Radian Group Inc financials
Source: EDGAR filings · Built 2026-06-02T03:55:34Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 115.66M | -665.13M | 520.90M | 370.63M | 544.51M | — |
| Net Debt | 1.11B | 1.12B | 1.56B | 1.56B | 1.46B | 1.32B |
| Gross Margin | — | 96.83% | 96.73% | 93.08% | 92.20% | 94.02% |
| Net Margin | 48.67% | 50.11% | 51.23% | 62.39% | 45.17% | 27.36% |
| Return on Equity (ROE) | 12.19% | 13.07% | 13.71% | 18.96% | 14.10% | 9.19% |
| Return on Assets (ROA) | 7.17% | 6.96% | 7.94% | 10.52% | 7.66% | 4.95% |
| Debt-to-Equity | 0.24× | 0.25× | 0.36× | 0.41× | 0.38× | 0.33× |
| Effective Tax Rate | 21.87% | 21.91% | 21.76% | 22.02% | 21.46% | 17.90% |
| Cash Conversion Ratio | 0.21× | -1.10× | 0.88× | 0.52× | 0.93× | 1.67× |
| Accruals Ratio | 0.06× | 0.15× | 0.01× | 0.05× | 0.01× | -0.03× |
| SBC % of Revenue | 3.73% | 3.19% | 3.49% | 3.20% | 2.13% | 1.33% |
| CapEx Coverage | 28.50× | -424.55× | 62.04× | 21.97× | 44.21× | — |
| Free Cash Flow Per Share | $0.82 | $-4.31 | $3.25 | $2.17 | $2.86 | — |
Valuation Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 8.69× | 8.09× | 7.57× | 4.38× | 6.69× | 10.13× |
| P/FCF | 43.82× | — | 8.78× | 8.78× | 7.38× | — |
| FCF Yield | 2.28% | — | 11.39% | 11.39% | 13.54% | — |
| P/S | 4.07× | 3.88× | 3.71× | 2.52× | 2.79× | 2.70× |
| P/B | 1.02× | 1.01× | 0.99× | 0.76× | 0.87× | 0.91× |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenues | 1.20B | 1.21B | 1.18B | 1.19B | 1.33B | 1.44B |
| Cost of Goods and Services Sold | — | 38.27M | 38.49M | 82.36M | 103.71M | 86.07M |
| Income Tax Expense (Benefit) | 173.05M | 185.29M | 188.02M | 209.84M | 164.16M | 85.81M |
| Net Income (Loss) Attributable to Parent | 582.64M | 604.44M | 603.12M | 742.93M | 600.67M | 393.63M |
| Earnings Per Share, Basic | $4.18 | $3.96 | $3.81 | $4.42 | $3.19 | $2.01 |
| Weighted Average Number of Shares Outstanding, Basic | 139.44M | 152.47M | 158.14M | 167.93M | 188.37M | 195.44M |
| Earnings Per Share, Diluted | $4.14 | $3.92 | $3.77 | $4.35 | $3.16 | $2.00 |
| Weighted Average Number of Shares Outstanding, Diluted | 140.81M | 154.19M | 160.13M | 170.66M | 190.26M | 196.64M |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 24.83M | 19.22M | 19.00M | 56.18M | 151.15M | 87.92M |
| Assets | 8.12B | 8.69B | 7.59B | 7.06B | 7.84B | 7.95B |
| Long-term Debt | 1.08B | — | — | — | — | — |
| Liabilities | 3.34B | 4.07B | 3.20B | 3.14B | 3.58B | 3.66B |
| Stockholders' Equity Attributable to Parent | 4.78B | 4.62B | 4.40B | 3.92B | 4.26B | 4.28B |
| Common Stock, Shares, Outstanding | 135.50M | 147.57M | 153.18M | 157.06M | 175.42M | 191.61M |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 119.86M | -663.57M | 529.43M | 388.30M | 557.11M | 658.43M |
| Net Cash Provided by (Used in) Investing Activities | 127.29M | 327.75M | -300.84M | -5.17M | -1.86M | -883.18M |
| Payments for Repurchase of Common Stock | 431.91M | 225.06M | 133.31M | 400.19M | 399.10M | 226.31M |
