HORACE MANN EDUCATORS CORPORATION financials
Source: EDGAR filings · Built 2026-06-02T03:13:38Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Debt | 565.90M | 508.90M | 517.00M | 468.00M | 379.60M | 429.10M |
| Net Margin | 9.53% | 6.44% | 3.02% | 1.43% | 12.82% | 10.17% |
| Return on Equity (ROE) | 10.93% | 7.98% | 3.83% | 1.80% | 11.37% | 7.45% |
| Return on Assets (ROA) | 1.06% | 0.71% | 0.32% | 0.15% | 1.18% | 0.99% |
| Debt-to-Equity | 0.40× | 0.42× | 0.46× | 0.46× | 0.34× | 0.25× |
| Effective Tax Rate | 19.43% | 20.06% | 15.57% | -20.00% | 18.90% | 16.48% |
| Cash Conversion Ratio | 3.41× | 4.40× | 6.71× | 8.66× | 1.20× | 1.95× |
| Accruals Ratio | -0.03× | -0.02× | -0.02× | -0.01× | -0.00× | -0.01× |
| SBC % of Revenue | 0.60% | 0.62% | 0.64% | 0.64% | 0.63% | 0.51% |
Valuation Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 11.84× | 15.82× | 30.00× | 79.51× | 9.58× | 13.26× |
| P/S | 1.83× | 1.65× | 1.46× | 1.80× | 1.93× | 2.13× |
| P/B | 2.10× | 2.04× | 1.86× | 2.27× | 1.72× | 1.56× |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenues | 1.70B | 1.60B | 1.49B | 1.38B | 1.33B | 1.31B |
| Operating Expenses | 334.40M | 294.90M | 267.00M | 255.80M | — | — |
| Income Tax Expense (Benefit) | 39.10M | 25.80M | 8.30M | -3.30M | 39.70M | 26.30M |
| Net Income (Loss) Attributable to Parent | 162.10M | 102.80M | 45.00M | 19.80M | 170.40M | 133.30M |
| Earnings Per Share, Basic | $3.93 | $2.49 | $1.09 | $0.48 | $4.06 | $3.18 |
| Weighted Average Number of Shares Outstanding, Basic | 41.20B | 41.30B | 41.30B | 41.60B | 42.00M | 41.90B |
| Earnings Per Share, Diluted | $3.90 | $2.48 | $1.09 | $0.47 | $4.04 | $3.17 |
| Weighted Average Number of Shares Outstanding, Diluted | 41.60B | 41.50B | 41.40B | 41.80B | 42.20B | 42.00B |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 27.50M | 38.10M | — | — | — | — |
| Assets | 15.27B | 14.49B | 14.05B | 13.31B | 14.46B | 13.47B |
| Long-term Debt | 593.40M | 547.00M | 546.00M | 249.00M | 253.60M | 302.30M |
| Liabilities | 13.78B | 13.20B | 12.87B | 12.21B | 12.58B | 11.68B |
| Stockholders' Equity Attributable to Parent | 1.48B | 1.29B | 1.18B | 1.10B | 1.50B | 1.79B |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 553.20M | 452.10M | 302.10M | 171.50M | 204.90M | 259.80M |
| Net Cash Provided by (Used in) Investing Activities | -252.10M | -135.80M | -107.40M | -214.60M | -302.00M | -406.80M |
| Net Cash Provided by (Used in) Financing Activities | -311.70M | -307.90M | -207.80M | -47.80M | 208.50M | 143.80M |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Debt | 572.90M | 565.90M | 796.20M | 508.80M | 518.20M | 508.90M |
| Net Margin | 9.60% | 8.33% | 13.30% | 7.14% | 9.17% | 9.34% |
| Return on Equity (ROE) | 2.80% | 2.44% | 4.04% | 2.16% | 2.84% | 2.97% |
| Return on Assets (ROA) | 0.28% | 0.24% | 0.38% | 0.20% | 0.27% | 0.26% |
| Debt-to-Equity | 0.40× | 0.40× | 0.58× | 0.40× | 0.41× | 0.42× |
| Effective Tax Rate | 17.93% | 20.79% | 18.46% | 19.45% | 19.58% | 20.91% |
| Cash Conversion Ratio | 1.49× | 3.59× | 7.26× | 9.26× | 3.69× | 5.07× |
| Accruals Ratio | -0.00× | -0.01× | -0.02× | -0.02× | -0.01× | -0.01× |
| SBC % of Revenue | 0.51% | 0.60% | 1.73% | 1.26% | 0.62% | 0.64% |
Valuation Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 10.72× | 11.84× | 11.44× | 12.71× | 15.48× | 15.82× |
| P/S | 1.68× | 1.83× | 1.81× | 1.75× | 1.76× | 1.65× |
| P/B | 1.96× | 2.10× | 2.11× | 2.12× | 2.14× | 2.04× |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Revenues | 429.30M | 434.80M | 438.50M | 411.70M | 416.40M | 409.00M |
| Operating Expenses | 82.00M | 91.30M | 84.00M | 82.20M | 76.90M | 81.50M |
| Income Tax Expense (Benefit) | 9.00M | 9.50M | 13.20M | 7.10M | 9.30M | 10.10M |
| Net Income (Loss) Attributable to Parent | 41.20M | 36.20M | 58.30M | 29.40M | 38.20M | 38.20M |
| Earnings Per Share, Basic | $1.01 | $0.88 | $1.42 | $0.71 | $0.93 | $0.93 |
| Weighted Average Number of Shares Outstanding, Basic | 40.90B | 41.20B | 41.20B | 41.30B | 41.30B | 41.30B |
| Earnings Per Share, Diluted | $1.00 | $0.87 | $1.40 | $0.71 | $0.92 | $0.92 |
| Weighted Average Number of Shares Outstanding, Diluted | 41.20B | 41.60B | 41.60B | 41.60B | 41.60B | 41.50B |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 20.90M | 27.50M | 46.70M | — | — | 38.10M |
| Assets | 14.97B | 15.27B | 15.49B | 14.73B | 14.40B | 14.49B |
| Long-term Debt | 593.80M | 593.40M | 842.90M | 547.50M | 547.20M | 547.00M |
| Liabilities | 13.50B | 13.78B | 14.05B | 13.37B | 13.05B | 13.20B |
| Stockholders' Equity Attributable to Parent | 1.47B | 1.48B | 1.44B | 1.36B | 1.34B | 1.29B |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 61.30M | 129.90M | 423.30M | 272.10M | 140.80M | 193.50M |
| Net Cash Provided by (Used in) Investing Activities | 16.20M | -17.50M | -234.60M | -72.00M | -35.10M | -4.40M |
| Net Cash Provided by (Used in) Financing Activities | -84.10M | -387.40M | 75.70M | -197.30M | -113.50M | -190.80M |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (HMN CIK 0000850141),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.