Rhinebeck Bancorp, Inc. financials

  1. Home
  2. Financials
  3. RBKB
RBKB CIK 0001751783

Source: EDGAR filings · Built 2026-06-02T03:55:01Z

Key metrics by reporting period

Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.

Derived Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Free Cash Flow 10.89M 7.68M 6.47M 13.66M 5.88M 12.98M
Net Debt -95.84M -30.10M -15.82M -24.49M -64.25M -87.20M
Net Margin 336.63% -287.14% 152.60% 247.33% 447.29% 259.97%
Return on Equity (ROE) 7.34% -7.08% 3.87% 6.47% 9.18% 5.08%
Return on Assets (ROA) 0.77% -0.69% 0.33% 0.52% 0.90% 0.52%
Debt-to-Equity 0.04× 0.06× 0.06× 0.06× 0.06× 0.05×
Effective Tax Rate 20.81% 21.18% 21.71% 21.35% 22.90% 20.85%
Cash Conversion Ratio 1.17× -0.98× 1.60× 2.11× 0.66× 2.51×
Accruals Ratio -0.00× -0.01× -0.00× -0.01× 0.00× -0.01×
SBC % of Revenue 1.31% 0.63% 13.75% 21.74% 23.92% 9.53%
CapEx Coverage 13.82× 10.71× 12.19× 13.07× 4.31× 7.95×
Free Cash Flow Per Share $0.99 $0.71 $0.60 $1.24 $0.54 $1.21

Valuation Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
P/E Trailing (Diluted) 13.07× — 20.13× 14.23× 10.06× 15.55×
P/FCF 12.09× 13.55× 13.51× 7.34× 19.87× 7.08×
FCF Yield 8.27% 7.38% 7.40% 13.63% 5.03% 14.13%
P/S 44.88× 35.74× 30.95× 36.34× 46.60× 42.46×
P/B 0.98× 0.88× 0.78× 0.95× 0.96× 0.83×

Income Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Income Tax Expense (Benefit) 2.64M -2.32M 1.22M 1.90M 3.43M 1.56M
Net Income (Loss) Attributable to Parent 10.04M -8.62M 4.39M 7.00M 11.56M 5.92M
Earnings Per Share, Basic $0.93 $-0.80 $0.41 $0.65 $1.07 $0.55
Weighted Average Number of Shares Outstanding, Basic 10.81M 10.76M 10.79M 10.84M 10.77M 10.73M
Earnings Per Share, Diluted $0.92 $-0.80 $0.40 $0.64 $1.06 $0.55
Weighted Average Number of Shares Outstanding, Diluted 10.96M 10.76M 10.86M 11.00M 10.95M 10.74M

Balance Sheet

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Assets 1.30B 1.26B 1.31B 1.34B 1.28B 1.13B
Liabilities 1.16B 1.13B 1.20B 1.23B 1.16B 1.01B
Stockholders' Equity Attributable to Parent 136.85M 121.83M 113.69M 108.13M 125.97M 116.50M
Common Stock, Shares, Outstanding 11.14M 11.09M 11.07M 11.28M 11.30M 11.30M

Cash Flow Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Net Cash Provided by (Used in) Operating Activities 11.74M 8.47M 7.05M 14.79M 7.65M 14.85M
Payments to Acquire Property, Plant, and Equipment 850.00K 791.00K 578.00K 1.13M 1.77M 1.87M
Net Cash Provided by (Used in) Investing Activities 21.16M 74.75M 14.70M -123.61M -135.73M -74.12M
Payments for Repurchase of Common Stock 95.00K — — — — —
Net Cash Provided by (Used in) Financing Activities 31.60M -67.86M -31.00M 68.11M 106.69M 140.78M

Raw XBRL tagging for a single filing

Every us-gaap and custom concept the filer tagged for one fiscal period, grouped by statement. Start here when a number in the trend table above surprises you and you want to see the exact tag behind it. Derived and valuation rows are omitted here because they already appear in the trend table.

Most recent filing shown by default.

Compare filings side-by-side

Diff any two filings with deltas and added / removed tags.

Immaterial rows are USD line items under 1% of the period's revenue — the noise floor below which a single tag rarely moves the investment thesis. Revenue is read from the filer's top-line concept (Revenues / RevenueFromContractWithCustomerExcludingAssessedTax, with a fallback chain). Non-USD rows, rows without a numeric value, and every row on a filing with no identifiable revenue anchor stay visible. Flip the switch off to see every tag the filer reported for the period.

Loading filing details…

Methodology

All facts on this page come straight from SEC EDGAR XBRL company-facts filings (RBKB CIK 0001751783), grouped by financial statement using FASB's base us-gaap presentation taxonomy. Filers may re-parent concepts onto different statements in their own extension taxonomy, so a handful of rows can show up under a different statement than on the actual 10-K / 10-Q; custom concepts and any we couldn't map fall into Other. Hover a cell to see the fully-qualified concept name and the filer's description.

For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.

Related tickers

OPHC

OPTIMUMBANK HOLDINGS, INC.

A

AGILENT TECHNOLOGIES, INC.

FBRT

FRANKLIN BSP REALTY TRUST, INC.