FRANKLIN FINANCIAL SERVICES CORPORATION financials
Source: EDGAR filings · Built 2026-06-02T03:05:02Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Debt | -123.73M | -199.01M | 1.34M | -39.13M | 241.71M | -32.26M |
| Return on Equity (ROE) | 12.11% | 7.67% | 10.29% | 13.08% | 12.49% | 8.82% |
| Return on Assets (ROA) | 0.95% | 0.51% | 0.74% | 0.88% | 1.11% | 0.83% |
| Debt-to-Equity | 0.02× | 0.03× | 0.19× | 0.23× | 2.65× | 0.17× |
| Effective Tax Rate | 19.19% | 16.64% | 13.68% | 14.62% | 14.76% | 1.98% |
| Cash Conversion Ratio | 1.20× | 1.96× | 1.95× | 1.69× | 1.34× | 0.50× |
| Accruals Ratio | -0.00× | -0.00× | -0.01× | -0.01× | -0.00× | 0.00× |
Valuation Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 10.59× | 11.91× | 10.18× | 10.74× | 7.49× | 9.23× |
| P/B | 1.28× | 0.91× | 1.04× | 1.39× | 0.94× | 0.82× |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit) | 5.04M | 2.22M | 2.15M | 2.56M | 3.40M | 258.00K |
| Net Income (Loss) Attributable to Parent | 21.23M | 11.10M | 13.60M | 14.94M | 19.62M | 12.80M |
| Earnings Per Share, Basic | $4.76 | $2.52 | $3.11 | $3.38 | $4.44 | $2.94 |
| Weighted Average Number of Shares Outstanding, Basic | 4.46M | 4.40M | 4.37M | 4.42M | 4.42M | 4.36M |
| Earnings Per Share, Diluted | $4.74 | $2.51 | $3.10 | $3.36 | $4.42 | $2.93 |
| Weighted Average Number of Shares Outstanding, Diluted | 4.48M | 4.41M | 4.38M | 4.45M | 4.44M | 4.37M |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 127.72M | 203.61M | 23.14M | 64.90M | 175.15M | 57.15M |
| Assets | 2.24B | 2.20B | 1.84B | 1.70B | 1.77B | 1.54B |
| Liabilities | 2.06B | 2.05B | 1.70B | 1.59B | 1.62B | 1.39B |
| Stockholders' Equity Attributable to Parent | 175.24M | 144.72M | 132.14M | 114.20M | 157.06M | 145.18M |
| Common Stock, Shares, Outstanding | 4.48M | 4.43M | 4.37M | 4.39M | 4.44M | 4.39M |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 25.44M | 21.75M | 26.57M | 25.24M | 26.35M | 6.43M |
| Net Cash Provided by (Used in) Investing Activities | -107.02M | -184.37M | -178.27M | -95.06M | -133.94M | -277.31M |
| Payments for Repurchase of Common Stock | 1.10M | 827.00K | 2.39M | 3.33M | 1.19M | 1.17M |
| Net Cash Provided by (Used in) Financing Activities | 5.69M | 343.08M | 109.94M | -40.44M | 225.59M | 244.20M |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Debt | -206.38M | -123.73M | -184.18M | -203.68M | -220.70M | -199.01M |
| Return on Equity (ROE) | 3.71% | 3.45% | 3.22% | 3.75% | 2.59% | 0.34% |
| Return on Assets (ROA) | 0.29% | 0.27% | 0.23% | 0.26% | 0.17% | 0.02% |
| Debt-to-Equity | 0.02× | 0.02× | 0.02× | 0.03× | 0.03× | 0.03× |
| Effective Tax Rate | 20.10% | 19.22% | 19.59% | 19.26% | 18.50% | 11.29% |
| Cash Conversion Ratio | 3.63× | 0.53× | 4.16× | 2.36× | 2.25× | 8.67× |
| Accruals Ratio | -0.01× | 0.00× | -0.01× | -0.00× | -0.00× | -0.00× |
Valuation Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 9.57× | 10.59× | 13.18× | 10.66× | 13.69× | 12.06× |
| P/B | 1.28× | 1.28× | 1.24× | 0.98× | 1.04× | 0.91× |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit) | 1.67M | 1.44M | 1.30M | 1.41M | 890.00K | 62.00K |
| Net Income (Loss) Attributable to Parent | 6.64M | 6.04M | 5.35M | 5.91M | 3.92M | 487.00K |
| Earnings Per Share, Basic | $1.48 | $1.35 | $1.20 | $1.32 | $0.88 | $0.11 |
| Weighted Average Number of Shares Outstanding, Basic | 4.47M | 4.46M | 4.47M | 4.46M | 4.44M | 4.40M |
| Earnings Per Share, Diluted | $1.48 | $1.35 | $1.19 | $1.32 | $0.88 | $0.10 |
| Weighted Average Number of Shares Outstanding, Diluted | 4.49M | 4.48M | 4.50M | 4.47M | 4.45M | 4.41M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 210.78M | 127.72M | 188.14M | 207.79M | 224.96M | 203.61M |
| Assets | 2.30B | 2.24B | 2.30B | 2.29B | 2.26B | 2.20B |
| Liabilities | 2.12B | 2.06B | 2.13B | 2.13B | 2.11B | 2.05B |
| Stockholders' Equity Attributable to Parent | 178.74M | 175.24M | 166.34M | 157.36M | 151.39M | 144.72M |
| Common Stock, Shares, Outstanding | 4.49M | 4.48M | 4.48M | 4.47M | 4.45M | 4.43M |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 24.09M | 3.19M | 22.26M | 13.96M | 8.82M | 4.22M |
| Net Cash Provided by (Used in) Investing Activities | 6.64M | 5.06M | -112.08M | -85.23M | -38.32M | -87.83M |
| Payments for Repurchase of Common Stock | 405.00K | 366.00K | 738.00K | 438.00K | 142.00K | 231.00K |
| Net Cash Provided by (Used in) Financing Activities | 52.32M | -68.67M | 74.36M | 75.44M | 50.84M | 50.91M |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (FRAF CIK 0000723646),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.