STEWART INFORMATION SERVICES CORP financials

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STC CIK 0000094344

Source: EDGAR filings · Built 2026-06-02T04:06:39Z

Key metrics by reporting period

Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.

Derived Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Free Cash Flow 132.28M 95.14M 45.17M 142.96M 349.54M 258.90M
Net Debt 446.98M 348.38M 347.58M 346.72M 148.00M -209.91M
Net Margin 3.95% 2.94% 1.38% 5.32% 9.90% 6.82%
Return on Equity (ROE) 7.04% 5.23% 2.22% 11.92% 25.21% 15.41%
Return on Assets (ROA) 3.55% 2.69% 1.13% 5.93% 11.49% 7.83%
Debt-to-Equity 0.47× 0.40× 0.42× 0.44× 0.49× 0.22×
Effective Tax Rate 21.39% 22.88% 25.08% 21.86% 21.66% 22.35%
Cash Conversion Ratio 1.78× 1.85× 2.73× 1.18× 1.21× 1.78×
Accruals Ratio -0.03× -0.02× -0.02× -0.01× -0.02× -0.06×
SBC % of Revenue 0.59% 0.54% 0.49% 0.40% 0.37% 0.25%
CapEx Coverage 2.80× 3.35× 2.19× 3.92× 9.58× 16.32×
Free Cash Flow Per Share $4.63 $3.38 $1.64 $5.23 $12.87 $10.39

Valuation Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
P/E Trailing (Diluted) 17.35× 25.86× 52.93× 7.19× 6.70× 7.77×
P/FCF 15.17× 19.95× 35.79× 8.17× 6.20× 4.65×
FCF Yield 6.59% 5.01% 2.79% 12.23% 16.14% 21.49%
P/S 0.73× 0.75× 0.73× 0.38× 0.66× 0.57×
P/B 1.29× 1.34× 1.17× 0.85× 1.67× 1.29×

Income Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Revenue from Contract with Customer, Excluding Assessed Tax — — 2.21B 3.05B 3.26B 2.27B
Revenues 2.92B 2.49B 2.26B 3.07B 3.31B 2.29B
Income Tax Expense (Benefit) 35.41M 26.16M 15.26M 50.86M 93.99M 48.83M
Net Income (Loss) Attributable to Parent 115.53M 73.31M 30.44M 162.31M 323.22M 154.91M
Earnings Per Share, Basic $4.12 $2.65 $1.12 $6.00 $12.05 $6.25
Weighted Average Number of Shares Outstanding, Basic 28.07M 27.63M 27.29M 27.05M 26.82M 24.79M
Earnings Per Share, Diluted $4.05 $2.61 $1.11 $5.94 $11.90 $6.22
Weighted Average Number of Shares Outstanding, Diluted 28.56M 28.13M 27.52M 27.35M 27.17M 24.91M

Balance Sheet

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash and Cash Equivalents, at Carrying Value 321.77M 216.30M 233.37M 248.37M 485.92M 432.68M
Assets 3.25B 2.73B 2.70B 2.74B 2.81B 1.98B
Long-term Debt — 445.84M 445.29M 447.01M 483.49M 101.77M
Liabilities 1.60B 1.32B 1.32B 1.37B 1.52B 966.17M
Stockholders' Equity Attributable to Parent 1.64B 1.40B 1.37B 1.36B 1.28B 1.01B
Common Stock, Shares, Outstanding 30.22M 27.76M 27.37M 27.13M 26.89M 26.73M

Cash Flow Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Net Cash Provided by (Used in) Operating Activities 205.69M 135.61M 83.04M 191.86M 390.29M 275.81M
Net Cash Provided by (Used in) Investing Activities -368.58M -87.26M -29.97M -300.67M -645.28M -231.37M
Payments for Repurchase of Common Stock 3.89M 3.84M 1.78M 3.26M 2.25M 1.05M
Net Cash Provided by (Used in) Financing Activities 265.21M -60.96M -69.10M -123.22M 310.37M 54.30M

Raw XBRL tagging for a single filing

Every us-gaap and custom concept the filer tagged for one fiscal period, grouped by statement. Start here when a number in the trend table above surprises you and you want to see the exact tag behind it. Derived and valuation rows are omitted here because they already appear in the trend table.

Most recent filing shown by default.

Compare filings side-by-side

Diff any two filings with deltas and added / removed tags.

Immaterial rows are USD line items under 1% of the period's revenue — the noise floor below which a single tag rarely moves the investment thesis. Revenue is read from the filer's top-line concept (Revenues / RevenueFromContractWithCustomerExcludingAssessedTax, with a fallback chain). Non-USD rows, rows without a numeric value, and every row on a filing with no identifiable revenue anchor stay visible. Flip the switch off to see every tag the filer reported for the period.

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Methodology

All facts on this page come straight from SEC EDGAR XBRL company-facts filings (STC CIK 0000094344), grouped by financial statement using FASB's base us-gaap presentation taxonomy. Filers may re-parent concepts onto different statements in their own extension taxonomy, so a handful of rows can show up under a different statement than on the actual 10-K / 10-Q; custom concepts and any we couldn't map fall into Other. Hover a cell to see the fully-qualified concept name and the filer's description.

For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.

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