INTERNATIONAL BANCSHARES CORPORATION financials
Source: EDGAR filings · Built 2026-06-02T03:16:50Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 472.94M | 459.80M | 446.94M | 368.73M | 281.29M | 298.41M |
| Return on Equity (ROE) | 12.68% | 14.63% | 16.82% | 14.68% | 11.00% | 7.68% |
| Return on Assets (ROA) | 2.49% | 2.60% | 2.73% | 1.94% | 1.58% | 1.19% |
| Effective Tax Rate | 20.77% | 19.57% | 21.35% | 21.54% | 21.22% | 20.99% |
| Cash Conversion Ratio | 1.19× | 1.16× | 1.15× | 1.29× | 1.15× | 1.82× |
| Accruals Ratio | -0.00× | -0.00× | -0.00× | -0.01× | -0.00× | -0.01× |
| CapEx Coverage | 27.10× | 33.50× | 17.25× | 20.19× | 28.07× | 45.37× |
| Free Cash Flow Per Share | $7.60 | $7.38 | $7.18 | $5.87 | $4.43 | $4.67 |
Valuation Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 10.04× | 9.61× | 8.21× | 9.57× | 10.60× | 14.29× |
| P/FCF | 8.75× | 8.56× | 7.56× | 7.79× | 9.57× | 8.01× |
| FCF Yield | 11.43% | 11.69% | 13.22% | 12.83% | 10.45% | 12.48% |
| P/B | 1.98× | 2.18× | 2.14× | 2.16× | 1.77× | 1.65× |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit) | 108.07M | 99.55M | 111.74M | 82.41M | 68.41M | 44.44M |
| Net Income (Loss) Attributable to Parent | 412.29M | 409.17M | 411.77M | 300.23M | 253.92M | 167.32M |
| Earnings Per Share, Basic | $6.63 | $6.58 | $6.63 | $4.79 | $4.01 | $2.63 |
| Weighted Average Number of Shares Outstanding, Basic | 62.17M | 62.18M | 62.08M | 62.66M | 63.35M | 63.73M |
| Earnings Per Share, Diluted | $6.62 | $6.57 | $6.62 | $4.78 | $4.00 | $2.62 |
| Weighted Average Number of Shares Outstanding, Diluted | 62.26M | 62.30M | 62.22M | 62.81M | 63.49M | 63.85M |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 536.49M | 352.65M | 651.06M | 2.09B | 3.21B | 2.00B |
| Assets | 16.58B | 15.74B | 15.07B | 15.50B | 16.05B | 14.03B |
| Liabilities | 13.32B | 12.94B | 12.62B | 13.46B | 13.74B | 11.85B |
| Stockholders' Equity Attributable to Parent | 3.25B | 2.80B | 2.45B | 2.04B | 2.31B | 2.18B |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 491.06M | 473.95M | 474.43M | 387.94M | 291.68M | 305.13M |
| Payments to Acquire Property, Plant, and Equipment | 18.12M | 14.15M | 27.50M | 19.21M | 10.39M | 6.72M |
| Net Cash Provided by (Used in) Investing Activities | -591.69M | -985.06M | -1.07B | -992.03M | -915.89M | -343.70M |
| Payments for Repurchase of Common Stock | 4.61M | 963.00K | 4.61M | 52.05M | 716.00K | 48.88M |
| Net Cash Provided by (Used in) Financing Activities | 284.47M | 212.71M | -843.89M | -517.43M | 1.84B | 1.78B |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 116.05M | 136.00M | 336.94M | 224.72M | 133.09M | 116.53M |
| Return on Equity (ROE) | 3.11% | 3.29% | 3.46% | 3.31% | 3.35% | 4.12% |
| Return on Assets (ROA) | 0.61% | 0.64% | 0.65% | 0.61% | 0.60% | 0.73% |
| Effective Tax Rate | 21.02% | 21.86% | 20.60% | 20.50% | 20.00% | 13.89% |
| Cash Conversion Ratio | 1.18× | 1.31× | 3.24× | 2.36× | 1.45× | 1.00× |
| Accruals Ratio | -0.00× | -0.00× | -0.01× | -0.01× | -0.00× | 0.00× |
| CapEx Coverage | 25.77× | 35.47× | 24.77× | 20.99× | 19.04× | -69.79× |
| Free Cash Flow Per Share | $1.86 | $2.18 | $5.41 | $3.61 | $2.14 | $1.87 |
Valuation Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 10.04× | 10.04× | 10.17× | 10.05× | 9.60× | 9.61× |
| P/B | 1.98× | 1.98× | 2.12× | 2.13× | 2.10× | 2.18× |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit) | 27.20M | 29.91M | 28.12M | 25.82M | 24.23M | 18.57M |
| Net Income (Loss) Attributable to Parent | 102.19M | 106.88M | 108.38M | 100.14M | 96.89M | 115.08M |
| Earnings Per Share, Basic | $1.64 | $1.72 | $1.74 | $1.61 | $1.56 | $1.85 |
| Weighted Average Number of Shares Outstanding, Basic | 62.18M | 62.17M | 62.16M | 62.15M | 62.21M | 62.18M |
| Earnings Per Share, Diluted | $1.64 | $1.71 | $1.74 | $1.61 | $1.56 | $1.85 |
| Weighted Average Number of Shares Outstanding, Diluted | 62.25M | 62.26M | 62.25M | 62.23M | 62.30M | 62.30M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 585.94M | 536.49M | 589.32M | 731.92M | 589.46M | 352.65M |
| Assets | 16.83B | 16.58B | 16.55B | 16.46B | 16.27B | 15.74B |
| Liabilities | 13.54B | 13.32B | 13.42B | 13.44B | 13.37B | 12.94B |
| Stockholders' Equity Attributable to Parent | 3.29B | 3.25B | 3.13B | 3.02B | 2.90B | 2.80B |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 120.73M | 139.94M | 351.11M | 235.96M | 140.46M | 114.88M |
| Payments to Acquire Property, Plant, and Equipment | 4.68M | 3.94M | 14.18M | 11.24M | 7.38M | -1.65M |
| Net Cash Provided by (Used in) Investing Activities | -231.74M | -94.86M | -496.83M | -302.93M | -275.28M | -382.11M |
| Payments for Repurchase of Common Stock | 60.00K | 62.00K | 4.55M | 4.55M | — | 221.00K |
| Net Cash Provided by (Used in) Financing Activities | 160.46M | -97.92M | 382.39M | 446.24M | 371.62M | -159.96M |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (IBOC CIK 0000315709),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.