EZCORP, INC. financials

  1. Home
  2. Financials
  3. EZPW
EZPW CIK 0000876523

Source: EDGAR filings · Built 2026-06-02T02:58:28Z

Key metrics by reporting period

Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.

Derived Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Free Cash Flow 109.82M 77.34M 61.11M 34.64M 22.84M 20.55M
EBITDA 181.71M 145.60M 124.28M 107.06M 61.84M -17.56M
Working Capital 925.38M 459.62M 527.75M 491.30M 455.77M 460.78M
Net Debt 295.73M 398.11M 392.13M 340.15M 271.40M 149.47M
Gross Margin 58.55% 58.74% 58.13% 59.60% 61.61% 54.60%
Operating Margin 11.71% 9.69% 8.78% 8.45% 4.27% -5.88%
Net Margin 8.60% 7.15% 3.67% 5.66% 1.18% -8.32%
Return on Equity (ROE) 10.69% 10.33% 5.16% 7.25% 1.28% -10.55%
Return on Assets (ROA) 5.62% 5.56% 2.62% 3.72% 0.68% -5.72%
Current Ratio 5.61× 2.71× 3.75× 4.21× 3.94× 4.48×
Debt-to-Equity 0.75× 0.71× 0.82× 0.79× 0.78× 0.70×
Effective Tax Rate 25.32% 28.12% 25.51% 25.92% 46.38% 2.33%
Cash Conversion Ratio 1.36× 1.37× 2.65× 1.33× 5.39× -0.72×
Accruals Ratio -0.02× -0.02× -0.04× -0.01× -0.03× -0.10×
SBC % of Revenue 0.98% 0.90% 0.91% 0.57% 0.54% -0.62%
CapEx Coverage 3.80× 3.13× 2.50× 2.09× 1.97× 1.72×
Free Cash Flow Per Share $1.32 $0.92 $0.76 $0.42 $0.41 $0.37

Valuation Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
P/E Trailing (Diluted) 13.41× 10.19× 15.57× 11.01× 50.47× —
P/FCF 14.46× 12.24× 10.92× 18.34× 18.54× 13.54×
FCF Yield 6.92% 8.17% 9.16% 5.45% 5.39% 7.39%
EV / EBITDA 10.36× 9.24× 8.52× 9.11× 11.24× —
P/S 1.25× 0.81× 0.64× 0.72× 0.58× 0.34×
P/B 1.55× 1.18× 0.89× 0.92× 0.63× 0.43×

Income Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Revenue from Contract with Customer, Excluding Assessed Tax 1.27B 1.16B 1.05B 886.23M 729.55M 822.78M
Gross Profit 746.07M 682.27M 609.84M 528.15M 449.49M 449.20M
Operating Expenses 596.90M 569.74M 517.69M 453.23M 418.32M 497.58M
Operating Income (Loss) 149.17M 112.53M 92.15M 74.92M 31.17M -48.38M
Income Tax Expense (Benefit) 37.16M 32.51M 13.17M 17.55M 7.45M -1.63M
Net Income (Loss) Attributable to Parent 109.61M 83.09M 38.46M 50.16M 8.61M -68.46M
Earnings Per Share, Basic $1.91 $1.51 $0.69 $0.89 $0.15 $-1.24
Weighted Average Number of Shares Outstanding, Basic 57.47M 54.94M 55.59M 56.50M 55.74M 55.31M
Earnings Per Share, Diluted $1.42 $1.10 $0.53 $0.70 $0.15 $-1.24
Weighted Average Number of Shares Outstanding, Diluted 83.38M 84.45M 80.86M 82.40M 55.95M 55.31M

Balance Sheet

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash and Cash Equivalents, at Carrying Value 469.52M 170.51M 220.59M 206.03M 253.67M 304.54M
Assets, Current 1.13B 729.00M 719.72M 644.16M 610.86M 593.25M
Assets 1.95B 1.49B 1.47B 1.35B 1.27B 1.20B
Long-term Debt 518.08M 327.33M 360.11M 312.90M 311.47M 251.23M
Liabilities, Current 200.57M 269.38M 191.97M 152.87M 155.09M 132.47M
Long-term Debt, Excluding Current Maturities 518.08M 224.26M 325.85M 312.90M 264.19M 251.02M
Liabilities 925.72M 688.67M 721.94M 655.65M 594.67M 547.90M
Stockholders' Equity Attributable to Parent 1.03B — 745.77M 692.23M — —

Cash Flow Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Net Cash Provided by (Used in) Operating Activities 148.99M 113.60M 101.83M 66.53M 46.44M 49.08M
Net Cash Provided by (Used in) Investing Activities -117.86M -111.85M -110.89M -113.28M -84.61M 109.90M
Payments for Repurchase of Common Stock 7.00M 12.01M 16.99M 2.04M 0 5.16M
Net Cash Provided by (Used in) Financing Activities 274.42M -50.18M 23.69M -2.83M -16.25M -6.25M

Raw XBRL tagging for a single filing

Every us-gaap and custom concept the filer tagged for one fiscal period, grouped by statement. Start here when a number in the trend table above surprises you and you want to see the exact tag behind it. Derived and valuation rows are omitted here because they already appear in the trend table.

Most recent filing shown by default.

Compare filings side-by-side

Diff any two filings with deltas and added / removed tags.

Immaterial rows are USD line items under 1% of the period's revenue — the noise floor below which a single tag rarely moves the investment thesis. Revenue is read from the filer's top-line concept (Revenues / RevenueFromContractWithCustomerExcludingAssessedTax, with a fallback chain). Non-USD rows, rows without a numeric value, and every row on a filing with no identifiable revenue anchor stay visible. Flip the switch off to see every tag the filer reported for the period.

Loading filing details…

Methodology

All facts on this page come straight from SEC EDGAR XBRL company-facts filings (EZPW CIK 0000876523), grouped by financial statement using FASB's base us-gaap presentation taxonomy. Filers may re-parent concepts onto different statements in their own extension taxonomy, so a handful of rows can show up under a different statement than on the actual 10-K / 10-Q; custom concepts and any we couldn't map fall into Other. Hover a cell to see the fully-qualified concept name and the filer's description.

For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.

Related tickers

DTM

DT Midstream, Inc.

NFE

New Fortress Energy Inc.

VRTX

VERTEX PHARMACEUTICALS INC / MA