SB FINANCIAL GROUP, INC. financials

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SBFG CIK 0000767405

Source: EDGAR filings · Built 2026-06-02T04:00:21Z

Key metrics by reporting period

Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.

Derived Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Free Cash Flow 21.44M 8.22M 13.03M 23.67M 14.83M 21.93M
Net Debt 250.79M 287.96M 262.52M 225.03M 102.81M 118.47M
Return on Equity (ROE) 9.89% 9.00% 9.73% 10.57% 12.61% 10.46%
Return on Assets (ROA) 0.90% 0.83% 0.90% 0.94% 1.37% 1.19%
Debt-to-Equity 2.28× 2.46× 2.30× 2.14× 1.74× 1.81×
Effective Tax Rate 19.01% 17.22% 17.82% 18.25% 19.57% 18.95%
Cash Conversion Ratio 1.72× 0.82× 1.16× 2.04× 0.94× 1.60×
Accruals Ratio -0.01× 0.00× -0.00× -0.01× 0.00× -0.01×
CapEx Coverage 9.24× 7.69× 14.60× 13.49× 7.11× 12.07×
Free Cash Flow Per Share $3.36 $1.23 $1.88 $3.34 $2.08 $2.87

Valuation Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
P/E Trailing (Diluted) 10.17× 12.16× 8.77× 9.58× 7.32× 8.88×
P/FCF 6.64× 16.99× 8.15× 5.07× 9.01× 6.06×
FCF Yield 15.07% 5.89% 12.27% 19.73% 11.10% 16.50%
P/B 1344.28× 1398.07× 1052.46× 1220.19× 0.05× 1046.32×

Income Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Income Tax Expense (Benefit) 3.28M 2.39M 2.62M 2.79M 4.45M 3.50M
Net Income (Loss) Attributable to Parent 13.97M 11.47M 12.10M 12.52M 18.28M 14.94M
Earnings Per Share, Basic $2.19 $1.72 $1.77 $1.79 $2.58 $1.96
Weighted Average Number of Shares Outstanding, Basic 6.37M 6.66M 6.83M 7.00M 7.13M 7.61M
Earnings Per Share, Diluted $2.19 $1.72 $1.75 $1.77 $2.56 $1.96
Weighted Average Number of Shares Outstanding, Diluted 6.39M 6.68M 6.92M 7.08M 7.13M 7.63M

Balance Sheet

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash and Cash Equivalents, at Carrying Value — — — — 149.51M 140.69M
Assets 1.55B 1.38B 1.34B 1.34B 1.33B 1.26B
Long-term Debt, Excluding Current Maturities — 19.69M 19.64M 19.59M 19.55M —
Liabilities 1.40B 1.25B 1.22B 1.22B 1.19B 1.11B
Stockholders' Equity Attributable to Parent 141.24M 127.51M 124.34M 118.43M 144.93M 142.92M
Common Stock, Shares, Outstanding — — — — 345,000 —

Cash Flow Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Net Cash Provided by (Used in) Operating Activities 24.04M 9.45M 13.99M 25.57M 17.26M 23.91M
Net Cash Provided by (Used in) Investing Activities -68.08M -28.95M -17.39M -165.67M -71.99M -57.22M
Payments for Repurchase of Common Stock 5.69M 4.77M 3.47M 5.90M 9.52M 7.17M
Net Cash Provided by (Used in) Financing Activities 89.66M 22.46M -1.45M 18.41M 63.55M 146.94M

Raw XBRL tagging for a single filing

Every us-gaap and custom concept the filer tagged for one fiscal period, grouped by statement. Start here when a number in the trend table above surprises you and you want to see the exact tag behind it. Derived and valuation rows are omitted here because they already appear in the trend table.

Most recent filing shown by default.

Compare filings side-by-side

Diff any two filings with deltas and added / removed tags.

Immaterial rows are USD line items under 1% of the period's revenue — the noise floor below which a single tag rarely moves the investment thesis. Revenue is read from the filer's top-line concept (Revenues / RevenueFromContractWithCustomerExcludingAssessedTax, with a fallback chain). Non-USD rows, rows without a numeric value, and every row on a filing with no identifiable revenue anchor stay visible. Flip the switch off to see every tag the filer reported for the period.

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Methodology

All facts on this page come straight from SEC EDGAR XBRL company-facts filings (SBFG CIK 0000767405), grouped by financial statement using FASB's base us-gaap presentation taxonomy. Filers may re-parent concepts onto different statements in their own extension taxonomy, so a handful of rows can show up under a different statement than on the actual 10-K / 10-Q; custom concepts and any we couldn't map fall into Other. Hover a cell to see the fully-qualified concept name and the filer's description.

For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.

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