FLAGSTAR BANK, NATIONAL ASSOCIATION financials
Source: EDGAR filings · Built 2026-06-02T03:03:06Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Debt | 6.63B | -541.00M | 10.24B | 42.59B | 31.94B | 14.40B |
| Net Margin | — | — | — | 2407.41% | 2591.30% | 2322.73% |
| Return on Equity (ROE) | -2.17% | -13.69% | -0.94% | 7.37% | 8.46% | 7.47% |
| Return on Assets (ROA) | -0.20% | -1.12% | -0.07% | 0.72% | 1.00% | 0.91% |
| Debt-to-Equity | 1.55× | 1.82× | 2.60× | 5.06× | 4.85× | 2.39× |
| Effective Tax Rate | 10.61% | 18.87% | -58.00% | 21.31% | 26.05% | 13.10% |
| Cash Conversion Ratio | 1.02× | -0.08× | -3.33× | 1.58× | 0.49× | 0.65× |
| Accruals Ratio | 0.00× | -0.01× | -0.00× | -0.00× | 0.01× | 0.00× |
| SBC % of Revenue | — | — | — | 107.41% | 134.78% | 131.82% |
Valuation Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | — | — | — | 6.84× | 10.18× | 10.34× |
| P/S | — | — | — | 216.98× | 246.86× | 222.46× |
| P/B | 0.69× | 0.51× | 0.31× | 0.70× | 0.87× | 0.77× |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue from Contract with Customer, Excluding Assessed Tax | — | — | — | 27.00M | 23.00M | 22.00M |
| Selling, General and Administrative Expense | — | — | — | 158.00M | 127.00M | 124.00M |
| Operating Expenses | — | — | — | 604.00M | 518.00M | 511.00M |
| Income Tax Expense (Benefit) | -21.00M | -260.00M | 29.00M | 176.00M | 210.00M | 77.00M |
| Net Income (Loss) Attributable to Parent | -177.00M | -1.12B | -79.00M | 650.00M | 596.00M | 511.00M |
| Earnings Per Share, Basic | $-0.50 | $-3.49 | $-0.49 | $3.78 | $1.20 | $1.02 |
| Weighted Average Number of Shares Outstanding, Basic | 415.33M | 330.71M | 237.88M | 161.20M | 463.87M | 462.61M |
| Earnings Per Share, Diluted | $-0.50 | $-3.49 | $-0.49 | $3.77 | $1.20 | $1.02 |
| Weighted Average Number of Shares Outstanding, Diluted | 415.33M | 330.71M | 237.88M | 161.71M | 464.63M | 463.28M |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | — | 15.43B | 11.47B | 2.03B | 2.21B | 1.95B |
| Assets | 87.51B | 100.16B | 114.06B | 90.14B | 59.53B | 56.31B |
| Long-term Debt | 8.18B | 11.68B | 21.27B | 21.33B | — | — |
| Liabilities | 79.37B | 91.99B | 105.69B | 81.32B | 52.48B | 49.46B |
| Stockholders' Equity Attributable to Parent | 8.14B | 8.17B | 8.37B | 8.82B | 7.04B | 6.84B |
| Common Stock, Shares, Outstanding | 415.98M | 414.93M | 240.69M | 681.22M | 465.02M | 463.90M |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | -181.00M | 86.00M | 263.00M | 1.03B | 290.00M | 334.00M |
| Net Cash Provided by (Used in) Investing Activities | 2.69B | 15.45B | 20.67B | -6.32B | -2.76B | -1.02B |
| Payments for Repurchase of Common Stock | — | 0 | 0 | 7.00M | 0 | 50.00M |
| Net Cash Provided by (Used in) Financing Activities | -12.09B | -11.59B | -11.41B | 5.17B | 2.73B | 1.90B |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q2 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Debt | 4.52B | 6.63B | 5.14B | 5.54B | — | -541.00M |
| Return on Equity (ROE) | 0.26% | 0.36% | -0.44% | -0.86% | -1.23% | -2.30% |
| Return on Assets (ROA) | 0.02% | 0.03% | -0.04% | -0.08% | — | -0.19% |
| Debt-to-Equity | 1.43× | 1.55× | 1.68× | 1.68× | — | 1.82× |
| Effective Tax Rate | 34.38% | 35.56% | 12.20% | 13.58% | 17.36% | 21.01% |
| Cash Conversion Ratio | -5.62× | -6.52× | -0.22× | 3.36× | 5.90× | -3.31× |
| Accruals Ratio | 0.00× | 0.00× | -0.00× | 0.00× | — | -0.01× |
Valuation Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q2 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| P/B | 0.72× | 0.69× | 0.63× | 0.58× | 0.59× | 0.51× |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q2 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit) | 11.00M | 16.00M | -5.00M | -11.00M | -21.00M | -50.00M |
| Net Income (Loss) Attributable to Parent | 21.00M | 29.00M | -36.00M | -70.00M | -100.00M | -188.00M |
| Earnings Per Share, Basic | $0.03 | $0.06 | $-0.11 | $-0.19 | $-0.26 | $-0.33 |
| Weighted Average Number of Shares Outstanding, Basic | 416.15M | 415.33M | 415.56M | 415.13M | 414.82M | 330.71M |
| Earnings Per Share, Diluted | $0.03 | $0.06 | $-0.11 | $-0.19 | $-0.26 | $-0.33 |
| Weighted Average Number of Shares Outstanding, Diluted | 466.55M | 415.33M | 415.56M | 415.13M | 414.82M | 330.71M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q2 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | — | — | 8.48B | 8.09B | — | 15.43B |
| Assets | 87.13B | 87.51B | 91.67B | 92.24B | — | 100.16B |
| Long-term Debt | 7.68B | 8.18B | 13.18B | 13.18B | — | 11.68B |
| Liabilities | 79.01B | 79.37B | 83.56B | 84.14B | — | 91.99B |
| Stockholders' Equity Attributable to Parent | 8.12B | 8.14B | 8.11B | 8.10B | 8.15B | 8.17B |
| Common Stock, Shares, Outstanding | 416.78M | 415.98M | 415.61M | 415.35M | — | 414.93M |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q2 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | -118.00M | -189.00M | 8.00M | -235.00M | -590.00M | 623.00M |
| Net Cash Provided by (Used in) Investing Activities | 1.41B | 1.77B | 921.00M | 164.00M | -425.00M | 4.45B |
| Net Cash Provided by (Used in) Financing Activities | -188.00M | -4.16B | -7.93B | -7.32B | -1.90B | -12.67B |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (FLG CIK 0000910073),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.