Jefferson Capital, Inc. / DE financials
Source: EDGAR filings · Built 2026-06-02T03:20:56Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2025 | FY 2025 |
|---|---|---|---|
| EBITDA | 321.75M | 222.88M | 166.42M |
| Net Debt | 1.73B | 1.16B | — |
| Operating Margin | 51.61% | 50.83% | 50.78% |
| Net Margin | 30.65% | 29.74% | 34.52% |
| Return on Equity (ROE) | 39.48% | 33.69% | 36.73% |
| Return on Assets (ROA) | 9.00% | 7.79% | — |
| Debt-to-Equity | 3.69× | 3.14× | — |
| Effective Tax Rate | 13.95% | 6.30% | 7.50% |
| Cash Conversion Ratio | 1.43× | 1.30× | 1.08× |
| Accruals Ratio | -0.04× | -0.02× | — |
| SBC % of Revenue | 2.81% | 0.00% | 0.31% |
Valuation Metrics
| Concept | FY 2025 | FY 2025 | FY 2025 |
|---|---|---|---|
| P/E Trailing (Diluted) | 3.96× | — | — |
| EV / EBITDA | 9.44× | — | — |
| P/S | 2.12× | — | — |
| P/B | 2.74× | — | — |
Income Statement
| Concept | FY 2025 | FY 2025 | FY 2025 |
|---|---|---|---|
| Revenues | 613.29M | 433.34M | 323.07M |
| Operating Expenses | 294.43M | 209.58M | 155.50M |
| Operating Income (Loss) | 316.50M | 220.27M | 164.05M |
| Income Tax Expense (Benefit) | 30.47M | 8.66M | 9.04M |
| Net Income (Loss) Attributable to Parent | 187.97M | 128.89M | 111.52M |
| Earnings Per Share, Basic | $5.64 | — | — |
| Weighted Average Number of Shares Outstanding, Basic | 30.02M | — | — |
| Earnings Per Share, Diluted | $5.64 | — | — |
| Weighted Average Number of Shares Outstanding, Diluted | 30.02M | — | — |
Balance Sheet
| Concept | FY 2025 | FY 2025 | FY 2025 |
|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 23.23M | 35.51M | 14.37M |
| Assets | 2.09B | 1.65B | — |
| Long-term Debt | 1.75B | — | — |
| Liabilities | 1.61B | 1.27B | — |
| Stockholders' Equity Attributable to Parent | 476.13M | 382.53M | 303.59M |
| Common Stock, Shares, Outstanding | 58.30M | 0 | — |
Cash Flow Statement
| Concept | FY 2025 | FY 2025 | FY 2025 |
|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 268.81M | 168.21M | 120.22M |
| Net Cash Provided by (Used in) Investing Activities | -401.94M | -542.37M | -403.41M |
| Payments of Dividends | 63.45M | 36.00M | 30.56M |
| Net Cash Provided by (Used in) Financing Activities | 149.70M | 388.82M | 289.86M |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2026 | Q4 2025 |
|---|---|---|---|---|---|---|
| Free Cash Flow | — | — | 193.00M | 130.03M | — | — |
| EBITDA | 81.06M | 71.60M | — | — | 90.87M | 54.70M |
| Net Debt | 1.41B | 1.73B | 1.14B | 1.13B | 1.38B | 1.16B |
| Operating Margin | 45.45% | 45.58% | 46.43% | 56.74% | 57.61% | 45.19% |
| Net Margin | 21.33% | 24.37% | 25.43% | 31.20% | 41.45% | 22.65% |
| Return on Equity (ROE) | 8.50% | 7.92% | 8.77% | 11.60% | 14.78% | 7.05% |
| Return on Assets (ROA) | 1.81% | 1.81% | 2.13% | 2.70% | — | 1.63% |
| Debt-to-Equity | 3.25× | 3.69× | 2.71× | 2.89× | 3.24× | 3.14× |
| Effective Tax Rate | 26.29% | 14.47% | 15.71% | 23.03% | 4.00% | 8.39% |
| Cash Conversion Ratio | 1.05× | 1.99× | 5.05× | 2.74× | 0.80× | 2.87× |
| Accruals Ratio | -0.00× | -0.02× | -0.09× | -0.05× | — | -0.03× |
| SBC % of Revenue | 4.83% | 5.41% | 5.87% | -5.17% | 0.23% | 0.00% |
| CapEx Coverage | — | — | 300.22× | 242.24× | — | — |
| Free Cash Flow Per Share | — | — | $3.31 | $45.74 | — | — |
Valuation Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2026 | Q4 2025 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 1.13× | — | — | — | — | — |
| P/S | 1.68× | 2.12× | 1.74× | 2.00× | — | — |
| P/B | 2.40× | 2.74× | 2.30× | 2.62× | — | — |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2026 | Q4 2025 |
|---|---|---|---|---|---|---|
| Revenues | 176.44M | 154.80M | 150.84M | 152.71M | 154.94M | 118.98M |
| Operating Expenses | 95.63M | 83.55M | 80.24M | 65.51M | 65.14M | 64.35M |
| Operating Income (Loss) | 80.19M | 70.56M | 70.04M | 86.64M | 89.27M | 53.77M |
| Income Tax Expense (Benefit) | 13.42M | 6.38M | 7.15M | 14.26M | 2.68M | 2.47M |
| Net Income (Loss) Attributable to Parent | 37.63M | 37.73M | 38.36M | 47.65M | 64.23M | 26.95M |
| Earnings Per Share, Basic | $0.61 | $-0.96 | $0.59 | $18.61 | — | — |
| Weighted Average Number of Shares Outstanding, Basic | 55.59M | 30.02M | 58.28M | 2.56M | — | — |
| Earnings Per Share, Diluted | $0.61 | $-0.96 | $0.59 | $16.76 | — | — |
| Weighted Average Number of Shares Outstanding, Diluted | 55.59M | 30.02M | 58.28M | 2.84M | — | — |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2026 | Q4 2025 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 26.25M | 23.23M | 42.27M | 51.65M | 26.99M | 35.51M |
| Assets | 2.08B | 2.09B | 1.80B | 1.77B | — | 1.65B |
| Long-term Debt | — | 1.75B | — | — | — | — |
| Liabilities | 1.64B | 1.61B | 1.37B | 1.36B | — | 1.27B |
| Stockholders' Equity Attributable to Parent | 442.88M | 476.13M | 437.37M | 410.81M | 434.64M | 382.53M |
| Common Stock, Shares, Outstanding | 55.37M | 58.30M | 58.29M | 58.27M | — | 0 |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2026 | Q4 2025 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 39.64M | 75.17M | 193.65M | 130.56M | 51.68M | 77.35M |
| Payments to Acquire Property, Plant, and Equipment | — | — | 645.00K | 539.00K | — | — |
| Net Cash Provided by (Used in) Investing Activities | -4.02M | -280.45M | -121.49M | -66.94M | -56.23M | -298.55M |
| Payments for Repurchase of Common Stock | 58.91M | — | — | — | 0 | — |
| Payments of Dividends | 0 | 15.51M | 47.94M | 32.42M | 16.00M | 16.00M |
| Net Cash Provided by (Used in) Financing Activities | -36.01M | 208.74M | -59.04M | -43.11M | -463.00K | 235.52M |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (JCAP CIK 0002046042),
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concepts onto different statements in their own extension
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statement than on the actual 10-K / 10-Q; custom concepts and
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For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.