SMARTFINANCIAL INC. financials

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SMBK CIK 0001038773

Source: EDGAR filings · Built 2026-06-02T04:04:02Z

Custom taxonomy namespace: ffd

Key metrics by reporting period

Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.

Derived Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Free Cash Flow 59.34M 46.30M 33.45M 44.31M 43.80M 23.63M
Net Debt -449.65M -366.96M -328.87M -215.07M -947.60M -395.69M
Return on Equity (ROE) 9.11% 7.36% 6.22% 9.95% 8.10% 6.81%
Return on Assets (ROA) 0.86% 0.69% 0.59% 0.93% 0.75% 0.74%
Debt-to-Equity 0.03× 0.04× 0.05× 0.12× 0.23× 0.24×
Effective Tax Rate 18.14% 20.50% 21.07% 21.65% 21.50% 21.23%
Cash Conversion Ratio 1.23× 1.46× 1.39× 1.32× 1.33× 1.19×
Accruals Ratio -0.00× -0.00× -0.00× -0.00× -0.00× -0.00×
CapEx Coverage 25.84× 8.23× 6.33× 4.55× 19.43× 5.34×
Free Cash Flow Per Share $3.51 $2.74 $1.98 $2.63 $2.79 $1.57

Valuation Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
P/E Trailing (Diluted) 12.41× 14.48× 14.49× 10.78× 12.32× 11.20×
P/FCF 10.53× 11.29× 12.38× 10.47× 9.81× 11.53×
FCF Yield 9.49% 8.86% 8.08% 9.55% 10.20% 8.67%
P/B 1.14× 1.07× 0.90× 1.07× 1.07× 0.77×

Income Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Income Tax Expense (Benefit) 11.15M 9.32M 7.63M 11.89M 9.53M 6.56M
Net Income (Loss) Attributable to Parent — 36.14M 28.59M 43.02M 34.79M 24.33M
Earnings Per Share, Basic $3.00 $2.16 $1.70 $2.57 $2.23 $1.63
Weighted Average Number of Shares Outstanding, Basic 16.78M 16.77M 16.81M 16.74M 15.57M 14.96M
Earnings Per Share, Diluted $2.98 $2.14 $1.69 $2.55 $2.22 $1.62
Weighted Average Number of Shares Outstanding, Diluted 16.90M 16.88M 16.91M 16.87M 15.70M 15.02M

Balance Sheet

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash and Cash Equivalents, at Carrying Value 464.42M 387.57M 352.27M 266.42M 1.05B 481.72M
Assets 5.86B 5.28B 4.83B 4.64B 4.61B 3.30B
Long-term Debt 3.00M 8.10M 13.10M 41.90M 87.60M 81.20M
Liabilities 5.31B 4.78B 4.37B 4.21B 4.18B 2.95B
Stockholders' Equity Attributable to Parent 552.38M 491.35M 459.89M 432.45M 429.43M 357.17M
Common Stock, Shares, Outstanding 17.03M 16.93M 16.99M 16.90M 16.80M 15.11M

Cash Flow Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Net Cash Provided by (Used in) Operating Activities 61.72M 52.70M 39.72M 56.79M 46.18M 29.07M
Payments to Acquire Property, Plant, and Equipment 2.39M 6.41M 6.27M 12.49M 2.38M 5.44M
Net Cash Provided by (Used in) Investing Activities -499.05M -420.22M -135.24M -840.82M -264.99M -259.34M
Payments for Repurchase of Common Stock — 2.97M — — 1.21M 4.31M
Payments of Dividends 5.45M 5.42M 5.43M 4.72M 3.73M 2.99M
Net Cash Provided by (Used in) Financing Activities 514.17M 402.82M 181.37M 5.37M 782.17M 528.02M

Raw XBRL tagging for a single filing

Every us-gaap and custom concept the filer tagged for one fiscal period, grouped by statement. Start here when a number in the trend table above surprises you and you want to see the exact tag behind it. Derived and valuation rows are omitted here because they already appear in the trend table.

Most recent filing shown by default.

Compare filings side-by-side

Diff any two filings with deltas and added / removed tags.

Immaterial rows are USD line items under 1% of the period's revenue — the noise floor below which a single tag rarely moves the investment thesis. Revenue is read from the filer's top-line concept (Revenues / RevenueFromContractWithCustomerExcludingAssessedTax, with a fallback chain). Non-USD rows, rows without a numeric value, and every row on a filing with no identifiable revenue anchor stay visible. Flip the switch off to see every tag the filer reported for the period.

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Methodology

All facts on this page come straight from SEC EDGAR XBRL company-facts filings (SMBK CIK 0001038773), grouped by financial statement using FASB's base us-gaap presentation taxonomy. Filers may re-parent concepts onto different statements in their own extension taxonomy, so a handful of rows can show up under a different statement than on the actual 10-K / 10-Q; custom concepts and any we couldn't map fall into Other. Hover a cell to see the fully-qualified concept name and the filer's description.

For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.

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