| Net Cash Provided by (Used in) Financing Activities | -243.10M | 357.23M | -265.09M | -479.18M | -496.78M | 222.62M |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Free Cash Flow | 284.27M | 406.12M | -290.47M | -648.02M | 66.72M | -269.59M |
| Net Debt | 1.25B | 1.11B | 1.14B | 1.84B | 1.35B | 1.12B |
| Gross Margin | — | — | — | 97.18% | 97.03% | 96.63% |
| Net Margin | 26.61% | 51.53% | 46.65% | 47.49% | 49.03% | 50.67% |
| Return on Equity (ROE) | 2.58% | 3.24% | 3.04% | 3.16% | 3.15% | 3.21% |
| Return on Assets (ROA) | 1.16% | 1.91% | 1.72% | 1.48% | 1.65% | 1.71% |
| Debt-to-Equity | 0.27× | 0.24× | 0.25× | 0.41× | 0.30× | 0.25× |
| Effective Tax Rate | 25.45% | 21.01% | 23.10% | 18.98% | 23.46% | 22.16% |
| Cash Conversion Ratio | 2.30× | 2.63× | -2.03× | -4.55× | 0.47× | -1.82× |
| Accruals Ratio | -0.02× | -0.03× | 0.05× | 0.08× | 0.01× | 0.05× |
| CapEx Coverage | 380.53× | 467.81× | -86.07× | -258.94× | 62.15× | -1566.37× |
| Free Cash Flow Per Share | $2.05 | $2.94 | $-2.11 | $-4.68 | $0.45 | $-1.77 |
Valuation Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 8.15× | 8.67× | 9.03× | 9.07× | 8.41× | 8.07× |
| P/S | 3.26× | 4.07× | 4.13× | 4.07× | 3.89× | 3.88× |
| P/B | 0.93× | 1.02× | 1.05× | 1.09× | 1.02× | 1.01× |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Revenues | 466.34M | 300.51M | 303.19M | 298.55M | 294.83M | 292.67M |
| Cost of Goods and Services Sold | — | — | — | 8.42M | 8.77M | 9.87M |
| Income Tax Expense (Benefit) | 44.20M | 42.24M | 45.89M | 33.22M | 46.62M | 46.63M |
| Net Income (Loss) Attributable to Parent | 124.09M | 154.84M | 141.44M | 141.80M | 144.56M | 148.29M |
| Earnings Per Share, Basic | $0.90 | $1.13 | $1.04 | $1.03 | $0.99 | $0.99 |
| Weighted Average Number of Shares Outstanding, Basic | 137.00M | 137.03M | 137.00M | 137.38M | 145.62M | 150.30M |
| Earnings Per Share, Diluted | $0.89 | $1.12 | $1.03 | $1.02 | $0.98 | $0.98 |
| Weighted Average Number of Shares Outstanding, Diluted | 138.49M | 138.25M | 137.93M | 138.36M | 147.73M | 151.91M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 55.45M | 24.83M | 15.26M | 22.09M | 24.18M | 19.22M |
| Assets | 10.65B | 8.12B | 8.20B | 9.58B | 8.77B | 8.69B |
| Long-term Debt | 773.95M | 1.08B | — | — | — | — |
| Liabilities | 5.84B | 3.34B | 3.55B | 5.09B | 4.18B | 4.07B |
| Stockholders' Equity Attributable to Parent | 4.81B | 4.78B | 4.65B | 4.49B | 4.59B | 4.62B |
| Common Stock, Shares, Outstanding | 134.84M | 135.50M | 135.47M | 135.40M | 141.22M | 147.57M |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 285.02M | 406.99M | -287.13M | -645.53M | 67.81M | -269.42M |
| Net Cash Provided by (Used in) Investing Activities | -180.63M | -77.32M | 204.60M | 231.31M | 106.24M | 35.32M |
| Payments for Repurchase of Common Stock | 50.01M | 0 | 431.91M | 431.91M | 208.92M | 76.02M |
| Net Cash Provided by (Used in) Financing Activities | -55.41M | -300.20M | 57.10M | 394.94M | -187.17M | 245.50M |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (RDN CIK 0000890926),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.