PennyMac Financial Services, Inc. financials
Source: EDGAR filings · Built 2026-06-02T03:48:46Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Free Cash Flow | -1.66B | -4.53B | -1.58B | 6.02B | 2.55B | -6.22B |
| Net Debt | 6.00B | 5.06B | 3.56B | 2.51B | 2.87B | 857.32M |
| Net Margin | 2491.93% | 1159.09% | 1079.28% | 3837.21% | 13699.52% | 24445.36% |
| Return on Equity (ROE) | 11.63% | 8.13% | 4.09% | 13.70% | 29.36% | 48.59% |
| Return on Assets (ROA) | 1.71% | 1.19% | 0.77% | 2.83% | 5.34% | 5.21% |
| Debt-to-Equity | 1.46× | 1.38× | 1.27× | 1.10× | 0.94× | 0.41× |
| Effective Tax Rate | 9.13% | 22.34% | 21.22% | 28.52% | 26.17% | 26.50% |
| Cash Conversion Ratio | -3.30× | -14.56× | -10.94× | 12.69× | 2.55× | -3.76× |
| Accruals Ratio | 0.07× | 0.19× | 0.09× | -0.33× | -0.08× | 0.25× |
| SBC % of Revenue | 180.17% | 77.67% | 205.79% | 343.38% | 515.96% | 669.51% |
| CapEx Coverage | -138.58× | -2643.31× | -1141.57× | 566.61× | 157.49× | -316.00× |
| Free Cash Flow Per Share | $-30.88 | $-84.99 | $-30.03 | $107.64 | $37.75 | $-78.99 |
Valuation Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 14.18× | 17.49× | 32.25× | 6.67× | 4.69× | 3.14× |
| P/FCF | — | — | — | 0.53× | 1.85× | — |
| FCF Yield | — | — | — | — | 54.09% | — |
| P/S | 341.35× | 195.31× | 330.85× | 228.77× | 527.97× | 674.45× |
| P/B | 1.59× | 1.37× | 1.25× | 0.82× | 1.13× | 1.34× |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue from Contract with Customer, Excluding Assessed Tax | 20.11M | 26.87M | 13.40M | 12.39M | 7.33M | 6.74M |
| Operating Expenses | 1.50B | 1.19B | 1.22B | 1.32B | 1.81B | 1.46B |
| Income Tax Expense (Benefit) | 50.34M | 89.60M | 38.98M | 189.74M | 355.69M | 593.73M |
| Net Income (Loss) Attributable to Parent | 501.08M | 311.42M | 144.66M | 475.51M | 1.00B | 1.65B |
| Earnings Per Share, Basic | $9.69 | $6.11 | $2.89 | $8.96 | $15.73 | $21.91 |
| Weighted Average Number of Shares Outstanding, Basic | 51.73M | 50.99M | 49.98M | 53.06M | 63.80M | 75.16M |
| Earnings Per Share, Diluted | $9.30 | $5.84 | $2.74 | $8.50 | $14.87 | $20.92 |
| Weighted Average Number of Shares Outstanding, Diluted | 53.88M | 53.36M | 52.73M | 55.95M | 67.47M | 78.73M |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Assets | 29.39B | 26.09B | 18.84B | 16.82B | 18.78B | 31.60B |
| Long-term Debt | 6.23B | 5.25B | 4.43B | 3.75B | 3.10B | — |
| Liabilities | 25.08B | 22.26B | 15.31B | 13.35B | 15.36B | 28.21B |
| Common Stock, Shares, Outstanding | 52.06M | 51.38M | 50.18M | — | — | — |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | -1.65B | -4.53B | -1.58B | 6.03B | 2.56B | -6.20B |
| Payments to Acquire Property, Plant, and Equipment | 11.92M | 1.72M | 1.39M | 7.16M | 7.90M | 10.67M |
| Net Cash Provided by (Used in) Investing Activities | 552.49M | -1.89B | -273.29M | -721.58M | -304.37M | 783.03M |
| Payments for Repurchase of Common Stock | 4.74M | — | 71.49M | 406.09M | 958.19M | 337.48M |
