Porch Group, Inc. financials
Source: EDGAR filings · Built 2026-06-02T03:51:45Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 65.97M | -32.20M | 33.08M | -20.09M | -35.75M | -48.95M |
| EBITDA | 61.04M | -39.05M | -165.94M | -149.12M | -66.98M | -35.59M |
| Working Capital | 20.43M | -49.03M | 18.93M | 95.00M | 241.94M | 184.07M |
| Net Debt | 350.04M | 238.53M | 180.62M | 231.05M | 103.64M | -148.06M |
| Gross Margin | 81.16% | 64.46% | 69.88% | 61.02% | 69.48% | 75.71% |
| Operating Margin | 8.73% | -20.61% | -66.22% | -64.16% | -43.32% | -58.41% |
| Net Margin | -0.80% | -10.48% | -46.59% | -56.73% | -55.40% | -74.73% |
| Return on Equity (ROE) | 13.65% | 75.95% | 375.34% | -197.29% | -49.12% | -50.34% |
| Return on Assets (ROA) | -0.42% | -4.03% | -14.89% | -14.92% | -10.26% | -20.13% |
| Current Ratio | 1.30× | 0.88× | 1.04× | 1.18× | 1.67× | 6.80× |
| Debt-to-Equity | -16.03× | -9.40× | -12.30× | 5.62× | 1.93× | 0.45× |
| Effective Tax Rate | 42.70% | -6.89% | -0.47% | -0.54% | 8.79% | 3.03% |
| Cash Conversion Ratio | -19.76× | 0.97× | -0.25× | 0.11× | 0.33× | 0.90× |
| Accruals Ratio | -0.09× | -0.00× | -0.19× | -0.13× | -0.07× | -0.02× |
| SBC % of Revenue | 6.91% | 8.68% | 7.20% | 9.80% | 20.05% | 15.62% |
| CapEx Coverage | 146.30× | -60.58× | 39.87× | -7.55× | -35.78× | -174.44× |
| Free Cash Flow Per Share | $0.64 | $-0.32 | $0.34 | $-0.21 | $-0.38 | $-1.35 |
Valuation Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| P/FCF | 14.35× | — | 8.94× | — | — | — |
| FCF Yield | 6.97% | — | 11.18% | — | — | — |
| EV / EBITDA | 24.30× | — | — | — | — | — |
| P/S | 2.70× | 1.88× | 1.04× | 0.67× | 7.94× | 16.12× |
| P/B | — | — | — | 2.33× | 7.04× | 10.86× |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue from Contract with Customer, Excluding Assessed Tax | 418.89M | 313.27M | 287.47M | 275.95M | 192.43M | 72.30M |
| Revenues | 482.41M | 437.85M | 430.30M | 275.95M | — | — |
| Cost of Revenue | 142.42M | 235.92M | 229.41M | 107.58M | 58.73M | 17.56M |
| Gross Profit | 339.99M | 201.93M | 200.90M | — | — | — |
| Operating Income (Loss) | 36.57M | -64.57M | -190.35M | -177.05M | -83.36M | -42.23M |
| Income Tax Expense (Benefit) | 11.42M | 2.12M | 622.00K | 842.00K | -10.27M | -1.69M |
| Net Income (Loss) Attributable to Parent | -3.36M | -32.83M | -133.93M | -156.56M | -106.61M | -54.03M |
| Earnings Per Share, Basic | $-0.03 | $-0.33 | $-1.39 | $-1.61 | $-1.14 | $-1.96 |
| Weighted Average Number of Shares Outstanding, Basic | 103.69M | 99.58M | 96.06M | 97.35M | 93.89M | 36.34M |
| Earnings Per Share, Diluted | $-0.03 | $-0.33 | $-1.39 | $-1.61 | $-1.14 | $-2.03 |
| Weighted Average Number of Shares Outstanding, Diluted | 103.69M | 99.58M | 96.06M | 97.35M | 93.89M | 36.37M |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 44.68M | 167.64M | 258.42M | 215.06M | 315.74M | 196.05M |
| Assets, Current | 88.21M | 365.13M | 481.08M | 610.63M | 605.06M | 215.80M |
| Assets | 797.42M | 813.97M | 899.39M | 1.05B | 1.04B | 268.39M |
| Long-term Debt | 392.83M | 403.94M | 435.74M | 441.76M | 414.74M | 47.98M |
| Liabilities, Current | 67.78M | 414.16M | 462.15M | 515.64M | 363.12M | 31.73M |
| Long-term Debt, Excluding Current Maturities | 385.06M | 403.79M | 435.50M | 425.31M | 414.58M | 43.24M |
| Liabilities | 775.04M | 857.19M | 935.08M | 969.70M | 821.70M | 161.06M |
| Stockholders' Equity Attributable to Parent | -24.62M | -43.23M | -35.68M | 79.35M | 217.04M | 107.33M |
| Common Stock, Shares, Outstanding | 124.10M | 119.80M | 97.10M | 98.46M | 97.96M | 81.67M |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 66.42M | -31.68M | 33.93M | -17.74M | -34.78M | -48.67M |
| Payments to Acquire Property, Plant, and Equipment | 454.00K | 523.00K | 851.00K | 2.35M | 972.00K | 279.00K |
| Net Cash Provided by (Used in) Investing Activities | -71.92M | -45.06M | -56.25M | -79.68M | -263.43M | -10.67M |
| Payments for Repurchase of Common Stock | 0 | 0 | 5.61M | 1.81M | 0 | 42.00K |
| Payments of Dividends | — | — | — | — | — | 30.00M |
