FIRST GUARANTY BANCSHARES, INC. financials
Source: EDGAR filings · Built 2026-06-02T03:01:13Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Free Cash Flow | -9.98M | 30.68M | 6.86M | 34.22M | 24.32M | 17.45M |
| EBITDA | -41.91M | — | — | — | — | — |
| Net Debt | -648.38M | -350.70M | -10.76M | 100.12M | -212.29M | -182.98M |
| Return on Equity (ROE) | -24.76% | 4.88% | 3.69% | 12.29% | 12.19% | 11.38% |
| Return on Assets (ROA) | -1.37% | 0.31% | 0.26% | 0.92% | 0.95% | 0.82% |
| Debt-to-Equity | 0.87× | 0.84× | 1.10× | 0.78× | 0.22× | 0.65× |
| Effective Tax Rate | 18.29% | 22.23% | 22.50% | 20.63% | 20.77% | 20.44% |
| Cash Conversion Ratio | 0.15× | 2.71× | 2.36× | 1.28× | 0.97× | 1.17× |
| Accruals Ratio | -0.01× | -0.01× | -0.00× | -0.00× | 0.00× | -0.00× |
| CapEx Coverage | -4.88× | 11.08× | 1.46× | 13.95× | 12.03× | 3.76× |
| Free Cash Flow Per Share | $-0.74 | $2.00 | $0.46 | $2.94 | $2.16 | $1.63 |
Valuation Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | — | 14.02× | 17.94× | 9.46× | 8.42× | 8.50× |
| P/FCF | — | 5.69× | 24.11× | 7.98× | 9.45× | 9.90× |
| FCF Yield | — | 17.58% | 4.15% | 12.53% | 10.58% | 10.10% |
| P/B | 0.44× | 0.64× | 0.64× | 1.24× | 1.14× | 1.07× |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Income (Loss) | -46.20M | — | — | — | — | — |
| Income Tax Expense (Benefit) | -12.54M | 3.56M | 2.68M | 7.51M | 7.16M | 5.22M |
| Net Income (Loss) Attributable to Parent | -56.02M | 12.45M | 9.22M | 28.88M | 27.30M | 20.32M |
| Earnings Per Share, Basic | $-4.17 | $0.81 | $0.62 | $2.48 | $2.42 | $1.90 |
| Weighted Average Number of Shares Outstanding, Basic | 13.99M | 12.50M | 11.17M | 10.72M | 10.72M | 10.72M |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Assets | 4.08B | 3.97B | 3.55B | 3.15B | 2.88B | 2.47B |
| Long-term Debt | 179.00M | 194.90M | 209.10M | 36.90M | 43.20M | 60.50M |
| Liabilities | 3.85B | 3.72B | 3.30B | 2.92B | 2.65B | 2.29B |
| Stockholders' Equity Attributable to Parent | 226.22M | 255.05M | 249.63M | 234.99M | 223.89M | 178.59M |
| Common Stock, Shares, Outstanding | 15.79M | 12.50M | 12.48M | 10.72M | — | — |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | -8.28M | 33.73M | 21.71M | 36.87M | 26.52M | 23.76M |
| Payments to Acquire Property, Plant, and Equipment | 1.70M | 3.04M | 14.86M | 2.64M | 2.20M | 6.31M |
| Net Cash Provided by (Used in) Investing Activities | 129.90M | -142.07M | -206.09M | -467.91M | -452.64M | -128.46M |
| Payments of Dividends | — | — | — | — | — | 6.23M |
| Net Cash Provided by (Used in) Financing Activities | 159.88M | 386.09M | 387.61M | 252.33M | 388.45M | 336.88M |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 50.43M | -25.30M | 15.33M | -13.41M | 5.18M | 18.69M |
| Net Debt | -708.62M | -648.38M | -728.70M | -689.28M | -592.73M | -350.70M |
| Return on Equity (ROE) | 1.22% | 1.08% | -20.36% | -2.78% | -2.45% | 0.40% |
| Return on Assets (ROA) | 0.07% | 0.06% | -1.19% | -0.18% | -0.16% | 0.03% |
| Debt-to-Equity | 0.11× | 0.87× | 0.12× | 0.10× | 0.10× | 0.84× |
| Effective Tax Rate | 22.58% | 16.07% | 16.68% | 22.97% | 22.81% | 13.53% |
| Cash Conversion Ratio | 18.44× | -10.11× | -0.37× | 1.77× | -0.87× | 18.79× |
| Accruals Ratio | -0.01× | 0.01× | -0.02× | 0.00× | -0.00× | -0.00× |
| CapEx Coverage | 302.95× | -47.02× | 14.11× | -26.88× | 25.91× | 65.45× |
| Free Cash Flow Per Share | $2.57 | $-2.89 | $1.03 | $-1.12 | $0.45 | $0.56 |
Valuation Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | — | — | — | — | 59.23× | 14.02× |
| P/B | 0.67× | 0.44× | 0.53× | 0.45× | 0.44× | 0.64× |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit) | 800.00K | 469.00K | -9.01M | -2.18M | -1.82M | 158.00K |
| Net Income (Loss) Attributable to Parent | 2.74M | 2.45M | -45.00M | -7.30M | -6.17M | 1.01M |
| Earnings Per Share, Basic | $0.14 | $0.28 | $-3.01 | $-0.61 | $-0.54 | $0.03 |
| Weighted Average Number of Shares Outstanding, Basic | 15.80M | 13.99M | 15.12M | 12.91M | 12.51M | 12.50M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Assets | 3.96B | 4.08B | 3.80B | 3.97B | 3.83B | 3.97B |
| Long-term Debt | — | 179.00M | — | — | — | 194.90M |
| Liabilities | 3.73B | 3.85B | 3.58B | 3.71B | 3.58B | 3.72B |
| Stockholders' Equity Attributable to Parent | 223.99M | 226.22M | 221.07M | 263.09M | 251.44M | 255.05M |
| Common Stock, Shares, Outstanding | 15.79M | 15.79M | 12.50M | 12.50M | 12.50M | 12.50M |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 50.59M | -24.78M | 16.50M | -12.93M | 5.39M | 18.98M |
| Payments to Acquire Property, Plant, and Equipment | 167.00K | 527.00K | 1.17M | 481.00K | 208.00K | 290.00K |
| Net Cash Provided by (Used in) Investing Activities | -37.45M | -162.45M | 292.35M | 156.27M | 185.66M | 133.29M |
| Net Cash Provided by (Used in) Financing Activities | -125.07M | 278.74M | -118.87M | 7.32M | -136.82M | 44.31M |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (FGBI CIK 0001408534),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.