% | 49.61% | 52.66% | 61.21% | 55.24% | 53.30% |
| Return on Equity (ROE) | 3.02% | 2.69% | 2.86% | 3.44% | 3.10% | 3.00% |
| Return on Assets (ROA) | 2.27% | 2.08% | 2.23% | 2.71% | 2.44% | 2.36% |
| Debt-to-Equity | 0.09× | 0.09× | 0.09× | 0.09× | 0.09× | 0.09× |
| Effective Tax Rate | 16.89% | 16.01% | 17.55% | 15.50% | 15.25% | 13.88% |
| Cash Conversion Ratio | 1.12× | 1.48× | 3.82× | 2.10× | 1.26× | 1.35× |
| Accruals Ratio | -0.00× | -0.01× | -0.06× | -0.03× | -0.01× | -0.01× |
| SBC % of Revenue | 2.18% | 1.29% | 5.39% | 4.06% | 2.83% | 1.34% |
| CapEx Coverage | 234.77× | 200.96× | 100.73× | 426.90× | 1002.57× | 314.43× |
| Free Cash Flow Per Share | $2.02 | $2.28 | $6.30 | $4.06 | $2.13 | $2.12 |
Valuation Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 8.31× | 9.42× | 9.24× | 8.85× | 8.44× | 7.95× |
| P/S | 4.25× | 4.92× | 4.90× | 4.77× | 4.69× | 4.60× |
| P/B | 0.95× | 1.08× | 1.08× | 1.07× | 1.05× | 1.02× |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Revenues | 336.07M | 312.40M | 311.83M | 319.14M | 317.56M | 315.03M |
| Income Tax Expense (Benefit) | 34.93M | 29.55M | 34.94M | 35.84M | 31.57M | 27.05M |
| Net Income (Loss) Attributable to Parent | 171.80M | 154.98M | 164.22M | 195.34M | 175.43M | 167.90M |
| Earnings Per Share, Basic | $1.83 | $1.62 | $1.69 | $1.95 | $1.71 | $1.60 |
| Weighted Average Number of Shares Outstanding, Basic | 93.82M | 99.00M | 97.40M | 100.04M | 102.88M | 105.39M |
| Earnings Per Share, Diluted | $1.82 | $1.61 | $1.67 | $1.93 | $1.69 | $1.59 |
| Weighted Average Number of Shares Outstanding, Diluted | 94.57M | 100.02M | 98.52M | 101.06M | 103.95M | 106.55M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Assets | 7.57B | 7.44B | 7.35B | 7.22B | 7.20B | 7.11B |
| Liabilities | 1.87B | 1.68B | 1.61B | 1.55B | 1.55B | 1.51B |
| Stockholders' Equity Attributable to Parent | 5.70B | 5.76B | 5.74B | 5.67B | 5.66B | 5.60B |
| Common Stock, Shares, Outstanding | 93.07M | 95.46M | 97.50M | 99.56M | 102.50M | 105.02M |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 192.04M | 229.09M | 626.96M | 411.10M | 221.57M | 226.71M |
| Payments to Acquire Property, Plant, and Equipment | 818.00K | 1.14M | 6.22M | 963.00K | 221.00K | 721.00K |
| Net Cash Provided by (Used in) Investing Activities | 16.58M | -41.79M | -112.95M | -48.58M | 55.53M | -107.91M |
| Payments for Repurchase of Common Stock | 170.86M | 126.18M | 461.50M | 339.36M | 168.85M | 66.35M |
| Net Cash Provided by (Used in) Financing Activities | -203.41M | -155.66M | -554.08M | -401.89M | -200.51M | -96.63M |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (ESNT CIK 0001448893),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.