Northpointe Bancshares, Inc. financials
Source: EDGAR filings · Built 2026-06-02T03:40:34Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2024 |
|---|---|---|---|
| Free Cash Flow | 41.53M | 18.76M | 501.36M |
| Net Debt | -495.36M | -374.80M | -349.39M |
| Return on Equity (ROE) | 14.66% | 11.93% | 7.84% |
| Return on Assets (ROA) | 1.19% | 1.06% | 0.71% |
| Debt-to-Equity | 0.00× | 0.00× | 0.01× |
| Effective Tax Rate | 24.44% | 24.31% | 24.45% |
| Cash Conversion Ratio | 0.53× | 0.36× | 14.93× |
| Accruals Ratio | 0.01× | 0.01× | -0.10× |
| CapEx Coverage | 16.02× | 18.83× | 179.48× |
| Free Cash Flow Per Share | $1.23 | $0.73 | $19.44 |
Valuation Metrics
| Concept | FY 2025 | FY 2024 | FY 2024 |
|---|---|---|---|
| P/E Trailing (Diluted) | 7.95× | — | — |
| P/FCF | 13.68× | — | — |
| FCF Yield | 7.31% | — | — |
| P/B | 1.02× | — | — |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2024 |
|---|---|---|---|
| Income Tax Expense (Benefit) | 26.98M | 17.72M | 10.93M |
| Net Income (Loss) Attributable to Parent | 83.41M | 55.16M | 33.76M |
| Earnings Per Share, Basic | $2.14 | $1.83 | $0.94 |
| Weighted Average Number of Shares Outstanding, Basic | 33.43M | 25.76M | 25.73M |
| Earnings Per Share, Diluted | $2.11 | $1.83 | $0.93 |
| Weighted Average Number of Shares Outstanding, Diluted | 33.86M | 25.82M | 25.80M |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2024 |
|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 496.46M | 376.30M | 351.89M |
| Assets | 7.02B | 5.22B | 4.76B |
| Liabilities | 6.45B | 4.76B | 4.33B |
| Stockholders' Equity Attributable to Parent | 569.04M | 462.49M | 430.62M |
| Common Stock, Shares, Outstanding | 34.49M | 25.68M | 25.69M |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2024 |
|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 44.29M | 19.81M | 504.17M |
| Payments to Acquire Property, Plant, and Equipment | 2.77M | 1.05M | 2.81M |
| Net Cash Provided by (Used in) Investing Activities | -1.63B | -458.24M | -750.68M |
| Payments for Repurchase of Common Stock | 0 | 770.00K | 616.00K |
| Net Cash Provided by (Used in) Financing Activities | 1.71B | 462.83M | 324.17M |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 37.27M | -28.77M | 70.30M | -19.34M | 54.10M | 9.47M |
| Net Debt | -486.28M | -495.36M | -418.09M | -414.51M | -320.20M | -374.80M |
| Return on Equity (ROE) | 3.75% | 4.15% | 3.56% | 3.37% | 2.94% | 2.38% |
| Return on Assets (ROA) | 0.30% | 0.34% | 0.32% | 0.32% | 0.29% | 0.21% |
| Debt-to-Equity | 0.00× | 0.00× | 0.00× | 0.00× | 0.00× | 0.00× |
| Effective Tax Rate | 24.72% | 26.04% | 24.00% | 23.67% | 23.67% | 24.96% |
| Cash Conversion Ratio | 1.70× | -1.20× | 3.27× | -0.88× | 3.16× | 0.87× |
| Accruals Ratio | -0.00× | 0.01× | -0.01× | 0.01× | -0.01× | 0.00× |
| CapEx Coverage | 90.39× | -55.63× | 32.15× | -12.22× | 169.02× | 106.21× |
| Free Cash Flow Per Share | $1.06 | $-0.85 | $1.99 | $-0.55 | $1.78 | $0.37 |
Valuation Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 7.74× | 7.99× | 8.94× | 6.86× | 7.48× | — |
| P/B | 1.01× | 1.02× | 0.94× | 0.78× | 0.84× | — |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit) | 7.27M | 8.33M | 7.00M | 6.31M | 5.35M | 3.66M |
| Net Income (Loss) Attributable to Parent | 22.15M | 23.64M | 22.17M | 20.34M | 17.25M | 10.99M |
| Earnings Per Share, Basic | $0.63 | $0.53 | $0.58 | $0.52 | $0.50 | $0.34 |
| Weighted Average Number of Shares Outstanding, Basic | 34.70M | 33.43M | 34.60M | 34.57M | 29.87M | 25.76M |
| Earnings Per Share, Diluted | $0.62 | $0.53 | $0.57 | $0.51 | $0.49 | $0.34 |
| Weighted Average Number of Shares Outstanding, Diluted | 35.26M | 33.86M | 35.34M | 35.22M | 30.45M | 25.82M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 487.62M | 496.46M | 419.16M | 415.66M | 321.50M | 376.30M |
| Assets | 7.40B | 7.02B | 6.84B | 6.43B | 5.86B | 5.22B |
| Liabilities | 6.81B | 6.45B | 6.22B | 5.83B | 5.27B | 4.76B |
| Stockholders' Equity Attributable to Parent | 589.99M | 569.04M | 623.52M | 604.28M | 586.52M | 462.49M |
| Common Stock, Shares, Outstanding | 34.49M | 34.49M | 34.36M | 34.36M | 34.32M | 25.68M |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 37.69M | -28.26M | 72.55M | -17.88M | 54.42M | 9.56M |
| Payments to Acquire Property, Plant, and Equipment | 417.00K | 508.00K | 2.26M | 1.46M | 322.00K | 90.00K |
| Net Cash Provided by (Used in) Investing Activities | -388.84M | -54.51M | -1.58B | -1.10B | -715.51M | 86.97M |
| Net Cash Provided by (Used in) Financing Activities | 342.31M | 160.07M | 1.55B | 1.16B | 606.29M | -160.98M |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (NPB CIK 0001336706),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.