| Net Cash Provided by (Used in) Financing Activities | 1.16B | 5.72B | 1.47B | -4.32B | -2.45B | 5.76B |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Free Cash Flow | -1.34B | -1.90B | 233.52M | 932.97M | 1.07B | -2.15B |
| Net Debt | 6.08B | 6.00B | 5.66B | 5.46B | 5.61B | 5.06B |
| Net Margin | 1345.13% | 1752.48% | 3964.68% | 3021.77% | 1551.04% | 2559.75% |
| Return on Equity (ROE) | 1.90% | 2.48% | 4.31% | 3.38% | 1.95% | 2.73% |
| Return on Assets (ROA) | 0.26% | 0.36% | 0.71% | 0.56% | 0.32% | 0.40% |
| Debt-to-Equity | 1.46× | 1.46× | 1.49× | 1.39× | 1.49× | 1.38× |
| Effective Tax Rate | 21.37% | 20.52% | 23.21% | -78.52% | 26.79% | 19.23% |
| Cash Conversion Ratio | -16.30× | -17.68× | 1.31× | 6.85× | 13.97× | -20.56× |
| Accruals Ratio | 0.04× | 0.07× | -0.00× | -0.03× | -0.04× | 0.09× |
| SBC % of Revenue | 39.98% | 126.28% | 623.22% | 411.91% | 225.38% | -10.93% |
| CapEx Coverage | -596.43× | -231.24× | 63.25× | 557.66× | 2873.20× | -8664.26× |
| Free Cash Flow Per Share | $-24.96 | $-35.21 | $4.33 | $17.39 | $19.87 | $-40.28 |
Valuation Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 9.30× | 14.19× | 13.33× | 13.80× | 15.33× | 17.46× |
| P/S | 212.96× | 341.35× | 355.16× | 303.68× | 183.59× | 195.31× |
| P/B | 1.05× | 1.59× | 1.53× | 1.28× | 1.32× | 1.37× |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Revenue from Contract with Customer, Excluding Assessed Tax | 6.12M | 6.10M | 4.58M | 4.52M | 4.92M | 4.08M |
| Operating Expenses | 440.29M | 403.60M | 396.52M | 368.29M | 326.71M | 340.75M |
| Income Tax Expense (Benefit) | 22.37M | 27.57M | 54.87M | -60.02M | 27.92M | 24.88M |
| Net Income (Loss) Attributable to Parent | 82.32M | 106.83M | 181.50M | 136.46M | 76.28M | 104.49M |
| Earnings Per Share, Basic | $1.58 | $2.05 | $3.51 | $2.64 | $1.48 | $2.04 |
| Weighted Average Number of Shares Outstanding, Basic | 52.13M | 51.73M | 51.73M | 51.67M | 51.51M | 50.99M |
| Earnings Per Share, Diluted | $1.53 | $1.96 | $3.37 | $2.54 | $1.42 | $1.96 |
| Weighted Average Number of Shares Outstanding, Diluted | 53.86M | 53.88M | 53.88M | 53.63M | 53.62M | 53.36M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Assets | 31.94B | 29.39B | 25.40B | 24.22B | 23.87B | 26.09B |
| Long-term Debt | 6.23B | 6.23B | 6.23B | 5.58B | 5.78B | 5.25B |
| Liabilities | 27.62B | 25.08B | 21.19B | 20.19B | 19.97B | 22.26B |
| Common Stock, Shares, Outstanding | 51.92M | 52.06M | 51.88M | 51.67M | 51.66M | 51.38M |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | -1.34B | -1.89B | 237.27M | 934.64M | 1.07B | -2.15B |
| Payments to Acquire Property, Plant, and Equipment | 2.25M | 8.17M | 3.75M | 1.68M | 371.00K | 248.00K |
| Net Cash Provided by (Used in) Investing Activities | -144.53M | -73.52M | 626.01M | -127.03M | 30.38M | -128.34M |
| Payments for Repurchase of Common Stock | 50.01M | 0 | 4.74M | — | — | — |
| Net Cash Provided by (Used in) Financing Activities | 1.40B | 1.64B | -479.84M | -883.90M | -1.12B | 2.37B |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (PFSI CIK 0001745916),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.