| Net Cash Provided by (Used in) Financing Activities | -22.17M | -23.71M | 90.95M | 1.23M | 415.55M | 259.61M |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 12.85M | 1.11M | 64.86M | 24.12M | -11.24M | -26.79M |
| EBITDA | 16.89M | 23.64M | — | — | 4.72M | 32.03M |
| Working Capital | 22.11M | 20.43M | 29.16M | 47.53M | 38.30M | -49.03M |
| Net Debt | 334.84M | 350.04M | 313.70M | 318.04M | 343.26M | 238.53M |
| Gross Margin | 83.01% | 99.53% | 75.56% | 70.90% | 77.41% | 114.65% |
| Operating Margin | 10.80% | 14.66% | 14.20% | 4.72% | -1.50% | 33.31% |
| Net Margin | -4.31% | -3.10% | -9.43% | 2.41% | 9.93% | 40.47% |
| Return on Equity (ROE) | 18.56% | 14.13% | 38.89% | -8.80% | -16.02% | -70.50% |
| Return on Assets (ROA) | -0.58% | -0.44% | -1.38% | 0.33% | 1.05% | 3.74% |
| Current Ratio | 1.28× | 1.30× | 1.33× | 1.72× | 1.52× | 0.88× |
| Debt-to-Equity | -15.71× | -16.03× | -13.87× | -13.46× | -7.81× | -9.40× |
| Effective Tax Rate | 48.25% | 62.77% | 129.40% | -15.18% | 19.47% | 4.49% |
| Cash Conversion Ratio | -2.76× | -0.35× | -6.01× | 9.46× | -1.33× | -0.87× |
| Accruals Ratio | -0.02× | -0.01× | -0.10× | -0.03× | 0.02× | 0.07× |
| SBC % of Revenue | 6.65% | 7.89% | 17.46% | 12.06% | 5.81% | 10.59% |
| CapEx Coverage | 73.99× | 13.05× | 180.16× | 90.00× | -171.97× | -138.55× |
| Free Cash Flow Per Share | $0.12 | $0.01 | $0.62 | $0.18 | $-0.10 | $-0.27 |
Valuation Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | — | — | 59.93× | 23.58× | — | — |
| P/S | 2.06× | 2.70× | 5.43× | 4.19× | 2.83× | 1.88× |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Revenue from Contract with Customer, Excluding Assessed Tax | 109.44M | 112.25M | 115.07M | 107.02M | 84.55M | 75.30M |
| Revenues | 121.12M | 140.29M | 118.08M | 119.30M | 104.75M | 100.36M |
| Cost of Revenue | 30.27M | 28.57M | 31.14M | 43.42M | 39.30M | 14.03M |
| Gross Profit | 90.85M | 111.72M | 86.95M | 75.87M | 65.45M | 86.34M |
| Operating Income (Loss) | 11.81M | 16.45M | 16.34M | 5.05M | -1.27M | 25.08M |
| Income Tax Expense (Benefit) | 1.80M | 7.28M | 4.32M | -1.09M | 903.00K | 1.43M |
| Net Income (Loss) Attributable to Parent | -4.71M | -3.48M | -10.86M | 2.58M | 8.39M | 30.47M |
| Earnings Per Share, Basic | $-0.04 | $-0.03 | $-0.10 | $0.03 | $0.08 | $0.31 |
| Weighted Average Number of Shares Outstanding, Basic | 106.07M | 103.69M | 104.30M | 103.16M | 101.70M | 99.58M |
| Earnings Per Share, Diluted | $-0.04 | $-0.03 | $-0.10 | $0.00 | $0.07 | $0.31 |
| Weighted Average Number of Shares Outstanding, Diluted | 106.07M | 103.69M | 104.30M | 131.68M | 113.30M | 99.58M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 64.20M | 44.68M | 73.43M | 76.09M | 65.90M | 167.64M |
| Assets, Current | 101.45M | 88.21M | 116.30M | 113.75M | 111.37M | 365.13M |
| Assets | 806.58M | 797.42M | 787.75M | 770.72M | 802.28M | 813.97M |
| Long-term Debt | 399.05M | 392.83M | 387.13M | 394.13M | 409.16M | 403.94M |
| Liabilities, Current | 79.34M | 67.78M | 87.14M | 66.23M | 73.07M | 414.16M |
| Long-term Debt, Excluding Current Maturities | 391.26M | 385.06M | 379.37M | 394.13M | 409.16M | 403.79M |
| Liabilities | 780.27M | 775.04M | 777.26M | 772.90M | 834.33M | 857.19M |
| Stockholders' Equity Attributable to Parent | -25.40M | -24.62M | -27.92M | -29.29M | -52.42M | -43.23M |
| Common Stock, Shares, Outstanding | — | 124.10M | — | — | — | 119.80M |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 13.02M | 1.20M | 65.22M | 24.39M | -11.18M | -26.60M |
| Payments to Acquire Property, Plant, and Equipment | 176.00K | 92.00K | 362.00K | 271.00K | 65.00K | 192.00K |
| Net Cash Provided by (Used in) Investing Activities | -390.00K | -22.51M | -49.41M | -25.27M | -19.37M | 7.15M |
| Payments for Repurchase of Common Stock | 2.51M | — | — | — | 0 | 0 |
| Net Cash Provided by (Used in) Financing Activities | -2.39M | -2.38M | -19.79M | -8.01M | -229.00K | -442.00K |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (PRCH CIK 0001784535),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.